FHA VS Conventional loan in Mount-Pleasant, Racine County, Wisconsin

In the year 2025, the conventional loan limit set for Mount-Pleasant, found within the county of Racine, WI, is $647,200. At the same time, the FHA loan limit for a single-family home stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to make a detailed comparison among today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit profile, reserves, and any necessary documentation needed to meet qualifications. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to aid you in establishing the most effective program for your unique financial situation in WI.

Compare a wide array of loan options from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Mount-Pleasant, Racine County, WI

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is relevant to the following zip codes: 53405, 53406, 53403, 53177

Conventional and FHA Loan Opportunities in Mount-Pleasant, WI

At Lendersa®, our goal is to facilitate access to the highest-quality Conventional, USDA, or FHA loans, promptly and absent of unnecessary stress. Choose from three initial pathways that connect you with appropriate lenders and loan programs tailored to your needs.

USDA loan request and match details with Lendersa


  • Pivot Lending Group
  • 10397 W Centennial Rd, Littleton, CO, 80127
  • Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
  • Newrepublicfunding.com
  • 1942 Broadway St, Boulder, CO, 80302
  • Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options
  • Flatirons Bank
  • 1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302
  • Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community. Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona
  • Shambhala Credit Union
  • 1345 Spruce Street, Lower Level, Boulder, CO, 80302
  • Shambhala Credit Union is a state-chartered financial institution whose depositors enjoy a federally-backed guarantee by the NCUA up to $250,000 per member account. We use our depositors’ money to make loans to members for everything from mortgages, car loans, mobile home loans, business purpose loans, and personal loans.
  • Reverse Mortgage Leads
  • 1434 Spruce St, Boulder, CO, 80302
  • Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.
  • React Mortgage
  • 1495 Canyon Blvd, 1st Floor, Boulder, CO, 80302
  • Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.
  • Colorado Lending Group
  • 1710 13th Street, Boulder, CO, 80302
  • We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!
  • Premier Lending, LLC
  • 2425 Canyon Blvd, Boulder, CO, 80302
  • At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.
  • Colorado Mortgages
  • 2129 13th St, Boulder, CO, 80302
  • Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.
  • Resource Mortgage Corporation
  • 1221 Pearl Street, Boulder, CO, 80302
  • We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • DSW Mortgage Inc
  • 929 Pearl Street, Suite 350, Boulder, CO, 80302
  • Our primary focus is to provide and unparraelled service to anyone who needs to buy a home. With Mutual Security Mortgage you will receive straightforward answers that are backed by impeccable service. We are the only locally owned and operated mortgage company in Boulder Colorado.
  • Premier Mortgage Group
  • 1844 Folsom St, Boulder, CO, 80302
  • A Colorado owned and operated company since 1986, Premier Mortgage Group, a division of Cherry Creek Mortgage Co., Inc., is one of the Rocky Mountain Region’s most trusted providers of home loans. Built on the hallmarks of integrity, excellence and dedication, we are committed to caring for our customers and building lifetime relationships