In 2026, the conventional loan limit for Oshkosh, within Winnebago county, WI, is set at $726,200. The FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's top Conventional, FHA, and USDA rates. Assess necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose which program in WI is best suited to your financial circumstances.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to zip codes: 54985
The aim of Lendersa® is to swiftly provide the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points to connect with matching lenders and loan programs.
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