Explore the differences! FHA VS Conventional loan programs in Oshkosh, Winnebago County, Wisconsin
In 2026, the conventional loan limit for Oshkosh, within Winnebago county, WI, is set at $726,200. The FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's top Conventional, FHA, and USDA rates. Assess necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose which program in WI is best suited to your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Oshkosh, Winnebago County, WI
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 54985
Exploring Conventional and FHA Loan Options in Oshkosh, WI
The aim of Lendersa® is to swiftly provide the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points to connect with matching lenders and loan programs.
Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.
The Oshkosh Postal Employees Credit Union was incorporated on February 25, 1930 with 7 letter carriers who worked at the Post Office in Oshkosh, Wisconsin. In April of 1973, the By-Laws were changed to include employees of the associate offices (549 Zip Code Area) and their families as well as the employees of the Credit Union and their families
Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.
we had a vision. In 1993 our founders saw a need for a bank in our community that would focus on small to medium-sized businesses—a bank that was willing to take a chance on the success of our clients by focusing on what is best for them.
They were the pioneers of a new idea: entrepreneurs serving other entrepreneurs.
As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.
The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer.
Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options
3701 E. Evergreen Drive, Suite 700, Appleton, WI, 54913
Lends in Wisconsin
Founded in 1999 and headquartered in Appleton, Wisconsin, McGlone Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
