Explore the differences! FHA VS Conventional loan programs in Stevens-Point, Portage County, Wisconsin

In 2025, the conventional loan limit in Stevens-Point, county of Portage, WI is set at $647,200, while the FHA limit for a single-family home is $420,680.

Utilize Lendersa® Conventional loan calculator to compare current rates among Conventional, FHA, and USDA options, helping you determine the necessary income, credit status, reserves, and documentation for qualifying. Our advanced mortgage calculator is designed to let you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in WI suited to your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Stevens-Point, County of Portage, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is relevant for zip codes: 54481, 54482

Exploring Conventional and FHA Loan Options in Stevens-Point, WI

The primary goal of Lendersa® is to secure the most beneficial Conventional, USDA, or FHA loans quickly and without hassle. Choose from three initial pathways to find compatible lenders and loan options.

Lendersa results of USDA loan requests and matches


  • HCS equity
  • 7412 cypress lane, Carmel, CA, 93923
  • HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.
  • HCS Equity
  • 7412 Cypress Lane, Carmel, CA, 93923
  • HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.
  • Carmel Capital Group
  • 2 North East of Santa Rita On 2nd Avenue, Carmel By The Sea, CA, 93921
  • Carmel Capital Group was established in 2020 by Joe Villarreal and Domingo Alvarez. Our associates are dedicated to providing a timely, professional, and personal experience as we work together to get you the best financing available on the market. Carmel's fastest and most competitive mortgage brokerage.
  • First Equity
  • 528 S. Main St, Fort Bragg, CA, 95437
  • First Equity is a mortgage broker with operations in one state. First Equity offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and 1% down mortgages We will treat you with the respect due an esteemed customer and give you the personal service you deserve.
  • Tongass Federal Credit Union
  • 2000 Tongass Avenue, Ketchikan, AK, 99901
  • Tongass Federal Credit Union is a not-for-profit financial cooperative. TFCU is nestled in remote Southern Southeast Alaska and based out of Ketchikan, often called "Alaska's First City." TFCU has four branches: Ketchikan, Klawock, Metlakatla, and Wrangell and four community Microsites: Thorne Bay, Hydaburg, Kake, and Hoonah.
  • First Bank
  • 331 Dock Street, Ketchikan, AK, 99901
  • For over 95 years, First Bank has been providing financial services to Southeast Alaska. We are proud to have built a solid reputation of providing the best financial services to generations of residents in our communities. First Bank is a local Bank that's been serving Southeast Alaska since 1924. We know our community, its citizens
  • CV3 Financial Services
  • 2101 East El Segundo Blvd, Suite 203, El Segundo, CA, 900245
  • CV3 is more than just a lender. We partner with our customers to accelerate real estate opportunities and are invested in your success. We leverage the best technology to eliminate complexity and simplify the loan process. By combining our commitment to elevating your customer experience with our diversified financial strength, we are the capit
  • MacLagan Home Loans
  • 1015 Deerfield Rd, Unit 235, Deerfield, IL, 600125
  • At MacLagan Home Loans, we're more than just mortgage brokers. We're your partners in achieving the dream of homeownership. Our dedicated team of experts goes above and beyond to provide personalized guidance and support throughout the entire loan process. Let us help you secure the financing you need to make your dream home a reality.
  • UPS Employees Federal Credit Union
  • 3110-A Inland Empire Blvd, Ontario, CA, 02805
  • UPSEFCU is dedicated to simplifying your life by providing the products, tools and services to manage your money anywhere, anytime. These valuable member services save time and money, and you benefit from the convenience in multiple ways. and also UPSEFCU loans save you time and money while helping you reach important goals in life.
  • Pinnacle Credit Union
  • 536 North Ave NE, Atlanta, GA, 03030
  • Pinnacle Credit Union was founded in 1926 under the name of Atlanta Teachers Credit Union. It is currently the second oldest credit union in Georgia. Since opening we have grown into a full-service financial institution. Like other credit unions, Pinnacle is a not-for-profit organization. Earnings are returned to members through higher rates
  • Associated Mortgage Bankers
  • 2395 Ocean Ave, Suite 5, Ronkonkoma, NY, 11774
  • Founded in 1989, Associated Mortgage Bankers, Inc. (AMB) is a successful independent mortgage banking firm specializing in a wide array of mortgage products providing you with the essential tools to become a highly successful loan officer. We have built a platform where top sales people can thrive while delivering superior mortgage products
  • First National Bank & Trust
  • 233 South Stephenson Ave, Iron Mountain, MI, 04980
  • First National Bank & Trust is proud to be rooted in your community since 1887, delivering great personal service and the best financial products to our customers and the local communities we serve. community since 1887, delivering great personal service and the best financial products.