FHA VS Conventional loan in Stevens-Point, Portage County, Wisconsin

In 2025, the conventional loan limit in Stevens-Point, county of Portage, WI is set at $647,200, while the FHA limit for a single-family home is $420,680.

Utilize Lendersa® Conventional loan calculator to compare current rates among Conventional, FHA, and USDA options, helping you determine the necessary income, credit status, reserves, and documentation for qualifying. Our advanced mortgage calculator is designed to let you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in WI suited to your financial situation.

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2025 Loan Limits and Down Payment Requirements in Stevens-Point, County of Portage, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is relevant for zip codes: 54481, 54482

Exploring Conventional and FHA Loan Options in Stevens-Point, WI

The primary goal of Lendersa® is to secure the most beneficial Conventional, USDA, or FHA loans quickly and without hassle. Choose from three initial pathways to find compatible lenders and loan options.

Lendersa results of USDA loan requests and matches


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  • "At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community. We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."
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