In 2026, the conventional loan limit for Waterloo, situated in the county of Jefferson, WI, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to weigh today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program within WI for your financial circumstances.
Explore 100 lenders' loan offers
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is relevant for zip codes: 53594
The goal of Lendersa® is to quickly deliver the most advantageous Conventional, USDA, or FHA loan options without unnecessary delay. Choose from three starting points to connect with matching lenders and loan programs.
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