FHA VS Conventional loan programs in 2026 for Waterloo, Jefferson County, Wisconsin

In 2026, the conventional loan limit for Waterloo, situated in the county of Jefferson, WI, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to weigh today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program within WI for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Waterloo, Jefferson County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 53594

Conventional and FHA Loan Solutions in Waterloo, WI

The goal of Lendersa® is to quickly deliver the most advantageous Conventional, USDA, or FHA loan options without unnecessary delay. Choose from three starting points to connect with matching lenders and loan programs.

Result from Lendersa USDA loan request and match


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  • Caprock Federal Credit Union
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    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,

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  • COAST2COAST MORTGAGE LENDING, LLC
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