Explore the differences! FHA VS Conventional loan programs in Wisconsin-Dells, Columbia County, Wisconsin

In 2026, the conventional loan limit in Wisconsin-Dells, situated within Columbia county, WI, is set at $647,200. The FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side to help you decide which program suits your financial situation in WI best.

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2026 Loan Limits and Down Payment Requirements in Wisconsin-Dells, Columbia County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These loan options apply to zip codes: 53965

Explore Conventional and FHA Loan Options in Wisconsin-Dells, WI

At Lendersa®, our aim is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Choose from three starting points that connect you with matching lenders and loan programs.

Results from Lendersa USDA loan request and match


Wisconsin-Dells Lenders

  • Bank of Mauston
  • 503 Gateway Ave, Mauston, WI, 53948
  • Lends in Wisconsin
  • The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.

  • The Baraboo National Bank
  • 101 Third Avenue, Baraboo, WI, 53913
  • Lends in Wisconsin
  • Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service, a wide variety of accounts, and competitive loan rates.

  • Bank of Prairie du Sac
  • 555 Park Avenue, Prairie Du Sac, WI, 53578
  • Lends in Wisconsin
  • Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.

  • Royal Bank
  • 202 Main Street, Elroy, WI, 53929
  • Lends in Wisconsin
  • Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.

  • Rasmussen Mortgage Inc.
  • 113 South Main Street, Suite 201, Lodi, WI, 53555
  • Lends in Wisconsin
  • Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.

  • Wisconsin River Bank
  • 608 Phillips Boulevard, Sauk City, WI, 53583
  • Lends in Wisconsin
  • Wisconsin River Bank remains an independent community bank. We provide premium quality service with enhanced relationships to meet the financial need of all of our clients, both large and small. Let us partner with you and assist you with your personal and business lending or leasing needs.

  • DMB Community Bank
  • 321 North Main Street, Deforest, WI, 53532
  • Lends in Wisconsin
  • We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you

  • Settlers Bank
  • 4021 Meridian Drive, Windsor, WI, 53598
  • Lends in Wisconsin
  • Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank

  • US Lending Corporation
  • 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
  • Lends in Wisconsin
  • US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.