FHA VS Conventional loan programs in 2026 for Brookhaven, Monongalia County, West Virginia

As of 2026, the conventional loan limit for a single-family home in Brookhaven, which is part of Monongalia county, WV, stands at $726,200; meanwhile, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's rates comparing Conventional, FHA, and USDA loans. It helps you assess needed income, credit, reserves, and the documentation required to qualify. With our advanced mortgage tools, you can compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the best program for your specific financial scenario in WV.

Evaluate offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Brookhaven, Monongalia, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table is applicable for the following zip codes: 26508

Loan Options in Brookhaven, WV: Conventional and FHA

Lendersa® is committed to quickly securing the best Conventional, USDA, or FHA loan for you, without unnecessary hassle. Begin by choosing one of three approaches to find matching lenders and loan programs.

USDA loan request results with Lendersa


  • Broadview Home Loans
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • Broadview Home Loans is focused on earning your business for life. We strive to distinguish ourselves through honest business relationships with clients, loyalty to our employees and commitment to empowering and educating the communities we serve. Our company was founded on the simple belief that meeting and exceeding the needs of our customers wou

  • The Mortgage House
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.

  • Anchor Loans
  • One Baxter Way #220, Thousand Oaks, CA, 91362
  • Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.

  • Seattle Credit Union
  • 1521 1st Ave S, Suite 500, Seattle, WA, 98134
  • We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.

  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability

  • Pacific Coast Financial LLC
  • 2150 North 107th Street, Suite 170, Seattle, WA, 98133
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Northwest Mortgage
  • 5605 112th St E, Puyallup, WA, 98373
  • The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.

  • Vantage Point Finance
  • 26045 Avenue 17, Suite A, Madera, CA, 93638
  • Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.

  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises!
    FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!

    FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"

  • Wave Lending Group
  • 8602 Canyon Rd East, Puyallup, WA, 98371
  • wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms