Explore the differences! FHA VS Conventional loan programs in Charleston, Kanawha County, West Virginia

In 2025, the conventional loan limit for Charleston in Kanawha County, WV is $726,200. In contrast, for a single-family home, the FHA limit is $472,030.

The Lendersa® Conventional loan calculator allows you to compare the leading rates for Conventional, FHA, and USDA loans today. It helps figure out the necessary income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you align Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which one best meets your financial needs in WV.

Browse loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Charleston, Kanawha County, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 25305, 25304, 25303, 25302, 25301, 25311, 25312, 25314, 25317, 25321, 25322, 25323, 25324, 25325, 25326, 25327, 25328, 25329, 25330, 25331, 25332, 25333, 25334, 25335, 25336, 25337, 25338, 25339, 25350, 25364, 25375, 25387, 25392, 25396

Discover Conventional and FHA Loan Options in Charleston, WV

Lendersa® is committed to helping you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to match with lenders and loan programs.

Lendersa USDA loan request matching results


  • Mayu Capital Lending, Inc
  • 516 West Shaw Avenue, Suite 200, Fresno, CA, 93704
  • Mayu Capital Lending, Inc. is a California based lending agency that specializes in residential and commercial financing. With over 11 years in finance, Mayu Capital Lending, Inc. takes a different approach to funding through a preference of portfolio-client relations in place of purely transactional lending.
  • Assured Mortgage Company
  • 285 West Bullard Avenue, Suite 103, Fresno, CA, 93704
  • Assured Mortgage Company are a friendly firm of Mortgage Professionals who are happy to meet with you face to face or over the phone or email to provide a service that’s right for you. Our Services include offering advice and solutions on Mortgages. Our aim is to leave you worry free about your funding source because you know you are in safe hands.
  • Peerless Lending, Inc.
  • 5200 N. Palm Ave, Suite 114, Fresno, CA, 93704
  • Peerless Lending work with multiple wholesale providers of mortgage products of all types - FHA, VA, Conventional, USDA, CalHFA, Jumbo, Alt QM, etc. Based on our clients personal situation and profile, we will work to link them to the product most aligned with their goals. Our mission is to provide the best mortgage advice
  • De Young Mortgage
  • 677 W Palmdon Drive Suite #208a, Fresno, CA, 93704
  • De Young Mortgage, Inc. a local San Joaquin Valley California home mortgage broker, is a one-stop financing resource for all homebuyers and homeowners,which aims to make the home loan process both simple and satisfying.Since 2012, De Young Mortgage has been helping homeowners in the Clovis & Fresno area finance the American Dream of home ownership.
  • Greenbox Mortgage
  • 29138 Pacific Coast Hwy 111, Malibu, CA, 90265
  • Providing you "Foundations for Your Future." Whether buying your family home, refinancing your existing home, or buying your investment property, we help our customers qualify for the real estate of their dreams and we love what we do. We help you overcome obstacles and secure your loan on a timely, cost-effective basis. We network with various mor
  • Capital Financial Advisors Inc.
  • 22241 Pacific Coast Highway, Suite B, Malibu, CA, 90265
  • Capital Financial Advisors, Inc. (CFA) established in 1999 is a residential & commercial lending brokerage based in Los Angeles serving all of California, Colorado & Montana. CFA functions at the consumer level engaging in real estate consulting services with transactions up to $100,000,000. Our services include customized services.
  • Greater Heights Financial & Realty Inc
  • 2014Tuland street, Suite 631, Fresno, CA, 93721
  • At Greater Heights Financial & Realty, we’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Mid Valley Services, Inc.
  • 7644 N Palm Ave, Fresno, CA, 93711
  • Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali
  • Mount Saber
  • 2350 W. Shaw Suite 140, Fresno, CA, 93711
  • Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.