In 2025, the conventional loan limit for Charleston in Kanawha County, WV is $726,200. In contrast, for a single-family home, the FHA limit is $472,030.
The Lendersa® Conventional loan calculator allows you to compare the leading rates for Conventional, FHA, and USDA loans today. It helps figure out the necessary income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you align Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which one best meets your financial needs in WV.
Browse loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to zip codes: 25305, 25304, 25303, 25302, 25301, 25311, 25312, 25314, 25317, 25321, 25322, 25323, 25324, 25325, 25326, 25327, 25328, 25329, 25330, 25331, 25332, 25333, 25334, 25335, 25336, 25337, 25338, 25339, 25350, 25364, 25375, 25387, 25392, 25396
Lendersa® is committed to helping you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to match with lenders and loan programs.
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