FHA VS Conventional loan programs in Charleston, Kanawha County, West Virginia

In 2026, the conventional loan limit for Charleston in Kanawha County, WV is $726,200. In contrast, for a single-family home, the FHA limit is $472,030.

The Lendersa® Conventional loan calculator allows you to compare the leading rates for Conventional, FHA, and USDA loans today. It helps figure out the necessary income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you align Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which one best meets your financial needs in WV.

Browse loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Charleston, Kanawha County, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 25305

Discover Conventional and FHA Loan Options in Charleston, WV

Lendersa® is committed to helping you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to match with lenders and loan programs.

Lendersa USDA loan request matching results


  • Surest Capital Company
  • 1223 Wilshire Blvd #980, Santa Monica, CA, 90403
  • Surest Capital Company: Strategic Financing for Investors and Entrepreneurs

    Led by Brian Nichols, Surest Capital Company specializes in commercial and non-QM mortgage advisories, arranging $1M–$25M loans for multifamily and mixed-use properties. Reach out at [email protected] or call 213-867-4223. We connect you to banks, credit unions, an

  • Wela Financing
  • 843 4th street, Santa Monica, CA, 90403
  • Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.

  • Lennox Lending
  • 926 2nd Street, Santa Monica, CA, 90403
  • Lennox Lending specializes on working with experienced investors on fix-and-flip projects, ground-up construction and a variety of single family and multi-family rental loans. Expert service and competitive rates – start your application now!

    We believe in developing a deep, transparent relationship with our clients. With our experience, we deli

  • Z Home Loans
  • 1223 Wilshire Blvd, Suite 405, Santa Monica, CA, 90403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Standard Mortgage, Inc.
  • 18757 Burbank Blvd, Suite 205, Tarzana, CA, 91356
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.

  • United National Mortgage
  • 18321 Ventura Boulevard, Suite 300, Tarzana, CA, 91356
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CalSun Mortgage
  • 18580 Ventura Blvd, Suite B, Tarzana, CA, 91356
  • "CalSun Mortgage was founded by Mitchell Lubinsky, it’s CEO and President. Mitchell is a

    real estate broker and licensed by CA DRE License 015025140, NMLS 353072. He has been

    in real estate and lending industry for more than 30 years. He is real estate mortgage expert

    and practitioner. And acquired a great deal of experience"

  • Whittaker Gregory Burton
  • 18606 Collins Street, Tarzana, CA, 91356
  • Whittaker Gregory Burton is a sole proprietorship based in Los Angeles California and owned by Gregory Whittaker. Gregory Whittaker is a licensed Real Estate Broker with the State of California BRE #00849532 and licensed through the NMLS# 1583645, NMLS# 1450202. I have been a licensed real estate professional for over 45 years working in sales,

  • Pioneers Home Loans
  • 19327 Ventura Blvd, Suite B, Tarzana, CA, 91356
  • Pioneers Home Loans will get your Conventional Loan approved today. Conventional loans are great for any type of home buyers. Our team of experts can get you the best loan with the best rate possible. Whether you have good credit or bad credit, let us know we will listen. Pioneers Home Loans are able to get you an affordable mortgage payment plan.

  • Cliver R. Galvez
  • 19013 Ventura Boulevard, Suite I, Tarzana, CA, 91356
  • Cliver R. Galvez is a Real Estate & Mortgage Services Residential and Commercial Mortgage Broker in California provided Mortgage Services Convetional Loans FHA Loans, Purchase and Refinancing, Hard Money , Commercial Lending available and also mortgage services real estate services