FHA VS Conventional loan in Dunbar, Kanawha County, West Virginia

As of 2026, the conventional loan limit for Dunbar in Kanawha county, WV stands at $726,200, whereas the FHA limit for a single-family residence is $472,030.

Utilize Lendersa's conventional loan calculator to assess current conventional, FHA, and USDA rates. It aids in understanding the income, credit, reserves, and documentation vital for eligibility. Our extensive mortgage calculator lets you juxtapose Conforming Conventional, USDA, FHA, and VA loans, assisting in the decision on the best program in WV for your unique financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Dunbar, Kanawha County, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for zip codes: 25064

Loan Options: Conventional and FHA in Dunbar, WV

Lendersa aims to quickly secure the most favorable Conventional, USDA, or FHA loan for you without hassle. Choose one of three avenues to find matching lender programs.

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Dunbar Lenders

  • Kemba Charleston Federal Credit Union
  • 1830 Roxalana Road, Dunbar, WV, 25064
  • Lends in West Virginia
  • Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.

  • Peoples Federal Credit Union
  • 419 First Avenue South, Nitro, WV, 25143
  • Lends in West Virginia
  • Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.

  • City National Bank
  • 25 Gatewater Road, Cross Lanes, WV, 25356
  • Lends in West Virginia
  • City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company

  • Pioneer Appalachia Federal Credit Union
  • 1316 Kanawha Boulevard East, Charleston, WV, 25301
  • Lends in West Virginia
  • Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.

  • The Religious Coalition for Community Renewal
  • 1117 Quarrier Street, Charleston, WV, 25301
  • Lends in West Virginia
  • The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.

  • Victorian Finance, LLC
  • 1205 Virginia St East, Charleston, WV, 25301
  • Lends in West Virginia
  • Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade

  • Members Choice WV Federal Credit Union
  • 201 Ohio Ave, Charleston, WV, 25302
  • Lends in West Virginia
  • Members Choice WV Federal Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship, attend school or do business in Kanawha County, WV.Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship.

  • Poca Valley Bank
  • 142 Main St, Poca, WV, 25159
  • Lends in West Virginia
  • The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).

  • CAMC Federal Credit Union
  • 3400 MacCorkle Avenue SE, Charleston, WV, 25304
  • Lends in West Virginia
  • CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups