FHA VS Conventional loan programs in 2025 for Elkins, Randolph County, West Virginia

In 2025, the conventional loan limit for Elkins, situated in Randolph County, WV, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans, determining necessary income, credit, reserves, and documentation. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the most suitable option for your financial needs in WV.

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2025 Loan Limits and Downpayment Requirements in Elkins, Randolph County, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 26241

Choosing Conventional and FHA Loan Options in Elkins, WV

Lendersa® aims to enable you to secure the best Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting points to find suitable lenders and loan programs tailored to your needs.

Lendersa USDA loan request and matching results


  • Chaos Home Loans
  • 900 S. Fourth Street, Las Vegas, NV, 89101
  • Our goal at Chaos Home Loans LLC is to make the mortgage process, simple, understandable, and easy. Our team works around the clock to make sure all of our clients are always up to date about their loan status. A VA loan is a mortgage loan in the United States guaranteed by the United
  • Clark County Credit Union
  • PO Box 36490, Las Vegas, NV, 89133
  • CCCU is a solid financial co-operative with over 45, 000 members and $700 million in assets. Since 1951, we've been helping members just like you save more money and time. We can do that because, unlike banks, we don't profit at your expense. Instead, we return the profits we make back to our members as better rates and fee.
  • Lewis Clark Credit Union
  • 604 Bryden Avenue, Lewiston, ID, 83501
  • Come see why LCCU, Lewis Clark Credit Union, is a whole new financial experience. We offer progressive financial services, with hometown member support. We know you by name and are here to help you meet your financial goals. At LCCU, our focus really is your future. Unlike banks, credit unions are not in business to make a profit.
  • TWIN RIVER BANK
  • 1507 G St, Lewiston, ID, 83501
  • Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
  • Home Field Lending
  • 375 E Warm Springs, Suite 203, Las Vegas, NV, 89119
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Valley View Home Loans - VVHL Direct
  • 6551 Las Vegas Blvd S, Suite 154, Las Vegas, NV, 89119
  • Valley View Home Loans (NMLS# 192103) is recognized as an industry-leading provider of mortgage services, Operating across the 13 states. Year after year we closed over billion dollars in mortgage financing. Valley View Home Loans is a full-service national mortgage lender and agency direct seller/servicer offering Conventional, FHA, Jumbo loans.
  • Paul Hasna
  • 6671 S Las Vegas Blvd, Unit 210, Las Vegas, NV, 89119
  • Paul Hasna have been helping families and individuals realize their dream of home ownership for over 20 years, specializing in all First – Time Home Buyer programs and low down payment loans, such as VA, FHA, Rural Development and Conventional HomeReady™ Home Possible™ and MyCommunity™ home loans.
  • The Escobedo Team
  • 10075 South Eastern Avenue, Suite 104, Henderson, NV, 89052
  • Our family is our team. Two generations of mortgage expertise, born and raised in Las Vegas. We have 30+ years of combined mortgage experience here in Nevada and we do everything in our power to help every family achieve their American dream. Family helping families. Let our family help yours!