FHA VS Conventional loan in Buckhannon, Upshur County, West Virginia

In 2026, the conventional loan limit for Buckhannon, situated in Upshur County, WV, is $726,200. Conversely, the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator allows you to evaluate today's best rates for Conventional, FHA, and USDA loans. It helps assess the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the ideal program for your financial situation in WV.

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2026 Loan Limits and Downpayment Requirements in Buckhannon, Upshur County, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to these zip codes: 26201

Exploring Conventional and FHA Loan Options in Buckhannon, WV

The mission of Lendersa® is to swiftly provide the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three initial approaches to find matching lenders and loan programs that suit your requirements.

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Buckhannon Lenders

  • The Citizens Bank of Weston
  • 201 Main Avenue, Weston, WV, 26452
  • Lends in West Virginia
  • The Citizens Bank of Weston has been serving the people of Lewis and surrounding counties for 120 years. In 1891 the bank received its charter. The doors were opened for business in February of 1892. On October 1, 1894, the bank employed Thomas A. Whelan who was to become a banking legend in Lewis County.

  • Citizens Bank of West Virginia, Inc.
  • 211 Third Street, Elkins, WV, 26241
  • Lends in West Virginia
  • Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.

  • Homeownership Center Inc
  • 2276 Randolph Ave, Elkins, WV, 26241
  • Lends in West Virginia
  • The mission of the HomeOwnership Center is to strengthen the communities of North Central West Virginia by creating and supporting successful home owners through mortgage lending, credit counseling, financial advising and home buyer education. Empowering and inspiring families to achieve financial confidence and the dream of home ownership.

  • Home Federal Credit Union
  • 131 W Pike Street, Clarksburg, WV, 26301
  • Lends in West Virginia
  • Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • CAPE Federal Credit Union
  • 323 East Pike Street, Clarksburg, WV, 26301
  • Lends in West Virginia
  • CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.

  • Fairmont Federal Credit Union
  • 2 The Credit Union Way, Fairmont, WV, 26554
  • Lends in West Virginia
  • Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.

    We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.

  • Preston Federal Credit Union
  • 434 East Main Street, Kingwood, WV, 26537
  • Lends in West Virginia
  • Preston Federal Credit Union has been open since 1978. The credit union has assets totaling $33.13 Million and provides banking services to more than 2, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • The United Federal Credit Union
  • 3 Sunset Beach Road, Morgantown, WV, 26508
  • Lends in West Virginia
  • The United Federal Credit Union is a federal credit union chartered in 1973. A Federal Credit Union is a cooperative, not for profit financial institution chartered by the federal government. We are dedicated to the concept of “people helping people”. We serve employee groups, associations

  • Premier Bank
  • 200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
  • Lends in West Virginia
  • Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.