FHA VS Conventional loan programs in 2026 for Torrington, Goshen County, Wyoming

In 2026, the conventional loan limit in Torrington, located in Goshen county, WY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to explore the best rates available today among Conventional, FHA, and USDA loans. Determine needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide on the optimal program for your financial situation in WY.

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Loan Limits and Down Payment Requirements in Torrington, Goshen County, WY for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 82240

Conventional and FHA Loan Options in Torrington, WY

The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loan, free from hassle. Choose from three starting points to pair with matching lenders and loan programs.

Results from Lendersa USDA loan request


  • Magnolia Bank
  • 794 Old Elizabethtown Rd, Hodgenville, KY, 42748
  • Magnolia Bank is a community bank established in 1919 with a strong commitment to excellent customer service. This approach to banking is what we were founded on and what has allowed us to grow and serve new markets. At our banking centers in KY, we offer a variety of financial services to meet all your personal and business banking needs.

  • Health Advantage Credit Union
  • 4550 State St, Saginaw, MI, 48603
  • Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.

  • Old Mission Bank
  • 2701 Interstate 75 Business Spur Sault, Sault Sainte Marie, MI, 49783
  • Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward

  • First Metro Bank
  • 406 West Avalon Avenue, Muscle Shoals, AL, 35661
  • First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.

  • Key Mortgage Experts
  • 629 Vickery Park Dr, Nolensville, TN, 37135
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lake Huron Credit Union
  • 1540 Tittabawassee Road, Saginaw, MI, 48604
  • Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town

  • Versailles Savings and Loan Company
  • 10413 Kley Road, Versailles, OH, 45380
  • At Versailles Savings & Loan, customer service is our number one priority. We are able to meet the needs of our customers with our staff’s fast friendly service. Being locally owned and operated, we are able to assist our customers by getting them answers in a timely manner rather than waiting for word from a corporate office

  • Washington State Bank
  • 103 N. Main St, Washington, LA, 70589
  • Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services.

    Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product

  • Bravo Mortgage & Realty Group
  • 6999 McPheron Rd, Suite 108-B, Laredo, TX, 78041
  • We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.