2026 Hard Money Lenders in Waterloo, IA

Lendersa® identifies the most advantageous hard money loan rates in Waterloo, situated in Black Hawk County, IAName, by examining 209 hard money lenders and brokers that meet your profile. Through Lendersa®'s advanced hard money mortgage calculator, your lending needs are aligned and matched against 20 different matrices, considering factors like proximity to property locations and your intended speed of funding.

The Lendersa® directory lists 10 hard money lenders within a 25-mile area and 38 with offices located within 50 miles of Waterloo.

Typing “hard money lenders near me” into a search engine is an option, but using Lendersa® is a better choice. We align your loan request with 3823 hard money loan programs available in Waterloo IA, delivering the most relevant results in mere seconds. Lendersa® saves you extensive research time and explanations.

To calculate the specific distance from lenders to your property, input the property's address or location here.



  • The Home Trust & Savings Bank
  • 628 Main Street, Osage, IA, 50461
  • Lends in Iowa
  • Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937

  • Decorah Bank and Trust Co
  • 202 East Water Street, Decorah, IA, 52101
  • Lends in Iowa
  • Established in 1935 during the depression by a small group of concerned citizens. Today we are a 2nd and 3rd generation family owned bank that is able to think differently because we're not owned by outside investors at a far-away headquarters. By being family and employee owned we're able to be uniquely responsive to customer and community needs.

  • Iowa Heartland Credit Union
  • 1602 South Monroe Avenue, Mason City, IA, 50401
  • Lends in Iowa
  • Iowa Heartland is a not-for-profit financial co-operative that offers many of the same services as banks or other savings and loan institutions. The unique difference is that we are member owned and controlled. Meeting the financial needs of North Iowa's Heartland is our goal at Iowa Heartland Credit Union.

  • CENT Credit Union
  • 25 West State Street, Mason City, IA, 50401
  • Lends in Iowa
  • CENT Credit Union is a financial cooperative whose mission is to provide outstanding financial services, one cent at a time. Our membership is comprised of all health related professionals, health related employees, incorporated and non-incorporated affiliates and organizations of the health care field within a 65-mile radius of Mason City.

  • First Citizens Bank (FCB)
  • 2601 4th St SW, Mason City, IA, 50401
  • Lends in Iowa
  • First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.

  • North Iowa Community Credit Union
  • 640 South Federal Ave, Mason City, IA, 50401
  • Lends in Iowa
  • North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you.
    we offered our members confidential credit and systematic savings plans.

  • Advantage Credit Union
  • 121 West Third Street North, Newton, IA, 50208
  • Lends in Iowa
  • Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. In 1937, 14 individuals signed the articles of incorporation to form a credit union then called Local 1116 UERMWA Credit Union. At Advantage Credit Union, we treat our members like they own the place because they do!

  • Kari Lepic-Juhl
  • 2346 Mormon Trek Blvd, Iowa City, IA, 52246
  • Lends in Iowa
  • "Kari and Whitney are Real Estate Agents with Lepic-Kroeger, Realtors. They look forward to helping you with you with your next move! Leave your ""home"" work to Kari and Whit!

    Kari was born and raised in Iowa City and grew up surrounded by the Real Estate industry. Kari spent 7 years traveling the world before coming back"

  • Waukon State Bank
  • 22 West Main Street, Waukon, IA, 52172
  • Lends in Iowa
  • The Waukon Bank was officially incorporated as “Waukon State Bank” on April 22, 1892. The bank was in good financial condition and survived the depression years without one penny lost by depositors.The bank had various locations in downtown Waukon before moving to the current location in 1937.

  • Residential Mortgage Network, Inc.
  • 2507 Highlander Place, Iowa City, IA, 52245
  • Lends in Iowa
  • Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.

  • River Valley Credit Union IA
  • 2811 East 13th Street, Ames, IA, 50010
  • Lends in Iowa
  • We're a community credit union in Iowa serving people who live or work in Story county and the surrounding counties. We first opened in Ames, Iowa in October of 1961, and since then have grown to serve over 5,800 members with greater than $91 million in assets.We invite you to help us grow even more by opening YOUR membership today!

  • First National Bank, Ames, Iowa
  • 405 5th Street, Ames, IA, 50010
  • Lends in Iowa
  • First National Bank began as the Ames Savings Bank in 1903, located at 216 Main Street. In 1913, the bank received a National Charter and began its dual operation as Ames National Bank and Ames Trust & Savings Bank. The bank moved into a new home at the southeast corner of Main and Kellogg in 1914.