2026 Hard Money Lenders in Rapid City, SD

Lendersa® helps you discover the best rates for hard money loans in Rapid City, situated in Pennington County, SDName, by assessing 71 hard money lenders and brokers based on your particular profile. With Lendersa®'s advanced hard money mortgage calculator, your lending needs are matched against 20 different matrices, which include factors such as the distance to property locations and the speed of funding you desire.

The Lendersa® directory for hard money lenders showcases 12 lending providers within a 25-mile radius and 13 with offices up to 50 miles from Rapid City.

Instead of searching online for “hard money lenders near me,” choose Lendersa®. We compare your request with 3160 hard money loan programs available in Rapid City, SD, to ensure you get the most relevant results promptly. Lendersa® saves you days of searching and hours of explanation efforts.

To determine the exact distance from lenders to your property, you can input the property address or location here.



  • Dakota Star Federal Credit Union
  • 3122 W St Louis Street, Rapid City, SD, 57702
  • Lends in South Dakota
  • Dakota Star FCU is a full service federal credit union located in Rapid City, South Dakota. We offer a complete menu of financial products and services to our members. Because we are a not-for-profit credit union, all of our proceeds are returned to our members in the form of higher yields on their savings and lower rates on their loans.

  • Blue Ribbon Mortgage and Investments
  • 2025 Jackson Blvd, Rapid City, SD, 57702
  • Lends in South Dakota
  • Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending.

  • Rushmore Electric Federal Credit Union
  • 1715 Cambell Street, Rapid City, SD, 57701
  • Lends in South Dakota
  • Rushmore Electric Federal Credit Union was formed to assist employees and directors of rural electric cooperatives with their financial needs and planning in September 1964. Credit Unions are non-profit financial cooperatives and member-owned, just like rural electric cooperatives.

  • First Western Federal Savings Bank
  • 402 Main St, Rapid City, SD, 57701
  • Lends in South Dakota
  • At First Western Federal Savings Bank, you’ll find an honesty from our non-recourse lenders that you won’t find anywhere else. We take extraordinary pride in providing simple, straightforward answers to your very important questions about buying investment real- estate. As a portfolio lender for over 30 years.

  • Med 5 Federal Credit Union
  • 4956 5th Street, Rapid City, SD, 57701
  • Lends in South Dakota
  • We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal

  • Highmark Federal Credit Union
  • 725 5th St, Rapid City, SD, 57701
  • Lends in South Dakota
  • Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.

  • Black Hills Federal Credit Union
  • 200 Main Street, Rapid City, SD, 57701
  • Lends in South Dakota
  • BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.

  • Unify Home Lending
  • 2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
  • Lends in South Dakota
  • We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.

  • OMNI HOME FINANCING LLC
  • 1508 Mt Rushmore Road, Rapid City, SD, 57701
  • Lends in South Dakota
  • Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.