Hard Money Lending Santa-Cruz, CA

Select among 1000 lenders, for hard money lending in Santa-Cruz, CA.

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your equity-based loan without the need to see your social security number or any sensitive financial information. Explore your chances to get better rates & terms through Non-Qm lenders or banks loan instead of a hard money loan. Use Lendersa® hard money mortgage calculator to find private real estate investors in zip codes 95065, 95064, 95060, 95062, 95061, 95063, 95067.

Compare loan offers from 100 lenders

The magic hard money calculator

To address all of your hard money lending requirements, Lendersa® AI technology will promptly connect your loan request with a broad array of direct hard money lenders. Explore the top hard money loan rates today to secure funding for residential, commercial, and vacant land properties in CA.

Hard money focuses on equity

Enhance your chances of obtaining a loan secured by your property's equity,—whether your credit is favorable or not—by utilizing our sophisticated platform that markets your loan to many potential lenders simultaneously. Lendersa manages this by quickly dispersing your request to all local direct private money lenders and mortgage brokers. Results will be visible in minutes on your tailored dashboard.

Fix and Flip loans are a key aspect of hard money lending; you might qualify for 100% LTV (Loan to Value) financing with a high Loan to Cost ratio.

Is there hard money lending nearby?

Your likelihood of securing a loan rises sharply when you connect with a private investor through a local hard money broker. In Alton, successfully obtaining hard money loans might depend on locating investors familiar with the local territory. A shorter distance between the investor and the property improves the chances of loan approval and expedites the funding process.



  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, IRVINE, CA, 92614
  • Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career.
  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
  • Pyramid Capital Investments Corp.
  • 4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
  • We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.
  • Residential First Capital
  • 20151 SW Birch Street, Newport Beach, CA, 92660
  • Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i
  • Lending USA inc
  • 1400 Quail St Suite 155, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. PRIVATE MONEY LENDING PRIVATE LENDING SERV
  • Mortgage Vintage, Inc.
  • 260 Newport Center Drive, Newport Beach, CA, 92660
  • Mortgage Vintage is a Fast and Professional Hard Money Lender in Orange County specializing in business purpose, investment and bridge loans for real estate investors or business owners looking to capitalize on market or investment opportunities. Our mission is to provide the highest quality hard money loans and trust deed investment opportunitie
  • Residential First Capital
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • Residential First Capital started in 1986 to handle ALL of our client’s real estate financing needs. We cover the range of options from prime institutional financing to hard money financing in order to assist our clients with the requirements they have and at the speed they need the funds delivered.
  • Lenderline
  • 23 Corporate Plaza, Suite 150, Newport Beach, CA, 92660
  • "LENDERLINE® is staffed by seasoned veterans of the mortgage industry, many with over 25 years of experience financing a broad range of residential and commercial properties. We excel in providing niche loan products, including full amortization and interest only loans, for residential, multifamily and commercial properties."
  • Perra Mortgage Loans
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • We specialize in purchase transactions. Unlike a refinance, a purchase transaction has time frames & contractual commitments that unless honored can cause stress, financial penalties, the loss of your dream home & even the loss of your earnest money deposit. You want to make sure to entrust your purchase loan & transaction to an expert in this fiel
  • Newport Center Mortgage
  • 801 Bellis Street, Newport Beach, CA, 92660
  • WE OFFER REAL ESTATE FINANCING FOR HOME LOAN PURCHASE TRANSACTIONS, LOAN REFINANCE AND CASH OUT TRANSACTIONS. CALIFORNIA MORTGAGE LOANS BOTH JUMBO AND CONFORMING LOANS. OUR PROCESS IS FAST, SIMPLE AND EASY. WE ALSO OFFER COMMERICAL FINANCING, INCLUDES- CONSTRUCTION LOANS, APARTMENT LOANS, INCOME PROPERTY LOANS, AND SBA FINANCING.
  • Double A Funding
  • 3501 Jamboree Road, Suite 430, Newport Beach, CA, 92660
  • Double A Funding is a Full-Service Mortgage Brokerage Company. We have flexibility to shop the entire lender market. This can provide borrowers a significant pricing advantages over banks. Double A Funding Provides both COMMERCIAL LOANS and RESIDENTIAL LOANS with other MULTIFAMILY LOANS or Private Money Loans.
  • Sol Terra Estates & Lending Inc.
  • 23 Corporate Place, Suite 150B, Newport Beach, CA, 92660
  • Sol Terra Estates and Lending Inc. is a small boutique office created and run by extremely passionate and qualified individuals who have extensive high end corporate sales backgrounds and are top rated professionals in the Real Estate and Lending industries. We provide our clients with the best in Real Estate Sales, Marketing, Investing and Lending