Hard Money Lending Santa-Maria, California

Select among 1000 lenders, for hard money lending in Santa-Maria, CA.

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your equity-based loan without the need to see your social security number or any sensitive financial information. Explore your chances to get better rates & terms through Non-Qm lenders or banks loan instead of a hard money loan. Use Lendersa® hard money mortgage calculator to find private real estate investors in zip codes 93454, 93455, 93458.

Compare loan offers from 100 lenders

The Enchanting Hard Money Calculator

Lendersa® AI technology is dedicated to meeting all your hard money lending requirements by promptly connecting your loan inquiry to a multitude of direct hard money lenders. Today, you may explore the premier hard money loan rates available for financing residential, commercial, and unoccupied land properties in CA.

Equity, the Essence of Hard Money

Our advanced platform improves your chances of obtaining a loan secured by your property's equity, regardless of whether your credit history is strong or weak. This is achieved by presenting your loan to numerous potential lenders simultaneously. Lendersa takes care of this process by quickly sending your request to a wide pool of local direct private money lenders and mortgage brokers. You'll see the results on your tailored dashboard within minutes.

Fix and Flip loans are intrinsic to hard money lending, and you may be eligible for 100% LTV (Loan to Value) financing with a high LTC (Loan to Cost Ratio).

Exploring Hard Money Lending Close to Home?

Your likelihood of acquiring a loan significantly rises when you partner with a private investor via a local hard money broker. For instance, acquiring hard money loans in Alton may depend on finding investors well-acquainted with the area. Reducing the distance between the hard money investor and the property improves the probability of loan approval and expedites the funding process.



  • SC Financial Service
  • 126 West Marquita, San Clemente, CA, 92672
  • At SC Financial is to apply our broad knowledge to all channels of the lending and wealth management industries. Facilitating Hard Money Loans throughout California, we provide investors, brokers, realtors and borrowers with the expertise required to succeed in today’s complicated marketplace.
  • FK Capital Fund
  • 215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
  • FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible, and structured around each individual client.
  • FK Capital Funding
  • 215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
  • FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible and structured around each individual client.
  • SnapFi
  • 1155 Meridian Avenue, San Jose, CA, 95125
  • SnapFi is innovating the mortgage lending experience. Working at the intersection of leading edge technology and dedicated, expert advisory services, we customize and deliver the best financial solutions for our clients, today, tomorrow, and into the future. We’re fast. We’re agile. We make our own decisions.
  • Foley Mortgage
  • 1660 Hamilton Ave, Suite 100, San Jose, CA, 95125
  • Foley Mortgage provides mortgage financing for all types of borrowers and situations, including refinances, purchases, FHA / VA. Additionally we offer hard money loans for investor flips, estate trusts or probate, rehab projects, small commercial and mixed use properties. Mike Foley is the co-owner & creative side of Foley Mortgage.
  • Excel Trust Deed Investments
  • 1314 Lincoln Ave, Suite 2A, San Jose, CA, 95125
  • "Excel Trust Deed Investments (formerly Excel Financial) has been arranging private lending solutions and helping families and businesses in the San Francisco Bay Area with their alternative financing needs for over 30 years. Our loan experts constantly evaluate the best ways to help meet your short-term and long-term financial goals."
  • Castle Home Loans
  • 2230 Quimby Road, San Jose, CA, 95122
  • At Castle Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • VS Financial Services, Inc.
  • 1111 Story Road, Suite 1100, San Jose, CA, 95122
  • VS Realty & Loans, Inc. was formerly known as ST Real Estate and Financial Services Inc. located in the Grand Century Mall on Story Road in San Jose. In the past, ST Real Estate and Financial Services Inc. was the only real estate brokerage allowed to operate in the mall. The company was proud and was prideful in the tremendous opportunity.