Explore and compare offerings from 227 land loan lenders based in Birmingham, AL.
The average price for an acre of land in AL is $18,958. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.02% to 46.53%. For already developed land, the estimated LTV is between 35.81% and 74.86%.
The true value and loan LTV for any land are determined by factors such as its location, size, topography, zoning, and any existing entitlements.
Find out about your land loan options and rates by contacting the top land loan lender in Birmingham, AL.
Explore offers from 100 lenders
Lendersa® AI technology instantly connects your loan request with hundreds of direct hard money lenders, ensuring all your funding needs are met. Discover today's best land loan rates for financing any type of vacant land or land including construction in AL.
Minimize unnecessary inquiries to protect your credit score. Obtain preapproval for your land loan without needing to provide your social security number or other sensitive financial details.
Construction loans and blanket loans are integral to vacant land lending; you could qualify for up to 100% LTV financing by pledging additional property as security (blanket loan).
Locating a private investor through a local hard money broker can greatly enhance your chances of securing a loan. Land loans in Birmingham, AL are optimally arranged by local lenders who know the neighborhood well. The closer the investor is to the property, the better the chance of approval and the quicker the funding process.
Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 35218, 35214, 35215, 35217, 35210, 35211, 35212, 35213, 35243, 35242, 35224, 35221, 35222, 35228, 35203, 35207, 35206, 35205, 35204, 35209, 35208, 35254, 35068, 35061, 35234, 35235, 35233, 35201, 35202, 35220, 35232, 35237, 35238, 35246, 35249, 35255, 35259, 35261, 35270, 35282, 35283, 35285, 35287, 35290, 35291, 35292, 35294, 35295, 35297, 35298.
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NMLS 1795154
