Lenders using AI on vacant land in Homewood, AL 2025!

Browse and contrast 222 land loan lenders operating in Homewood, AL.

The typical cost for an acre of land in AL is $69,632. The Loan-to-Value (LTV) ratio for undeveloped land spans from 18.75% to 77.36%, whereas for developed land, it is estimated between 37.98% and 77.17% in ALName.

The actual land value and its loan LTV depend on the location, size, topography, zoning, and any entitlements granted to the land.

Explore your land loan options and discover competitive rates by reaching out to the top land loan lender in Homewood, AL.

Review loan offers from 100 lenders

The Remarkable Land Loan Calculator

With Lendersa® AI technology, your loan request is rapidly matched with hundreds of direct hard money lenders, meeting all your financing needs. Discover today’s best land loan rates to support any vacant land or construction-inclusive land in AL.

Land Loans and Their Significance

To protect your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without involving your social security number or sensitive financial details.

Construction and blanket loans are crucial for vacant land financing; you might qualify for 100% LTV financing by using additional property as collateral (blanket loan).

Are Nearby Hard Money Lenders Accessible?

Finding a private investor through a local hard money broker significantly increases your chances of acquiring a loan. Land loans in Homewood, AL may be best managed by local lenders who know the area well. Close proximity between the investor and the property enhances the chance of loan approval and expedites funding.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 35229, 35209, 35219, 35293.



  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Empowered Real Estate Investment by TPN Lending TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
  • The Financial Solutions Boutique
  • 16801 Miramar Parkway, Miramar, FL, 33025
  • "We provide fast, flexible hard money loans tailored for real estate investors. Specializing in fix-and-flip, buy-and-hold, and new construction projects, we offer quick approvals, competitive rates, and minimal hassle to help you achieve your investment goals. Let us help you secure the funding you need to grow your portfolio and maximize your ret
  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide! Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer
  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.