Lenders using AI on vacant land in Prescott, AZ 2026!

Explore and compare among 294 land loan lenders offering financing in Prescott, AZ.

The average cost of an acre in AZ is $69,507. The LTV for undeveloped land ranges from 18.75% to 77.28%, while the estimated LTV for developed land in AZName is between 37.98% and 77.17%.

The true value and LTV of any land depend on its location, size, topography, zoning, and any entitlements associated with it.

Discover your land loan options and rates by getting in touch with the leading land loan lender in Prescott, AZ.

Explore loan offers from 100 lenders

Your essential land loan calculator

Lendersa® AI technology rapidly matches your loan request with numerous direct hard money lenders to meet all your lending needs. Today, discover excellent land loan rates to finance vacant land or land plus construction projects in AZ.

Land loans and valuing land

Avoid unnecessary credit checks to maintain a healthy credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial details.

In the realm of vacant land financing, construction loans and blanket loans are fundamental; you might qualify for 100% LTV by pledging additional property as collateral (blanket loan).

Is there hard money lending near you?

Securing a private investor through a local hard money broker greatly increases your chances of obtaining a loan. Land loans in Prescott, AZ are best arranged by local lenders familiar with the neighborhood. A short distance between the investor and the property boosts approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 86305.



Prescott Land Loan Lenders

  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Lends in Arizona
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.

  • Solido Capital Group
  • 15901 W Waddell Rd #1096, Surprise, AZ, 85379
  • Lends in Arizona
  • Solido Capital Group — 24 years of lending expertise, laser-focused on what builders and investors need most: Construction loans, Rehab loans, DSCR loans, Commercial, and DSCR HELOCs. We don't dabble — we specialize. If you're building, flipping, or scaling a portfolio, we're your capital partner. 

  • Setabay Loan Trust Deed Investing - Private Lender
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Lends in Arizona
  • Setabay LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions. If the loan is denied for any reasons, Setabay LLC is not responsible for refunding any of the costs/fees or services pay directly by you.

  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.

  • Teco Funding, LLC
  • 2432 W. Peoria Ave Suite 1120, Phoenix, AZ, 85029
  • Lends in Arizona
  • Wasting time with Banks? Use our Private Money! At Teco Funding "We Make Real Estate Funding Fast & Simple" Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders through private money exchange and our network of borrowers and lenders.

  • Hilton Financial Corporation
  • 11024 N. 28th Drive Suite #170, Phoenix, AZ, 85029
  • Lends in Arizona
  • Hilton Financial is one of the oldest and experienced Hard Money Lenders and Hilton Financial Corporation (HFC) combines the experience and talent of some of the top mortgage, management and supervisory specialists available. Jack Hilton and Sue Watford each bring with them more than 35 years of administrative.

  • Tri-Point Capital
  • 6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
  • Lends in Arizona
  • Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h

  • First State Mortgage
  • 14624 North Scottsdale Road, Suite 240, Scottsdale, AZ, 85254
  • Lends in Arizona
  • Since its founding in 1867, First State Bank's priority has been - and continues to be - to meet the financial needs of local businesses and consumers, and to continue the distinctive personal relationships our customers have come to expect.

    Through First State Bank Mortgage we offer an in-depth menu of mortgage programs allowing our customer

  • Capital Fund 1
  • 14555 N Scottsdale Rd, Suite 200, Scottsdale, AZ, 85254
  • Lends in Arizona
  • Capital Fund I, LLC is a direct private money lender based in Scottsdale, Arizona. You might be wondering why we clarify that we are a “direct” lender, and that is because we are not a broker who will look at your deal and find a lender to fund it, and place a large price tag on it, you are working DIRECTLY with the lender.

  • Tri-Point Capital
  • 6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
  • Lends in Arizona
  • Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve