Land loan lenders for Apple-Valley, CA AI 2025!

Explore and compare offers from 731 land loan lenders operating in Apple-Valley, CA.

The average cost of an acre in CA is $50,988. The loan-to-value (LTV) ratio for undeveloped land usually ranges from 17.75% to 66.01%, whereas for already developed land in CAName, the estimated LTV is from 37.19% to 76.32%.

The actual value and loan LTV of any land are contingent on factors like its location, size, topography, zoning laws, and existing entitlements.

Learn about your land loan options and potential rates by reaching out to the top land loan lender in Apple-Valley, CA.

Check loan offers from 100 lenders

The Amazing Land Loan Calculator

Meet all your hard money lending needs with Lendersa® AI technology that quickly matches your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to fund any kind of vacant land or land with construction in CA.

Land Loans and Their Value

Avoiding unnecessary inquiries can help maintain your credit score. Get pre-approved for your land loan without needing to submit your social security number or any sensitive financial data.

Both construction loans and blanket loans play a vital role in vacant land lending. You might be eligible for 100% LTV financing by using additional property as collateral (blanket loan).

Finding Hard Money Lending Nearby

Securing a private investor via a local hard money broker significantly enhances your loan approval chances. Land loans in Apple-Valley, CA are typically best organized through local lenders familiar with the area. A shorter distance between the hard money investor and the property aids in improving approval chances and accelerates funding.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 92308, 92307.



  • First Rate Mortgage
  • 3100 Mowry Ave Ste 401, Fremont, CA, 94538
  • First Rate Mortgage can assist you with your real estate financing needs. We understand the difficulties with today's financial complexities. First Rate Mortgage has access to numerous lenders, who are looking for borrowers like you. Call us today and allow us to help you meet your financial needs.
  • Providential Mortgage
  • 42808 Christy St, Ste 226, Fremont, CA, 94538
  • Providential Mortgage strives to ensure that its services are accessible to people with disabilities. Providential Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities with the strong belief that every person has the right to live with dignity
  • Milestone Financial
  • 4970 El Camino Real, Suite 230, Los Altos, CA, 94022
  • Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
  • Reliable Real Estate
  • 38930 Blacow Road, Suite E1, Fremont, CA, 94536
  • As housing costs soar, California is encouraging home owners to add small independent units in their backyard for rent . We put prefabricated homes on a permanent foundation. This cuts cost by 40%, cuts construction time by half and since homes are built indoors by experienced craftsmen and machines, the quality and finishing is much better.
  • The Money Market, Inc.
  • 39899 Balentine Drive, Newark, CA, 94560
  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and
  • Atlantic Pacific Funding
  • 7901 Stoneridge Dr. Ste 120, Pleasanton, CA, 94588
  • Atlantic Pacific Funding is a residential mortgage company offering mortgage services to residents throughout California. Our staff has over a combined 100 years of experience in the Mortgage and Real Estate Industry. What makes us great at what we do is our knowledgeable staff, responsiveness, accountability, and friendliness.
  • Oportun
  • PO Box 4085, Menlo Park, CA, 94026
  • Since we opened our doors in 2005, we have worked hard every day to serve the approximately 100 million people in the USA who are typically shut out of the financial mainstream because they don’t have a credit score or have limited credit history.Our mission-based, technology-powered approach is designed to be inclusive, affordable & empowering.
  • All California Lending
  • 1145 2nd Street A262, Brentwood, CA, 94513
  • All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients.
  • Vale Capital
  • 770 Menlo Avenue, Suite 201, Menlo Park, CA, 94025
  • Vale Capital is an Affiliate of OneSource by PCS, an online lending and investor services platform backed by the financial strength of more than 300 private investors. The Principals, Affiliates and Advisory Board Members of Vale and OneSource consist of highly experienced real estate professionals with long and successful track records in lending.
  • Herzer Financial Services, Inc.
  • 1779 Woodside Rd., Suite 201A, Redwood City, CA, 94061
  • Herzer Financial Services, Inc. (HFS) offers private real estate loans for consumers and real estate investors located in California. We make ground-up construction loans, fix and flips, bridge loans, consumer loans, commercial, refinance, and purchase money loans. A significant percentage of real estate loans.
  • Manufactured Home Mortgage
  • 609 Price Ave, Suite 208, Redwood City, CA, 94063
  • Manufactured Home Mortgage Full service mortgage broker specializing in manufactured housing finance and insurance. Experienced with in-park and land/home manufactured home loans of all types. Dedicated to the highest professional standards and a member of the California Manufactured Home Institue
  • Munshi biz
  • 2603 Camino Ramon Suite 200, San Ramon, CA, 94583
  • Borrowing money, whether for a dream home or an investment opportunity, is a significant decision. You deserve more than just an “okay” rate. You deserve the best possible terms that align with your financial goals, whether you’re considering FHA loans in California, jumbo loans in California, or exploring hard money lenders in California. That’