Complete List of Vacant Land Lenders for Cupertino, CA with AI help!

Explore and compare among 723 land loan lenders operating in Cupertino, CA.

The average cost of an acre of land in CA is $342,238. For undeveloped land, the loan-to-value ratio (LTV) typically falls between 33.44% and 243.17%, while for loans on developed land in CAName, the LTV can range from 49.67% to 89.60%.

The true value and loan-to-value ratio of any land are influenced by its location, size, topography, zoning, and any entitlements it possesses.

Discover your options for land loans and competitive rates by contacting the leading land loan lender in Cupertino, CA.

Compare loan offers from one hundred lenders

The Comprehensive Land Loan Calculator

Lendersa® AI technology will swiftly match your loan application with hundreds of direct hard money lenders, ensuring all your lending needs are fulfilled. Discover the most competitive land loan rates today to finance any type of vacant land or land plus construction in CA.

Understanding Land Loans and Property Value

Minimize unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without revealing your social security number or sensitive financial information.

In vacant land lending, construction and blanket loans are crucial elements; you may qualify for 100% LTV (Loan to Value) financing by pledging additional property as security (blanket loan).

Seeking Local Hard Money Lending?

Your odds of securing a loan improve significantly when working with a local hard money broker to find a private investor. Land loans in Cupertino, CA are best arranged through local lenders familiar with the area. The proximity between the investor and the property boosts approval odds and speeds up funding.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 95014, 95015, 95108, 95170.



  • American Pacific Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.
  • Cedar Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
  • Victoria Capital Mortgage
  • 455 Los Gatos Blvd. Suite 100, Los Gatos, CA, 95032
  • Mortgage Brokering and Origination. Victoria Capital Mortgage Company works with over 30 lenders and specializes in purchase, re-finance and reverse mortgage loans. Contact us for excellent service to save money on your home loan. Victoria Capital Mortgage Established in 1998 and We have been servicing home owners in the Silicon Valley since 1998.
  • Stephen Wong - Bayone Reic
  • 1754 Technology Dr Suite 108, San Jose, CA, 95110
  • Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
  • SnapFi
  • 1155 Meridian Avenue, San Jose, CA, 95125
  • SnapFi is innovating the mortgage lending experience. Working at the intersection of leading edge technology and dedicated, expert advisory services, we customize and deliver the best financial solutions for our clients, today, tomorrow, and into the future. We’re fast. We’re agile. We make our own decisions.
  • Access Investments
  • PO BOX 53642, San Jose, CA, 95153
  • SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun
  • Oportun
  • PO Box 4085, Menlo Park, CA, 94026
  • Since we opened our doors in 2005, we have worked hard every day to serve the approximately 100 million people in the USA who are typically shut out of the financial mainstream because they don’t have a credit score or have limited credit history.Our mission-based, technology-powered approach is designed to be inclusive, affordable & empowering.
  • VANTAGE POINT FINANCE
  • 2055 Junction Ave, San Jose, CA, 95131
  • Vantage Point Finance, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our private loans and commercial financing options. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
  • MKT Finance Inc
  • 2391 Zanker Road, Suite 320, San Jose, CA, 95131
  • "MKT Finance Inc. is a full service mortgage brokerage with an experienced staff of loan agents and processors. Whether your need is a purchase, refinance, home improvement, or debt consolidation loan, we will make sure that you get the right mortgage at the right price. With access to dozens of wholesale lenders, we can often find better