Land loan lenders for Los-Altos, CA AI 2025!

Explore and compare options among 729 land loan lenders operating in Los-Altos, CA.

The average price for an acre of land in CA stands at $400,002. The loan-to-value (LTV) ratio for undeveloped land ranges from 36.56% to 278.31%, whereas for developed land in CAName, the estimated loan LTV spans from 52.14% to 92.24%.

The real value and LTV of any land depend upon factors such as location, size, topography, zoning laws, and any entitlements that have been applied.

Discover your land loan opportunities and potential rates by reaching out to the top land loan lender in Los-Altos, CA.

Browse loan offers from 100 lenders

The Magic Land Loan Calculator

To ensure all your hard money lending needs are addressed, Lendersa® AI technology promptly aligns your loan application with hundreds of direct hard money lenders. Discover the premier land loan rates available today to finance any vacant land or land with construction in CA.

Land Loans and Property Value

Avoiding unnecessary credit inquiries helps maintain your credit score. Get preapproved for your land loan without requiring your social security number or disclosing any sensitive financial details.

Construction and blanket loans constitute important elements of vacant land financing; you may be eligible for 100% LTV (Loan to Value) financing by pledging additional property as security (blanket loan).

Is There Hard Money Lending Nearby?

The likelihood of securing a loan greatly improves when engaging a private investor through a local hard money broker. Land loans in Los-Altos, CA are best managed by local lenders who are familiar with the area. A shorter distance between the hard money investor and the property can increase loan approval chances and expedite the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 94022, 94024, 94023.



  • Kiavi
  • 575 Market Street, Suite 1600, San Francisco, CA, 94105
  • Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions. Dedicated financing experts always on your side to help you scale Embark on a journey through Kiavi’s transformative decade in real estate with our special report, 'A Decade of Deals and Dreams.'
  • UNCAGED CAPITAL LLC
  • 555 California Street, San Francisco, CA, 94104
  • Uncaged Capital LLC Is The Leading Nationwide Private Money & Mortgage Lender That Specializes In Fast And Flexible Lending Processes. Whether you are a new borrower or an experienced real estate investor, Uncaged Capital LLC will guide you every step of the loan process. We have a unique perspective on the loan process and ensure a supportive m
  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans. "
  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • US Capital Global
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Since 1998, US Capital Partners has been committed to providing small and lower middle market businesses and investors with sophisticated debt, equity, and investment opportunities usually available only to larger middle market companies and institutional investors. We manage a variety of direct investment funds, act as a licensed placement agent.
  • Levias Lending LLC
  • 5608 Shattuck Ave, Oakland, CA, 94609
  • At Levias Lending, we believe in turning dreams into reality. We'd like to help you find the perfect mortgage solution to make your homeownership dreams come true. Testimonials "Working with Levias Lending was a game-changer. Their expertise and dedication made the process seamless and stress-free. Highly recommend!" - Mansa Gills Thank yo
  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.