Lenders using AI on vacant land in Escondido, CA 2025!

Choose and evaluate among 723 land loan lenders operating in Escondido, CA.

In CA, the typical price per acre of land is $89,365. The loan-to-value (LTV) ratio for undeveloped land spans from 19.82% to 89.36%, whereas the projected LTV for loans on developed land in CAName ranges from 38.83% to 78.07%.

Factors such as location, size, topography, zoning, and any land entitlements completed influence the true value and loan-to-value (LTV) of any land.

Discover your land loan choices and current rates by reaching out to the premier land loan lender in Escondido, CA.

Compare loan offers from 100 lenders

The remarkable land loan calculator

To fully meet your hard money lending demands, Lendersa®'s AI technology matches your loan request with a multitude of direct hard money lenders promptly. Uncover the most advantageous land loan rates now to finance any sort of vacant land or land with construction in CA.

Understanding land loans and value

By minimizing unnecessary inquiries, you protect your credit score. Obtain a pre-approval for your land loan without needing to reveal your social security number or other private financial details.

Blanket and construction loans form core aspects of financing vacant land; you could qualify for up to 100% loan-to-value (LTV) funding if you provide additional property as collateral (blanket loan).

Is local hard money lending available?

Connecting with a private investor through a regional hard money broker greatly improves your chances of securing a loan. In Escondido, CA, local lenders who know the area are best suited for arranging land loans. A shorter distance between the property and the hard money lender enhances loan approval chances and quickens the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers within zip codes 92029, 92025, 92026, 92027, 92030, 92033, 92046.



  • California First Home Loans
  • 9901 Paramount Blvd, Suite 105, Downey, CA, 90240
  • We have funded over $300 Million in loans. Our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan. Our rates vary depending on the type of property, term of loan and general situation. California First Home Loans was established in 1986.
  • Pacific Lending LLC
  • 4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
  • Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Business Loan Lady
  • 56100 29 Palms Hwy, Yucca Valley, CA, 92284
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
  • Excel Funding Real Estate Services Inc
  • 28924 South Western Avenue, Suite 110, Rancho Palos Verdes, CA, 90275
  • Excel Funding Real Estate Services, Inc., we are a one-stop shop for Real Estate and Financing. With over 20 years of experience, we have helped thousands of people to buy their dream homes! Whether you are looking to refinance, purchase or sell property, we have the expertise to get the job done professionally and efficiently
  • RGC Capital Inc
  • 6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
  • RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets. With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
  • Custom Financial Services Inc.
  • 22527 Crenshaw Blvd. #201, Torrance, CA, 90505
  • We do loan and real estate. all kinds of loans. Residential, Commercial, Private Money Loans. We started in 1964 as an Auto Finance Company. In 1972 when Banking Regulations changed, we entered the market of Private Party real estate loans. We have evolved with the marketplace. Mr. Levy has been involved in this business since 1991.
  • HBS Finance
  • 3812 Sepulveda Blvd UNIT 310, Torrance, CA, 90505
  • HBS Finance provides nationwide real estate commercial mortgages and corporate banking financial solutions. We have experience dealing with a wide variety of apartment building loans, commercial mortgage loans and business real estate loans. We act as your professional mortgage loan advisor to help find the optimal financing solutions for you by of
  • HBS Funding
  • 3812 Sepulveda Blvd Suite 310, TORRANCE, CA, 90505
  • HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.