Land loan lenders for Carlsbad, CA AI 2025!

Peruse and contrast various land loan options from 731 lenders serving Carlsbad, CA.

In CA, the average cost per acre is $162,050. The Loan-to-Value (LTV) for undeveloped land spans from 23.73% to 133.57%, while for already developed land in CAName, the estimated LTV ranges from 41.95% to 81.39%.

The LTV and true value of land depend on several factors such as its location, size, topography, zoning, and any entitlements granted to it.

Explore your land loan options and current rates by reaching out to the leading land loan provider in Carlsbad, CA.

Review loan offers from 100 lenders

The magical land loan calculator

To meet all your hard money lending requirements, Lendersa® AI technology will swiftly match your loan request with hundreds of direct hard money lenders. Discover the finest land loan rates today, suitable for financing any vacant land or combined land and construction projects in CA.

Land loans and their impact on valuation

Avoid unnecessary inquiries to preserve your credit score. Obtain pre-approval for your land loan without the need to disclose your social security number or any sensitive financial details.

Construction and blanket loans are essential parts of vacant land financing; you might qualify for 100% LTV (Loan-to-Value) by offering additional property as collateral (blanket loan).

Local hard money lending available?

Your chances of securing a loan are greatly improved by locating a private investor through a local hard money broker. Land loans in Carlsbad, CA are best handled by local lenders familiar with the neighborhood. Proximity between the hard money investor and the property enhances approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to pinpoint vacant land loan lenders in zip codes 92008, 92009, 92011, 92010, 92013, 92018.



  • Solveit Mortgage
  • 1299 Fourth Street, Ste 505B, San Rafael, CA, 94901
  • Solve It Mortgage with Tammy Blanchard offers expert mortgage solutions tailored to your needs. Whether you're a first-time homebuyer, refinancing, or need creative financing, Tammy provides personalized guidance and competitive loan options. With years of experience and a problem-solving approach, she makes home financing simple and stress-free. L
  • Atalanta Financial
  • 711 Grand Ave, Suite 265, San Rafael, CA, 94901
  • Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
  • All California Mortgage
  • 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
  • "SINCE 1992, ALL CALIFORNIA MORTGAGE HAS PROVIDED QUALITY SERVICE IN EVERY AREA OF MORTGAGE LENDING. From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you a loan-with great rates, terms and costs to meet your unique needs."
  • Searchlight Lending
  • 1300 Fourth Street, San Rafael, CA, 94901
  • Searchlight Lending (CA MLO# 906159/FL CFL#MBR2000) is a boutique full service real estate brokerage that specializes in solving the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time.In addition to a full suite of lenders
  • ACM Investor Services Inc
  • 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
  • ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment
  • Blackburne & Sons Realty
  • 4811 Chippendale Drive, Sacramento, CA, 95841
  • Blackburne & Sons Realty Capital Corporation is a $50 million hard money commercial lending company. We syndicate the investment funds of about 900 accredited, private investors and use these funds to make permanent first mortgage loans on standing commercial properties.The company has been in business since June of 1980.
  • Sequoia Mortgage Capital, Inc.
  • PO Box 2524, San Anselmo, CA, 94979
  • Sequoia Mortgage Capital is a certified Bay Area Green Business focused on funding loans that other lenders turn down. We operate from our headquarters building in downtown San Anselmo and specialize in short-term loans secured by California real estate. Real estate lending is our only business and we are committed to exceeding your expectations.
  • UNIFIED HOME LOANS
  • 2270 DOUGLAS BLVD STE 215, ROSEVILLE, CA, 95661
  • With decades of experience, the key to our success has been a combination of consistently offering the lowest possible interest rates at the lowest cost. Above all, providing outstanding customer service. We take pride in treating our clients with honesty, integrity and honesty.
  • WTR LOAN FUND
  • 1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661
  • WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.
  • West Coast Lending Team
  • 775 Sunrise Ave. #150, Roseville, CA, 95661
  • West Coast Lending Team For purchase or refinance home loans, let us help you find the best deal in the least amount of time. With our focus on great customer service, integrity, and fast processing system, we make home loans convenient and transparent for you and alos our Our fast and dedicated team will find you the best deal.
  • Catalyst Mortgage
  • 3013 Douglas Blvd. Ste 135, Roseville, CA, 95661
  • Catalyst Mortgage specializes in Residential Mortgage Lending; We offer home loan products including but not limited to Conventional, FHA, VA, USDA, 203K Home Loan Products. We are Licensed in California and have been in business since 2005. Our staff has collective industry experience of over 50 years
  • Commercial Capital Funding
  • 2251 Douglas Blvd. Ste. 100, Roseville, CA, 95661
  • Commercial Capital Funding has listened to the concerns of Real Estate Agents and is out to change the real estate agent/ loan officer relationship. With a growing need for easier access to mortgage loans and a desire for faster closings we are quickly addressing the needs of both the real estate professional and the borrower.