Vacant Land Loan Lenders Fair-Oaks, CA AI search of 2025!

Browse and assess offers from among 729 land loan lenders operating in Fair-Oaks, CA.

The average cost for an acre in CA is $95,318. The loan-to-value (LTV) ratio for undeveloped land ranges from 20.14% to 92.98%, while for already developed land in CAName, the estimated LTV spans from 39.09% to 78.35%.

The true value and LTV of any land are influenced by its location, dimensions, topography, zoning laws, and any entitlements related to the land.

Discover your land loan options and current rates by reaching out to the leading land loan lender in Fair-Oaks, CA.

Review offers from 100 lenders

The remarkable land loan calculator

Lendersa® AI technology ensures that your loan request is swiftly matched with several direct hard money lenders, addressing all your lending needs. Find out the most competitive land loan rates available now for funding any type of vacant land or combining land with construction in CA.

Understanding land loans and value

To safeguard your credit score, avoid unnecessary inquiries. Secure preapproval for your land loan without the need to disclose your social security number or sensitive financial information.

Construction and blanket loans play a pivotal role in vacant land financing. By agreeing to pledge additional property as security (blanket loan), you might qualify for complete 100% LTV financing.

Searching for hard money lending close to you?

Engaging a private investor through a local hard money broker can greatly enhance your chances of securing a loan. In Fair-Oaks, CA, land loans are best handled by lenders with local knowledge. Proximity between the investor and the property improves approval odds and expedites the funding process.

Leverage the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 95628.



  • LJC Financial LLC
  • #B 4123 Purdue, Houston, TX, 77005
  • Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.
  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
  • REI Lending Network, LLC.
  • 3918 ABBEYWOOD DR, Pearland, TX, 77584
  • Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.
  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
  • Blue Giant Finance LLC
  • 1629 N LINDER AVE, Chicago, IL, 60639
  • Blue Giant Finance LLC is a private base lending company. Established in 2022, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Blue Giant Finance Llc wants to connect with investors, business individuals, and real estate agents who can benefit from our funding.
  • Silverstar Capital llc
  • 609 Metairie rd #8252, Metairie, LA, 70005
  • Our expertise lies in unlocking funding for a broad spectrum of real estate opportunities, from bustling commercial properties to tranquil residential spaces. We provide financial solutions tailored to each unique investment. With our support, navigating the complexities of real estate funding becomes effortless, allowing you to expand your portfol
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.