Vacant Land Loan Lenders Rancho-Cordova, CA AI search of 2026!

Explore and compare among 757 land loan providers serving in Rancho-Cordova, CA.

In CA, the average cost for an acre of land is $60,095. The loan-to-value (LTV) ratio for undeveloped land ranges from 18.24% to 71.55%, while for loans on land that is already developed in CAName, the estimated LTV falls between 37.58% and 76.74%.

The actual value and LTV for any piece of land depend on its location, dimensions, topography, zoning policies, and any existing entitlements.

Discover more about your land loan options and potential rates by reaching out to the top land loan lender in Rancho-Cordova, CA.

Browse loan offers from 100 different lenders

The Innovative Land Loan Calculator

To cater to all your hard money lending needs, Lendersa® utilizes AI technology to immediately match your loan request with numerous direct hard money lenders. Discover the most competitive land loan rates today for funding any kind of vacant land or land with construction in CA.

Understanding Land Loans and Their Worth

Reducing unnecessary inquiries helps preserve your credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial data.

Construction loans and blanket loans are integral to vacant land financing. You might qualify for 100% LTV (Loan to Value) financing by offering additional property as collateral (blanket loan).

Is Hard Money Lending Nearby?

Securing a private investor through a local hard money broker significantly increases your chances of obtaining a loan. Arranging land loans in Rancho-Cordova, CA is often most effective through local lenders familiar with the neighborhood. A closer distance between the investor and the property improves approval odds and accelerates funding.

Leverage the Lendersa® land loan calculator to find vacant land loan providers in zip codes 95742.



Rancho-Cordova Land Loan Lenders

  • Mariner Finance
  • 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
  • Lends in California
  • "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.

  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Lends in California
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed

  • VITEK Mortgage Group
  • 4401 Hazel Avenue Ste 135, Fair Oaks, CA, 95628
  • Lends in California
  • Ashley specializes in helping people purchase homes. Whether it's your first or tenth home, you will be in great hands! If you are looking to refinance your current home, take advantage of down payment assistance or just have questions about what your options are, The Willard Team is proud to be a local community lender.

  • Empire Home Loans, Inc.
  • 4401 Hazel Ave., Suite 135, Fair Oaks, CA, 95628
  • Lends in California
  • Empire Home Loans, Inc. is powered by people who earn the trust of clients and partners. Having respect for the home loan transaction, we are dedicated to providing our customer with the BEST interest rate available, and the personal attention the home loan process deserves.Empire Home Loans, Inc. supports Equal Housing Opportunity.

  • Tri Valley Home Loans LLC
  • 2014 Ritchie St, Folsom, CA, 95630
  • Lends in California
  • "At Tri Valley Home Loans, we take pride in being a trusted mortgage broker across multiple states, offering exceptional customer service and sound advice throughout the home-buying journey. Whether you're a first-time homebuyer, an experienced investor, or pursuing commercial property, our team is committed to guiding you through every step, ensur

  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Lends in California
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.

  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • Lends in California
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Lends in California
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.

  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • Lends in California
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.

  • Blackburne & Sons Realty
  • 4811 Chippendale Drive, Sacramento, CA, 95841
  • Lends in California
  • Blackburne & Sons Realty Capital Corporation is a $50 million hard money commercial lending company. We syndicate the investment funds of about 900 accredited, private investors and use these funds to make permanent first mortgage loans on standing commercial properties.The company has been in business since June of 1980.