Vacant Land Loan Lenders Rancho-Cordova, CA AI search of 2026!

Explore and compare among 747 land loan providers serving in Rancho-Cordova, CA.

In CA, the average cost for an acre of land is $60,095. The loan-to-value (LTV) ratio for undeveloped land ranges from 18.24% to 71.55%, while for loans on land that is already developed in CAName, the estimated LTV falls between 37.58% and 76.74%.

The actual value and LTV for any piece of land depend on its location, dimensions, topography, zoning policies, and any existing entitlements.

Discover more about your land loan options and potential rates by reaching out to the top land loan lender in Rancho-Cordova, CA.

Browse loan offers from 100 different lenders

The Innovative Land Loan Calculator

To cater to all your hard money lending needs, Lendersa® utilizes AI technology to immediately match your loan request with numerous direct hard money lenders. Discover the most competitive land loan rates today for funding any kind of vacant land or land with construction in CA.

Understanding Land Loans and Their Worth

Reducing unnecessary inquiries helps preserve your credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial data.

Construction loans and blanket loans are integral to vacant land financing. You might qualify for 100% LTV (Loan to Value) financing by offering additional property as collateral (blanket loan).

Is Hard Money Lending Nearby?

Securing a private investor through a local hard money broker significantly increases your chances of obtaining a loan. Arranging land loans in Rancho-Cordova, CA is often most effective through local lenders familiar with the neighborhood. A closer distance between the investor and the property improves approval odds and accelerates funding.

Leverage the Lendersa® land loan calculator to find vacant land loan providers in zip codes 95742, 95670, 95827, 95741.



  • NRL Mortgage
  • 43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
  • Lends in California
  • Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.

  • Patriot Pacific Financial
  • 43460 Ridge Park Dr. #250, Temecula, CA, 92590
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • North Coast Financial, Inc.
  • 2424 Vista Way #202, Oceanside, CA, 92054
  • Lends in California
  • North Coast Financial, Inc. is a San Diego hard money lender (private money lender) with over 30 years of hard money loan experience. We specialize in fix and flip loans / rehab loans, land loans, hard money purchase loans, construction loans, cash outs, hard money refinances and other various bridge loans.

  • Pacific Mortgage Exchange, Inc.
  • 73241 Hwy 111, Palm Desert, CA, 92260
  • Lends in California
  • Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.

  • LTV Private Equity
  • 75280 Highway 111 Suite 101, Indian Wells, CA, 92210
  • Lends in California
  • LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.

  • MB Capital Ventures
  • 2604B El Camino Real, Ste 156, Carlsbad, CA, 92008
  • Lends in California
  • MB Capital Ventures specializes in real estate and project finance. We focus on providing better terms for all types of real estate transactions and development projects. There is not an asset class or size we cannot touch. Most of our deals are between $1M and $10M. We have incredibly attractive financing programs for $25M+.

  • AAA Private Money
  • 2173 Salk Ave. Suite #250, Carlsbad, CA, 92008
  • Lends in California
  • AAA Private Money is a Carlsbad, California based company that specializes in private money loans and investments backed by real estate. Our philosophy is to provide industry leading services at wholesale pricing to deliver exceptional results to everyone doing business with us.

  • Your Mortgage Shop
  • 516 Peach Way, San Marcos, CA, 92069
  • Lends in California
  • YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.

  • America's Loan Advisors Inc.
  • 701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
  • Lends in California
  • We directly fund between $9-$10 billion a year in home loans. This means we process, underwrite & wire the funds. If we do not have a loan option for our client “in-house, ” we will process the loan and submit it to an investor for underwriting and funding. Having both these funding sources allow us to provide the best loan options for our clients.