Lenders using AI on vacant land in Irvine, CA 2026!

Browse and compare among 757 land loan lenders operating in Irvine, CA.

In CA, the average price for an acre of land is $167,548. The Loan to Value (LTV) for undeveloped land typically ranges from 24.03% to 136.92%, and the estimated LTV for loans on already developed land in CAName can be between 42.18% and 81.64%.

The true value and loan LTV of any land are influenced by factors such as its location, size, topography, zoning, and any entitlements that have been applied to it.

Discover your land loan options and rates by contacting a top land loan lender in Irvine, CA.

Examine loan offers from 100 lenders

The magical land loan calculator

To fulfill all your hard money lending needs, Lendersa® AI technology will promptly align your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land with construction in CA.

Land loans and value assessment

Avoid unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without needing to reveal your social security number or any sensitive financial details.

Construction loans and blanket loans play a key role in vacant land lending; you may qualify for 100% LTV (Loan to Value) financing by agreeing to pledge additional property as collateral (blanket loan).

Is there hard money lending nearby?

Locating a private investor through a local hard money broker can significantly boost your chances of obtaining a loan. Land loans in Irvine, CA are best managed by local lenders familiar with the area. A short distance between a hard money investor and the property can enhance the likelihood of loan approval and speed up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 92617.



Irvine Land Loan Lenders

  • Brave Mortgage
  • 2101 business center Dr STE 230, Irvine, CA, 92612
  • Lends in California
  • Brave Mortgage simplifies home financing with tailored solutions that empower homebuyers. Led by Jason Ariazand, our team offers expert advice and personalized service to help you secure the best mortgage options. Trust Brave Mortgage to guide you confidently through your homeownership journey. Contact us today at jason@bravemortgage.com or 818-873

  • Brave Mortgage, Inc
  • 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612
  • Lends in California
  • We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.

  • EBSC Lending
  • 18575 Jamboree Rd, Irvine, CA, 92612
  • Lends in California
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper

  • Luxury Mortgage Corp.
  • 18100 Von Karman Avenue, Suite 330, Irvine, CA, 92612
  • Lends in California
  • "Luxury Mortgage Corp® offers a wide array of adjustable and fixed rate mortgage products for loans on residential properties. As a mortgage lender, we have the ability to set customized pricing based on mortgage programs structured to suit individual needs. We have the power to lock in rate, approve, underwrite and close loans.
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  • 365 Home Lending
  • 18818 Teller Ave, #145, Irvine, CA, 92612
  • Lends in California
  • 365 Home Lending is a mortgage lending brokerage located in Southern California that focuses on residential purchase and refinance transactions. We are licensed with over a dozen major lenders which gives us the ability to shop the best rates and terms for our clients and in most cases offer top tier pricing.

  • SLB Capital Group
  • 4590 MacArthur Blvd STE 500, Newport Beach, CA, 92660
  • Lends in California
  • SLB Capital Group is singularly focused on executing real property sale leasebacks that include thoughtfully structured repurchase options, no conflicts of interest or cross-sell. Our innovative liquidity solutions strengthen your core offerings, enhance funding certainty, increase client lifetime value, and unlock new revenue streams. Repurchase o

  • Bayshore Capital
  • 5000 Birch Street, Newport Beach, CA, 92660
  • Lends in California
  • Bayshore Capital is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.

  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Lends in California
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun

  • Pyramid Capital Investments Corp.
  • 4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
  • Lends in California
  • We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.

  • Residential First Capital
  • 20151 SW Birch Street, Newport Beach, CA, 92660
  • Lends in California
  • Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i