Vacant Land Loan Lenders Lathrop, CA AI search of 2025!

Explore and compare among 723 land loan lenders serving in Lathrop, CA.

In CA, the average cost per acre of land is $71,260. The loan-to-value (LTV) for undeveloped land falls between 18.84% and 78.35%, while for loans on already developed land in CAName, the estimated LTV ranges from 38.05% to 77.25%.

The actual value and loan LTV of any land are contingent upon its location, size, topography, zoning, and any entitlements it possesses.

Find out about your land loan options and competitive rates by contacting the top land loan lender in Lathrop, CA.

Compare loan offers from 100 lenders

The Magic Land Loan Calculator

To cater to all your hard money lending needs, Lendersa® AI technology swiftly matches your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to fund any vacant land or land plus construction in CA.

Land Loans and Land Value

Keeping unnecessary inquiries to a minimum helps protect your credit score. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial details.

Construction and blanket loans are crucial in vacant land lending; you may qualify for 100% LTV (Loan to Value) financing by agreeing to use additional property as security (blanket loan).

Looking for Hard Money Lending Nearby?

Connecting with a private investor through a local hard money broker can greatly enhance your chances of obtaining a loan. Land loans in Lathrop, CA are best arranged by local lenders familiar with the area. The proximity between the investor and the property improves approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 95330, 95231.



  • Financial Compound
  • 1968 S Coast Hwy, Suite 100, Laguna Beach, CA, 92651
  • Financial Compound, a commercial mortgage broker based in Los Angeles, California has been an innovator in identifying and structuring capital markets opportunities for commercial real estate loans. Financial Compound and its staff have closed over $4.9 billion in transactions, running the gamut from low leverage first mortgages on trophy assets.
  • Sierra Pacific Mortgage
  • 31601 S. Coast Highway, Suite #200B, Laguna Beach, CA, 92651
  • Sierra Pacific Mortgage is one of the nation’s largest direct private lenders; we are solely focused on residential mortgage lending. That means we have a wide array of options to choose from for your home financing needs. We have been helping homeowners with their home financing needs for over three decades
  • Grace Capital Group Real Estate Partners
  • 301 Forest Ave, Laguna Beach, CA, 92651
  • Grace Capital has been engineering financial solutions for Middle Market Real Estate Companies for more than 20 Years, nationwide. Over $3 Billion of debt, equity & investments closed with Teamwork, Precision & Execution thru Direct Lending, Family Offices, Private Funds, Wealthy Investors,
  • 1st Veteran Mortgage Inc
  • 26626 Portales Lane, Mission Viejo, CA, 92691
  • 1st Veteran Mortgage Inc is the right choice for your full-service real estate financing needs. Our services range from residential, commercial mortgage, realty services and financial consulting. We pride ourselves on truly encompassing what it means to be a full-service mortgage brokerage.
  • Virtue Loan Center
  • 25909 Pala Suite 100, Mission Viejo, CA, 92691
  • Virtue Loan Center Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Rescom Financial Services
  • 26691 Plaza #225, Mission Viejo, CA, 92691
  • We are a Direct Lender who specialize in new home purchase and refinance loans.Our other services include Reverse Mortgages, CAL FHA and subprime lending. Rescomfs.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
  • Mortgage Loan Centers
  • 26041 Acero, Mission Viejo, CA, 92691
  • Mortgage Loan Centers is the low cost leader in mortgage lending. We specialize in purchase and refinance transactions for one to four unit residential and condominium properties. We handle owner, second and investment property transactions. Call for a quote and see for yourself.
  • Sunset Mortgage
  • 26381 Crown Valley Parkway #200, Mission Viejo, CA, 92691
  • Sunset Mortgage brings together the experience of some of the top mortgage, management and supervisory talent available. Darin Moore, with over 25 years in mortgage funding and underwriting, corporate planning, loan servicing and accounting, leads the Sunset Mortgage team.Sunset Mortgage has been funding private money real estate loans since 1991.
  • LamCap Partners
  • 26381 Crown Valley Parkway, Suite 200, Mission Viejo, CA, 92691
  • In 2008, Lamberton Capital now LamCap Partners was formed to serve the needs of Californians. Our mission then was as simple and direct as it is now; To save our client’s money by offering great rates and the best mortgage experience to meet our client’s specific needs. We do it so they can live a better life.
  • The Ross Fund Real Estate Finance
  • 26050 Acero #415, Mission Viejo, CA, 92691
  • "The Ross Fund Real Estate Finance will provide you greater loan options to choose from since we are partnered with private lenders and bank institutions.Matthew Marshall is the President of The Ross Fund Real Estate Finance with an expertise in mortgage loans for more than 20+ years helping people located in Orange County, CA. ‍"
  • Ethos Lending
  • 26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
  • Welcome to ETHOS Lending: Mortgages Made For You ETHOS Lending is not just another mortgage company. We're driven by a simple yet powerful mission: to provide honest, transparent, and trustworthy lending services across the United States. Founded by Dino Katsiametis, our team is dedicated to revolutionizing the mortgage experience for every homeow