Lenders using AI on vacant land in Milpitas, CA 2025!

Explore and compare land loan options among 731 lenders available in Milpitas, CA.

In CA, the average price per acre of land is $171,105. The LTV for undeveloped land typically ranges from 24.22% to 139.08%, while for loans on already developed land in CAName, it falls between 42.33% and 81.80%.

The true value and LTV of any land loan are determined by factors such as location, size, topography, zoning, and any existing entitlements affecting the land.

Identify your land loan options and the applicable rates by contacting the premier land loan lender in Milpitas, CA.

Review loan offers from 100 lenders

The Magical Land Loan Calculator

To meet all your hard money lending needs, Lendersa® AI will automatically align your loan request with a multitude of direct hard money lenders. Today, find out the best land loan rates available for financing vacant land or land plus construction in CA.

Land Loans and Their Value

Protect your credit score by avoiding unnecessary inquiries. Obtain preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

Construction loans along with blanket loans are key components of vacant land financing; you may be eligible for 100% LTV financing if additional property is pledged as security in a blanket loan agreement.

Is Hard Money Lending Nearby?

Connecting with a private investor through a local hard money broker can substantially enhance your chances of loan approval. Local lenders familiar with Milpitas, CA, are best suited to arrange land loans. Close proximity between the hard money investor and the property can improve approval odds and expedite the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders available in zip codes 95035.



  • Bay Equity LLC
  • 1812 K St., Sacramento, CA, 95811
  • Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.
  • Liberty Financial
  • 1010 Hurley Way # 290, Sacramento, CA, 95825
  • Whether your buying, selling or looking to invest into real estate my goal is to serve each client’s individual needs by providing exceptional customer service and dedication to find your ideal home. I will guide you along the way through buying/selling process to achieve outstanding results.
  • CAPITAL CITY LENDING
  • 2335 American River Drive, Suite 40, Sacramento, CA, 95825
  • Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation
  • CARLILE Realty & Lending - East Sac Branch
  • 1860 Howe Avenue Suite 100, Sacramento, CA, 95825
  • Carlile Realty & Lending is a boutique brokerage in Sacramento providing expertise in transaction negotiation and management from beginning to end. Carlile Realty & Lending is Your Key to Home! SERVICES INCLUDE: California Real Estate Lending/Mortgages Hard Money Lending Appraisals Land Development Flips and more
  • Twin Rivers Capital
  • 2255 Watt Ave, Suite 125, Sacramento, CA, 95825
  • Twin Rivers Capital is in the relationship business and that our client base is looking for first class personalized service. Twin Rivers Capital prides itself in our exemplary staff that allows us to be available, responsive and easy to work with. Twin Rivers Capital is a premier private hard money lender chosen for consistent performance, reliabl
  • Sierra Commercial Capital
  • 333 University Avenue, Sacramento, CA, 95825
  • "Sierra Commercial Capital is a financing company that provides smart business solutions and consulting to various kind of businesses no matter the size, industry or the state of their finances. Sierra Commercial Capital is your one stop alternative for financing solutions for your business loan"
  • Tracey Financial Group, Inc.
  • 2 E Street, Santa Rosa, CA, 95404
  • Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.
  • McCormick & Co. Homes and Loans
  • 101 E. Street, Suite 101, Santa Rosa, CA, 95404
  • Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.
  • Peterson Lending Group
  • 100 E Street Suite 201, Santa Rosa, CA, 95404
  • Purchase and Refinance Loans. Excellence in Service, Integrity and Product Knowledge is vital in your Mortgage Professional......Experience the Difference. Allow us to take this opportunity to introduce Peterson Lending Group. Our team provides a hands-on mortgage lending service which includes financing of residential and commercial properties.