Lenders using AI on vacant land in Santa-Clara, CA 2025!

Explore and compare options among 731 land loan providers in Santa-Clara, CA.

The typical cost for an acre of land in CA is $206,755. For undeveloped land, the Loan-to-Value (LTV) ratio ranges from 26.14% to 160.76%. The estimated LTV for loans on already developed land in CAName can range anywhere between 43.86% and 83.43%.

The true value and loan LTV of land depend on various factors, such as its location, size, topography, zoning, and any entitlements that have been done to the property.

Discover your choices for land loan options and rates by contacting the top land loan provider in Santa-Clara, CA.

Compare loan offers from 100 lenders

The magic land loan calculator

To fully address your hard money lending requirements, Lendersa® AI technology will quickly match your loan request with numerous direct hard money lenders. You can now explore the best land loan rates available today to fund any type of vacant land or land plus construction in CA.

Land loans and their implications on value

Steering clear of unnecessary inquiries can help maintain your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial details.

Construction loans and blanket loans are integral components of vacant land financing; you might qualify for 100% LTV (Loan to Value) funding if you are willing to pledge additional property as security (blanket loan).

Hard money lending nearby?

Finding a private investor through a local hard money broker significantly boosts your chances of obtaining a loan. Land loans in Santa-Clara, CA are most effectively arranged by local lenders who are familiar with the area. The closeness between the hard money investor and the property improves the likelihood of loan approval and speeds up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 95054, 95050, 95051, 95053, 95052, 95055, 95056.



  • Santiago Financial, Inc. | Manufactured & Mobile Home Loans
  • 17842 Irvine Blvd # B204, Tustin, CA, 92780
  • Santiago Financial, Inc we believe in helping the consumer make an educated choice, understanding the process, and assisting them from beginning to end. With over forty years of experience, Santiago Financial, Inc. provides world-class service in all facets of manufactured or mobile housing lending.
  • New American Funding - Riverside
  • 14511 Myford Road, Suite 100, Tustin, CA, 92780
  • New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.
  • Dove Financial
  • 14742 Plaza Dr, Ste 200, Tustin, CA, 92780
  • We are a mortgage broker with over 30 years experience in the mortgage lending industry, Dove Financial prides itself to be one of the few companies that specializes in Mobile Home Loans in California. We have a great selection of programs for mobile home loans and manufactured home financing in addition to Conventional Loan Programs.
  • Hanover Mortgage Company, DBA Hanover MC
  • 2522 Chambers Road, Tustin, CA, 92780
  • Hanover Mortgage Company, DBA Hanover MC, is your trusted partner in mortgage services, offering tailored financial solutions to meet diverse needs. With decades of expertise, our dedicated team, led by industry expert Jo-Ann Lapin, guides you through every step, ensuring you secure your dream home effortlessly. Reach out at 714 838 1474 or jfl@han
  • Keyswag Lending
  • 100 E MacArthur Blvd Unit 108, Santa Ana, CA, 92707
  • Introducing Keyswag Lending! Our expert team, led by Jeremiah Ibrahim, is dedicated to offering tailored loan options that fit your unique needs. With our top-notch advice and unbeatable service, we ensure your home buying journey is seamless, no matter your location. Connect with us today for a stress-free lending experience! Contact us at jeremia
  • Home Mortgage Alliance Corporation
  • 4 Hutton Centre Dr., Suite 500, Santa Ana, CA, 92707
  • HMAC must have unlimited growth potential. In order to achieve this, there should be a dedication to ensuring that there is large capital infusion which can help promote warehouse line capacity, start-up capital, and reserves that are required by the state and agencies guidelines
  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • As private lenders and investors, we focus on both new and experienced investors. We actively engage in the deals you present, offering free analytical consultations to assess their potential. This ensures high-yielding investment opportunities for future investors. We invite you to share your deals and visions with us—our goal is to help you build
  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize
  • Ample Funding LLC
  • 2841 HAMNER AVE, SUITE A, Norco, CA, 92860
  • Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.
  • Coast Jewelry & Loan
  • 1836 Newport Blvd, Costa Mesa, CA, 92627
  • Our business is the oldest Collateral Brokerage in Orange County and is still family owned, operated and running! Not many business operations can say they have done so for almost 70 years and still stay under the same ownership. Orginally located in Santa Ana, our business moved in 1995.
  • Triple Crown Funding Inc.
  • 1901 Newport Boulevard Suite 350, Costa Mesa, CA, 92627
  • Triple Crown Funding deals directly with investors to fund private money loans. We are based in Orange County California and our executive team has spent many years building up our established network of private money investors. We work with mortgage brokers, bankers, real estate professionals and investors.
  • Platinum Lending Solutions
  • 2901 West Coast Highway, Suite 272-273, Newport Beach, CA, 92663
  • Platinum Lending Solutions As professional mortgage planners, we are here to provide you with a type of mortgage that it would be used as a tool to achieve your both short and long-term financial goals and eventually lead you to the creation of wealth.Based on the information that you provide, we will offer you customized mortgage.