Vacant Land Loan Lenders Novato, CA AI search of 2025!

Choose and compare among 732 land loan lenders available in Novato, CA.

The average cost for an acre of land in CA is $155,835. For undeveloped land, the loan-to-value ratio (LTV) is typically between 23.40% and 129.79%, while for already developed land in CAName, the estimated LTV ranges from 41.68% to 81.11%.

The actual value and loan LTV of any piece of land are influenced by factors like location, size, topography, zoning, and any entitlements present.

To explore your land loan options and discover competitive rates, contact the best land loan lender in Novato, CA.

Compare loan offers from one hundred lenders

The Magic Land Loan Calculator

Lendersa® AI technology ensures all your hard money lending needs are accomplished by instantly matching your request with hundreds of direct hard money lenders. Discover the best land loan rates today to fund any vacant land or land plus construction in CA.

Insights into Land Loans and Property Value

Avoid unnecessary inquiries to protect your credit score. You can preapprove your land loan without providing your social security number or sensitive financial information.

Construction and blanket loans are essential components of vacant land lending, potentially qualifying you for 100% LTV (Loan to Value) financing if you pledge additional property as collateral (blanket loan).

Seeking Hard Money Lending Nearby?

Your likelihood of obtaining a loan significantly increases when you connect with a private investor through a local hard money broker. Land loans in Novato, CA are best managed by local lenders familiar with the community. A shorter distance between the investor and the property boosts the approval odds and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 94949, 94945, 94947, 94998.



  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • UNIFI Group, Inc.
  • 1314 High Street, Suite 1, Alameda, CA, 94501
  • "UNIFI Group, Inc. is a leading real estate and mortgage brokerage servicing the Greater Bay Area since 1988. Founded by the late Joyce T. Cheng, it was her experience as a young manager of an Oakland Chinatown bank that inspired a lifelong goal to empower the immigrant community with access to mortgage financing"
  • Cypress Financial
  • PO Box 9418, Santa Rosa, CA, 95405
  • Cypress Financial Mortgage & Investments, Inc. has its headquarters in Santa Rosa California, the heart of the California wine and telecom industries. Cypress Financial is a full service mortgage brokerage providing mortgages to families and individuals for many years. We provide loans for residential.
  • BaySierra Financial, Inc.
  • 1410 Neotomas Ave., Suite 106, Santa Rosa, CA, 95405
  • BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account. BaySierra was formed in 2000
  • Argus Lending
  • 3478 Buskirk Avenue, Suit 262, Pleasant Hill, CA, 94523
  • Argus provide the best lending experience possible, and quick loan processing is our forte. With company wide principles based on customer experience, cutting edge lending software, and efficient lending teams.and also we provide a lending experience hard to find elsewhere in the industry. It takes a great team to build the right loan
  • Avenir Mortgage Planners
  • 3480 Buskirk Ave, Suite 260, Pleasant Hill, CA, 94523
  • Avenir Mortgage Planners is one of the top rated mortgage companies in the San Francisco Bay Area. Our team is made of well-educated and dedicated experts who share one passion: helping others. Our biggest success is the excellent reviews and continuous referrals we receive from our raving fans.
  • Rubicon Mortgage Fund, LLC
  • 3575 Mt. Diablo Blvd., Suite 215, Lafayette, CA, 94549
  • Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate. Rubicon specializes in short-term secured loans and direct, hard money commercial lending. We are based in the San Francisco Bay Area.
  • Tracey Financial Group, Inc.
  • 2 E Street, Santa Rosa, CA, 95404
  • Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.
  • McCormick & Co. Homes and Loans
  • 101 E. Street, Suite 101, Santa Rosa, CA, 95404
  • Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.
  • Peterson Lending Group
  • 100 E Street Suite 201, Santa Rosa, CA, 95404
  • Purchase and Refinance Loans. Excellence in Service, Integrity and Product Knowledge is vital in your Mortgage Professional......Experience the Difference. Allow us to take this opportunity to introduce Peterson Lending Group. Our team provides a hands-on mortgage lending service which includes financing of residential and commercial properties.