Complete List of Vacant Land Lenders for Novato, CA with AI help!

Choose and compare among 729 land loan lenders available in Novato, CA.

The average cost for an acre of land in CA is $155,835. For undeveloped land, the loan-to-value ratio (LTV) is typically between 23.40% and 129.79%, while for already developed land in CAName, the estimated LTV ranges from 41.68% to 81.11%.

The actual value and loan LTV of any piece of land are influenced by factors like location, size, topography, zoning, and any entitlements present.

To explore your land loan options and discover competitive rates, contact the best land loan lender in Novato, CA.

Compare loan offers from one hundred lenders

The Magic Land Loan Calculator

Lendersa® AI technology ensures all your hard money lending needs are accomplished by instantly matching your request with hundreds of direct hard money lenders. Discover the best land loan rates today to fund any vacant land or land plus construction in CA.

Insights into Land Loans and Property Value

Avoid unnecessary inquiries to protect your credit score. You can preapprove your land loan without providing your social security number or sensitive financial information.

Construction and blanket loans are essential components of vacant land lending, potentially qualifying you for 100% LTV (Loan to Value) financing if you pledge additional property as collateral (blanket loan).

Seeking Hard Money Lending Nearby?

Your likelihood of obtaining a loan significantly increases when you connect with a private investor through a local hard money broker. Land loans in Novato, CA are best managed by local lenders familiar with the community. A shorter distance between the investor and the property boosts the approval odds and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 94949, 94945, 94947, 94998.



  • Milestone Financial
  • 4970 El Camino Real, Suite 230, Los Altos, CA, 94022
  • Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
  • Stonecrest Financial
  • 4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
  • Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
  • VANTAGE POINT FINANCE
  • 2055 Junction Ave, San Jose, CA, 95131
  • Vantage Point Finance, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our private loans and commercial financing options. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
  • MKT Finance Inc
  • 2391 Zanker Road, Suite 320, San Jose, CA, 95131
  • "MKT Finance Inc. is a full service mortgage brokerage with an experienced staff of loan agents and processors. Whether your need is a purchase, refinance, home improvement, or debt consolidation loan, we will make sure that you get the right mortgage at the right price. With access to dozens of wholesale lenders, we can often find better
  • 5 Star Capital, LLC
  • 2188 Del Franco St, Suite 30, San Jose, CA, 95131
  • 5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
  • Coast Funding Corporation
  • 21050 MC Clellan RD, Cupertino, CA, 95014
  • 🌟 Welcome to Coast Funding Corporation! Your premier destination for bespoke real estate business and personal financing solutions. With our streamlined processes, swift approvals, and seasoned expertise, we're committed to transforming your visions into tangible success stories. Feel free to reach out to me today if you are in need of a loan. Abr
  • The Loan Story
  • 275 Saratoga Avenue, Suite 220, Santa Clara, CA, 95050
  • We aim to make home financing as simple & pain-free as possible. Whether you are buying your first home, refinancing existing properties, or building investment portfolio, our loan advisors will help you figure out how much you can afford & the perfect mortgage program, either residential or commercial. Tell us your stories, we will do the rest.
  • DCI Mortgage & Investment
  • 4100 Moorpark Ave. Suite 216, San Jose, CA, 95117
  • DCI is a Silicon Valley mortgage broker and lender. Along with competitive rates, DCI provides some of the most flexible loan terms in the industry. DCI focuses on helping people and business finance property outside of the traditional routes. We have many sources of investment and funding.
  • Stephen Wong - Bayone Reic
  • 1754 Technology Dr Suite 108, San Jose, CA, 95110
  • Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
  • RAM Capital Corporation
  • 1101 S. Winchester Blvd, Suite H-189, San Jose, CA, 95128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Arcus Lending
  • 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
  • We have been featured on NBC, CBS, FOX, ABC and several other media for our mortgage expertise. We have been named to 2017 Inc 500 list of fastest-growing private companies in America. In the same list, Arcus Lending was named the 3rd fastest growing mortgage company in the country.