Complete List of Vacant Land Lenders for Oceanside, CA with AI help!

Review and compare among 731 land loan lenders active in Oceanside, CA.

In CA, the average cost for an acre of land is $98,190. The LTV for undeveloped land ranges between 20.29% and 94.73%, while the projected LTV for loans on developed land in CAName is between 39.21% and 78.48%.

The actual value and loan LTV of land are influenced by its location, size, topography, zoning, and any entitlements that have been applied.

Explore your land loan options and rates by getting in touch with the leading land loan lender in Oceanside, CA.

Review loan offers from 100 lenders

The incredible land loan calculator

To fulfill all your hard money lending requirements, Lendersa® AI technology quickly pairs your loan request with hundreds of direct hard money lenders. You can discover the best land loan rates today to fund any type of vacant land or land with construction in CA.

Land loans and valuation

Avoiding unnecessary inquiries can help preserve your credit score. Secure preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

Construction loans and blanket loans are key components of vacant land financing; you might qualify for 100% LTV (Loan to Value) financing if you're willing to pledge additional property as security (blanket loan).

Is there hard money lending nearby?

Discovering a private investor via a local hard money broker can greatly enhance your chances of securing a loan. Land loans in Oceanside, CA are ideally managed by local lenders familiar with the neighborhood. Reducing the distance between the hard money investor and the property can improve the likelihood of loan approval and expedite the funding process.

Leverage the Lendersa® land loan calculator to find vacant land loan providers in zip codes 92054, 92057, 92058, 92056, 92049, 92051, 92052, 92068.



  • Western Pacific Home Loans
  • 155 N Riverview Dr Suite 120, Anaheim, CA, 92808
  • Western Pacific Home Loans is a mortgage broker with operations in one state. Western Pacific Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. Western Pacific Home Loans is a FREEandCLEAR Technology All Star.
  • brentwood pacific financial
  • 1421 n wanda rd #120, Orange, CA, 92867
  • I invest my time focusing on your financing priorities, explaining your options and delivering the world class experience you expect. My goal is to earn your trust, respect and heartfelt referrals. My vision is to build strong, lifelong relationships, starting today with you. Scott Fredrickson Brentwood Pacific Financial
  • Brentwood Pacific Financial
  • 1421 North Wanda Road, Suite 120, Orange, CA, 92867
  • "We invest our time focusing on your financing priorities, explaining your options and delivering the world class experience you expect and deserve. In return, we need you help. Our goal is to earn your trust, respect and heartfelt referrals to your friends, relatives, coworkers & neighbors. Our vision is to build strong, lifelong relationships."
  • McMillen Capital, LLC
  • 1215 N. Parker St, Orange, CA, 92867
  • McMillen Capital, LLC was formed in January 2007 by Jeff McMillen, our founder. Since then, McMillen Capital has had an increasing level of involvement in making hard money loans to real estate investors, developers, business owners and flippers. We take a strong stance on the direction we see real estate heading in Southern California.
  • Straight deal mortgage
  • 300 PCH STE 405, Huntington Beach, CA, 92648
  • Discover home financing made easy with Straight Deal Mortgage! As a comprehensive Mortgage Brokerage, we connect you to a myriad of wholesale lenders, presenting a range of mortgage options tailored to your requirements. Rest assured, we're here to guide you in finding your ideal mortgage, ensuring you feel right at home with a trusted lender.
  • Pacific One Lending and Real Estate
  • 18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
  • Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Sharp Loan
  • 625 The City Drive S, Ste 400, Orange, CA, 92868
  • At Sharp Loan, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.
  • Interactive Mortgage
  • 1 City Boulevard West Suite 1650, Orange, CA, 92868
  • Winnpointe Corporation dba Interactive Mortgage provides current and future homeowners with the “Faster, Smarter…Simply Better” way to find the best loan you want quickly. We offer lender paid closing costs and an easy-to-use pricing engine, which allows you to control the process of saying yes.
  • First Lending Solutions
  • 6370 Magnolia Ave Suite 210, Riverside, CA, 92506
  • 1st Lending Solutions, Inc. is located in Riverside, CA, United States and is part of the Mortgage Banking Industry. 1st Lending Solutions, Inc. has 19 total employees across all of its locations.FirstLendingOnline.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.