Complete List of Vacant Land Lenders for Oceanside, CA with AI help!

Review and compare among 723 land loan lenders active in Oceanside, CA.

In CA, the average cost for an acre of land is $98,190. The LTV for undeveloped land ranges between 20.29% and 94.73%, while the projected LTV for loans on developed land in CAName is between 39.21% and 78.48%.

The actual value and loan LTV of land are influenced by its location, size, topography, zoning, and any entitlements that have been applied.

Explore your land loan options and rates by getting in touch with the leading land loan lender in Oceanside, CA.

Review loan offers from 100 lenders

The incredible land loan calculator

To fulfill all your hard money lending requirements, Lendersa® AI technology quickly pairs your loan request with hundreds of direct hard money lenders. You can discover the best land loan rates today to fund any type of vacant land or land with construction in CA.

Land loans and valuation

Avoiding unnecessary inquiries can help preserve your credit score. Secure preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

Construction loans and blanket loans are key components of vacant land financing; you might qualify for 100% LTV (Loan to Value) financing if you're willing to pledge additional property as security (blanket loan).

Is there hard money lending nearby?

Discovering a private investor via a local hard money broker can greatly enhance your chances of securing a loan. Land loans in Oceanside, CA are ideally managed by local lenders familiar with the neighborhood. Reducing the distance between the hard money investor and the property can improve the likelihood of loan approval and expedite the funding process.

Leverage the Lendersa® land loan calculator to find vacant land loan providers in zip codes 92054, 92057, 92058, 92056, 92049, 92051, 92052, 92068.



  • Elite One Mortgage
  • 10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
  • Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.
  • Future Finance Network
  • 1215 Imperial Hwy, Suite 100A, Brea, CA, 92821
  • Future Finance Network is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • CalShield Home Loans Inc
  • 3200 E Guasti Rd Ste 100, Ontario, CA, 91761
  • The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.Nicholas Wright is the owner of CalSHIELD Home Loans.
  • Golden Empire Mortgage
  • 3281 Guasti Rd, Ontario, CA, 91761
  • Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders
  • Mirate Equity LLC
  • 5150 East Pacific Coast Hwy Long Beach, CA, Long Beach, CA, 90804
  • Mirate Equity LLC is a trusted loan company offering tailored financial solutions for businesses and individuals. Focused on reliability and customer satisfaction, we provide diverse loan products to meet various financial needs. Our experienced team ensures clients receive the best terms and support throughout the loan process. Committed to financ
  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
  • Mountain West Financial Inc.
  • 1209 Nevada St. #200, Redlands, CA, 92374
  • Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation built on trust, ethical lending practices and true family values. We are a family-owned business who have been making homeownership a reality since 1990. From the time of application to closing.
  • Ponce & Ponce Realty
  • 2086 S E St, San Bernardino, CA, 92408
  • Ponce & Ponce Realty has been in the real estate services business in the San Bernardino, Riverside, Rialto, Redlands, Loma Linda, Highland, Fontana, and Bloomington real estate markets for many successful years and will be here for many more. This longevity and confidence comes from our real estate services to a great many buyers and sellers.
  • GROW Mortgages
  • 4501 E. Carson St. #203, Long Beach, CA, 90808
  • GROW Mortgages is a welcoming lending firm based out of Long Beach, CA. We are passionate in advancing the well-being of our local community by empowering financial development through local homeownership, which promotes economic growth. Whether you are a first time home buyer, a real estate investor