Lenders using AI on vacant land in Oroville, CA 2026!

Choose and compare among 747 land loan lenders offering services in Oroville, CA.

In CA, the average cost for an acre of land is $36,770. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.98% to 57.37%, while for already developed land, the estimated LTV is between 36.58% and 75.68%.

The true value and loan LTV of any parcel of land are determined by factors such as location, size, topography, zoning, and any entitlements that have been completed.

To discover your land loan options and current rates, contact the leading land loan lender in Oroville, CA.

Compare loan offers from 100 lenders

The magic land loan calculator

By utilizing AI technology, Lendersa® swiftly matches your loan request with hundreds of direct hard money lenders to meet all your lending needs. Today, you can find the best land loan rates for any type of vacant land or land plus construction in CA.

Land loans and land value

Reducing unnecessary inquiries helps protect your credit score. You can secure preapproval for your land loan without needing to provide your social security number or other sensitive information.

Construction and blanket loans are vital components of vacant land lending. You might qualify for 100% LTV (Loan to Value) financing if you agree to use additional property as collateral (blanket loan).

Hard money lending nearby?

Locating a private investor through a local hard money broker significantly boosts your chance of securing a loan. Local lenders familiar with the community are the best option for arranging land loans in Oroville, CA. When the hard money investor is close to the property, it enhances the chances for approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 95965, 95966, 95940.



  • Veterans United Home Loans of San Diego
  • 6863 Friars Road, Suite 100, San Diego, CA, 92108
  • Lends in California
  • The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 24 million VA loans, helping veterans, active duty military members and their families purchase or refinance a home.

  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • Lends in California
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.

  • San Diego Funding
  • 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106
  • Lends in California
  • "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders.

    San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "

  • Valor Lending Group
  • 350 10th Ave, 10th Floor, San Diego, CA, 92101
  • Lends in California
  • We are a boutique mortgage broker in San Diego, California. We can help fund any deal you bring us! Luxury Property Sales, Service and Finance. Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!

  • United Wholesale Funding
  • 350 10th Ave Ste. 1000, San Diego, CA, 92101
  • Lends in California
  • At UWM, we’re dedicated to making dreams come true for our team members, our broker partners and homeowners nationwide. Everything we do is designed support our partners’ business and grow the broker channel as a whole. We’re a winning team working together to deliver the fastest turn times in the industry,

  • Griffin Funding
  • 2445 5th Avenue Suite 300, San Diego, CA, 92101
  • Lends in California
  • Griffin Funding, Inc., is a mortgage company with access to wholesale rates that originates loans throughout the states of Arizona, California, Colorado, Florida, Hawaii, Tennessee, Texas, and Washington. We specialize in VA Loans and Self-Employed Jumbo Loans. Call us today for a free consultation 855-595-6195

  • Your Darling Lender
  • 681 Kenney St, El Cajon, CA, 92020
  • Lends in California
  • We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r

  • D & D Capital Solutions LLC
  • 681 Kenney St, El Cajon, CA, 92020
  • Lends in California
  • There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!

  • IQ Realty & Lending Inc.
  • 360 West Lexington Avenue, Suite 100, El Cajon, CA, 92020
  • Lends in California
  • IQ Realty & Lending represent buyers and sellers of real estate properties across San Diego County, residential property, commercial property, land, business opportunities, property management & financing. We also offer- Sell A Home, Finance A Home, Commercial Real Estate, Buy Property, Sell Property, Buy A Home.

  • Zeman Mortgage Inc
  • 140 W. Park Ave, El Cajon, CA, 92020
  • Lends in California
  • Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers

  • American Global Security San Diego
  • 1641 31st St, San Diego, CA, 92102
  • Lends in California
  • American Global Security has been the best security guard company in San Diego, California, for a long time now. Our security teams are all professionally trained and licensed, and they offer unmatched services to businesses, events, and private clients in San Diego who are looking for answers to their security problems.

  • BRIK Home Loans
  • 3655 Avocado Blvd, La Mesa, CA, 91941
  • Lends in California
  • BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.