Land loan lenders for Chico, CA AI 2025!

Review and compare options from 723 land loan lenders active in Chico, CA.

The average cost for an acre of land in CA is $65,243. The Loan-to-Value (LTV) ratio for undeveloped land ranges from 18.52% to 74.69%, whereas for loans on developed land in CAName, the LTV is estimated to fall between 37.80% and 76.97%.

The true value and loan-to-value of land are influenced by factors including its location, size, topography, zoning laws, and any entitlements granted to the property.

Discover your land loan options and rates by consulting the leading land loan lender in Chico, CA.

Explore loan offers from 100 lenders

The magical land loan calculator

To fulfill all your hard money lending requirements, Lendersa® AI technology will quickly connect your loan request with hundreds of direct hard money lenders. Discover optimal land loan rates today to finance any vacant land or land plus construction in CA.

Land loans and their impact on value

Reducing unnecessary inquiries helps maintain your credit score. Get pre-approved for your land loan without needing to submit your social security number or any sensitive financial information.

Construction and blanket loans form a crucial part of vacant land financing; you might qualify for 100% LTV (Loan-to-Value) by pledging additional property as security (blanket loan).

Seeking hard money lending locally?

Your likelihood of obtaining a loan increases significantly when locating a private investor through a local hard money broker. Land loans in Chico, CA are best managed by local lenders who understand the area. A closer proximity between the hard money investor and the property enhances approval chances and speeds up the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 95973, 95926, 95928, 95927, 95929, 95976.



  • Brentwood Pacific Financial
  • 1421 North Wanda Road, Suite 120, Orange, CA, 92867
  • "We invest our time focusing on your financing priorities, explaining your options and delivering the world class experience you expect and deserve. In return, we need you help. Our goal is to earn your trust, respect and heartfelt referrals to your friends, relatives, coworkers & neighbors. Our vision is to build strong, lifelong relationships."
  • Ample Funding LLC
  • 2841 HAMNER AVE, SUITE A, Norco, CA, 92860
  • Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.
  • McMillen Capital, LLC
  • 1215 N. Parker St, Orange, CA, 92867
  • McMillen Capital, LLC was formed in January 2007 by Jeff McMillen, our founder. Since then, McMillen Capital has had an increasing level of involvement in making hard money loans to real estate investors, developers, business owners and flippers. We take a strong stance on the direction we see real estate heading in Southern California.
  • Cornerstone Home Lending
  • 8175 E. Kaiser Blvd, Suites 201, 202, 203, Anaheim, CA, 92808
  • Founded in 1988, Cornerstone Home Lending, Inc. is a full-service mortgage lender. Thirty years later, we're still committed to the core values we started with: lending with a servant's heart, closing mortgages on time, treating our borrowers like people and not just a number, and making buying a house feel easy.
  • Home Loan Solutions
  • 8175 E Kaiser Blvd, Anaheim, CA, 92808
  • Home Loan Solutions, an established Orange County lender that services all of California, and specializes exclusively in residential loans. If you are seeking mortgage professionals that have endured the industry changes of the past decade with integrity and risen to the top as a result.then we may be your ideal lending solution.
  • Western Pacific Home Loans
  • 155 N Riverview Dr Suite 120, Anaheim, CA, 92808
  • Western Pacific Home Loans is a mortgage broker with operations in one state. Western Pacific Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. Western Pacific Home Loans is a FREEandCLEAR Technology All Star.
  • Diversified Financing solutions
  • 16152 Beach Blvd, Suite 120, Huntington Beach, CA, 92647
  • Unlock your financial potential with Diversified Financing Solutions, spearheaded by Kip Adkins. Our mission is tailored financial strategies to ensure your business thrives. We offer unique, client-focused solutions designed to drive growth and efficiency. Connect with us to elevate your financial future.
  • Universal Commercial Capital
  • 8907 Warner Ave Ste 145, Huntington Beach, CA, 92647
  • Universal Commercial Capital is a U.S. based, private money lender. A trusted resource in real estate mortgage lending, Universal Commercial Capital is known for its flexible, common-sense underwriting and efficient, hassle-free loan programs.and also steadfast commitment to helping its clients reach their full financing potential
  • Elite Home Loans Optimum
  • 8907 Warner Ave, Suite 260, Huntington Beach, CA, 92647
  • "Elite Home Loans & Optimum Realty is one stop office for your real estate needs. Elite Home Loans: We originate residential loans, SBA loans, commercial loans and construction loans. We are dealing with a number of wholesale lenders which provide you with a huge range of choices for your mortgage loan. We direct your loan application to the