Land loan lenders for Chico, CA AI 2025!

Review and compare options from 731 land loan lenders active in Chico, CA.

The average cost for an acre of land in CA is $65,243. The Loan-to-Value (LTV) ratio for undeveloped land ranges from 18.52% to 74.69%, whereas for loans on developed land in CAName, the LTV is estimated to fall between 37.80% and 76.97%.

The true value and loan-to-value of land are influenced by factors including its location, size, topography, zoning laws, and any entitlements granted to the property.

Discover your land loan options and rates by consulting the leading land loan lender in Chico, CA.

Explore loan offers from 100 lenders

The magical land loan calculator

To fulfill all your hard money lending requirements, Lendersa® AI technology will quickly connect your loan request with hundreds of direct hard money lenders. Discover optimal land loan rates today to finance any vacant land or land plus construction in CA.

Land loans and their impact on value

Reducing unnecessary inquiries helps maintain your credit score. Get pre-approved for your land loan without needing to submit your social security number or any sensitive financial information.

Construction and blanket loans form a crucial part of vacant land financing; you might qualify for 100% LTV (Loan-to-Value) by pledging additional property as security (blanket loan).

Seeking hard money lending locally?

Your likelihood of obtaining a loan increases significantly when locating a private investor through a local hard money broker. Land loans in Chico, CA are best managed by local lenders who understand the area. A closer proximity between the hard money investor and the property enhances approval chances and speeds up the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 95973, 95926, 95928, 95927, 95929, 95976.



  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • As private lenders and investors, we focus on both new and experienced investors. We actively engage in the deals you present, offering free analytical consultations to assess their potential. This ensures high-yielding investment opportunities for future investors. We invite you to share your deals and visions with us—our goal is to help you build
  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize
  • CalShield Home Loans Inc
  • 3200 E Guasti Rd Ste 100, Ontario, CA, 91761
  • The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.Nicholas Wright is the owner of CalSHIELD Home Loans.
  • Golden Empire Mortgage
  • 3281 Guasti Rd, Ontario, CA, 91761
  • Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders
  • Mirate Equity LLC
  • 5150 East Pacific Coast Hwy Long Beach, CA, Long Beach, CA, 90804
  • Mirate Equity LLC is a trusted loan company offering tailored financial solutions for businesses and individuals. Focused on reliability and customer satisfaction, we provide diverse loan products to meet various financial needs. Our experienced team ensures clients receive the best terms and support throughout the loan process. Committed to financ
  • Millenia Real Estate & Home Mortgage
  • 137 W Chapman Ave, Unit B, Fullerton, CA, 92832
  • "Jerardo Linares is a Real Estate Broker with Millenia Real Estate, serving all of Southern California.Jerardo brings over 10 years of Residential Real Estate Experience. Having previously worked as a Mortgage Banker, he brings extensive knowledge of all sides of a Real Estate Transaction."
  • Rosemont Mortgage
  • 2465 E. Orangethorpe Ave, Fullerton, CA, 92831
  • Here at Rosemont Mortgage we put you first! Our warm, friendly and knowledgeable staff are all geared to be problem solvers. Whether it is finding the most aggressive rate for your purchase or refinance or looking for the right help after being let down by another lender we can and will help.
  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved. Based on our experi
  • Elite One Mortgage
  • 10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
  • Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.