Vacant Land loan Chico, California [2026with AI]

The average cost for an acre of land in CA is $65,243. The Loan-to-Value (LTV) ratio for undeveloped land ranges from 18.52% to 74.69%, whereas for loans on developed land in CAName, the LTV is estimated to fall between 37.80% and 76.97%.

The true value and loan-to-value of land are influenced by factors including its location, size, topography, zoning laws, and any entitlements granted to the property.

Discover your land loan options and rates by consulting the leading land loan lender in Chico, CA.

The magical land loan calculator

To fulfill all your hard money lending requirements, Lendersa® AI technology will quickly connect your loan request with hundreds of direct hard money lenders. Discover optimal land loan rates today to finance any vacant land or land plus construction in CA.

Land loans and their impact on value

Reducing unnecessary inquiries helps maintain your credit score. Get pre-approved for your land loan without needing to submit your social security number or any sensitive financial information.

Construction and blanket loans form a crucial part of vacant land financing; you might qualify for 100% LTV (Loan-to-Value) by pledging additional property as security (blanket loan).

Seeking hard money lending locally?

Your likelihood of obtaining a loan increases significantly when locating a private investor through a local hard money broker. Land loans in Chico, CA are best managed by local lenders who understand the area. A closer proximity between the hard money investor and the property enhances approval chances and speeds up the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 95973.

Chico Land Loan Lenders
(530) 899-1870 Lender's profile and map Network Mortgage 155 E 3rd Ave, Chico, CA, 95926 Lends in California Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..
(530) 924-5656 Lender's profile and map IMS Lending 120 W 2nd Street, Unit 2, Chico, CA, 95928 Lends in California IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
530-781-1714 Lender's profile and map Caliber Home Loans 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928 Lends in California Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan
(530) 244-6830 Lender's profile and map US Lending Co 2280 BECHELLI LANE, Redding, CA, 96002 Lends in California We hold ourselves to high standards. We value excellence in our personal lives and our company as a whole. We desire to provide high quality products and services while using the most up-to-date technology in order to stay ahead of the curve and make the process more efficient for us and less stressful for our clients.
530-227-2962 Lender's profile and map Access Mortgage 2620 Larkspur Lane Ste O, Redding, CA, 96002 Lends in California At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.
530-223-1400 Lender's profile and map Omega Mortgage Group 2285 Hilltop Dr., Redding, CA, 96002 Lends in California Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.
(530) 949-9560 Lender's profile and map Only 1 Benji 1177 Hilltop Dr, Redding, CA, 96003 Lends in California Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.
(530) 272-3030 Lender's profile and map Olympia Mortgage & Investment Co., Inc. 1740 E. Main Street, Suite 102, Grass Valley, CA, 95945 Lends in California Olympia Mortgage and Investment Company, Inc. is a premier lending institution and investment company specializing in mortgage loans secured by California real estate funded by private investors.Olympia Mortgage and Investment Company, Inc. provides the finest in long and short-term financing balancing needs of both borrower and investor.
9169499637 Lender's profile and map Tobias Mortgage Company 110 Gateway Dr #130 Lincoln, CA, Lincoln, CA, 95648 Lends in California Tobias Mortgage is one of the best mortgage Roseville Lending Company. We offer 30 years Term Mortgage Loan service as it is most desirable and makes it easy for you to repay a large amount of loan every month. From the past 13 years we are providing mortgage services to people who are unable to build a house due to lack of money.
(530) 885-4444 Lender's profile and map Imperial Mortgage & Real Estate Services 4455 Gambah Drive, Auburn, CA, 95602 Lends in California Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.