Lenders using AI on vacant land in Rancho-Palos-Verdes, CA 2026!

Choose and compare among 760 land loan lenders providing services in Rancho-Palos-Verdes, CA.

The average price for an acre of land in CA is $231,907. The LTV for undeveloped property ranges from 27.50% to 176.06%, while for already developed land, the estimated LTV is between 44.94% and 84.57%.

The actual value and loan-to-value (LTV) of any land are determined by factors such as location, size, topography, zoning, and any entitlements associated with the property.

Discover your land loan options and current rates by contacting the best land loan lender in Rancho-Palos-Verdes, CA.

Browse loan offers from 100 lenders

The advanced land loan calculator

Lendersa® AI technology ensures all your hard money lending needs are met by instantly matching your loan request with numerous direct hard money lenders. Discover competitive land loan rates today to fund any vacant land or land plus construction in CA.

Land loans and valuation

To protect your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without the necessity of sharing your social security number or any sensitive financial details.

Construction and blanket loans are integral to vacant land lending; you may qualify for 100% LTV financing by pledging additional property as security (blanket loan).

Are you looking for hard money lending in your area?

Finding a private investor through a local hard money broker greatly increases your chances of securing a loan. Land loans in Rancho-Palos-Verdes, CA are most effectively arranged by local lenders familiar with the area. A short distance between the investor and the property enhances loan approval chances and speeds up the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 90275.



  • Global Mortgage
  • 17485 Monterey Road, Suite 202, Morgan Hill, CA, 95037
  • Lends in California
  • At Global Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Lending For Living
  • 1020 15th Street, Suite 10, Modesto, CA, 95354
  • Lends in California
  • Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".

  • NorCal Mortgage
  • 1127 13TH ST, Suite A, Modesto, CA, 95354
  • Lends in California
  • This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.

  • Loan-guys.com (e-constructionloans.com)
  • 2074 Mataro Way, San Jose, CA, 95135
  • Lends in California
  • Since 2000 we have specialized in construction loans, lot loans, and vacant land loans in the Western United States. We do single close construction loans for ground-up construction starting with a vacant lot or a tear down, as well as single close construction loans for rehab,remodel and additions.

  • Upstar Home Mortgage Inc.
  • 2005 Evergreen Ave., Modesto, CA, 95350
  • Lends in California
  • Upstar Home Mortgage Inc. is a trusted lender offering competitive home loans and refinancing solutions. With a customer-first approach, they provide personalized mortgage options, expert guidance, and a seamless loan process. Upstar helps clients achieve homeownership with flexible terms and great rates.

  • S/L Mortgage
  • 509 Scenic Dr, Modesto, CA, 95350
  • Lends in California
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Scenic Oaks Funding
  • 1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350
  • Lends in California
  • Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.

  • California Mortgage Associates
  • 1217 Standiford Ave., Modesto, CA, 95350
  • Lends in California
  • We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.

  • IMS Lending
  • 3421 Tully Rd Ste A, Modesto, CA, 95350
  • Lends in California
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.