Lenders using AI on vacant land in Torrance, CA 2025!

Explore and compare options from 728 land loan lenders available in Torrance, CA.

The typical cost for an acre of land in CA stands at $152,412. The Loan-to-Value (LTV) for undeveloped land ranges from 23.21% to 127.71%, whereas, for developed land loans in CAName, the LTV could be anywhere between 41.53% and 80.95%.

The loan LTV and the true value of any land are influenced by its location, dimensions, topography, zoning regulations, and any entitlements involved.

To explore various land loan opportunities and rates, reach out to the leading land loan lender in Torrance, CA.

See loan offers from 100 lenders compared

The magical land loan calculator

To fulfill all your hard money lending requirements, Lendersa® AI technology will promptly align your loan application with numerous direct hard money lenders. Today, you can uncover excellent land loan rates to support any type of vacant land or land plus construction in CA.

Land loans and their value

By minimizing unwarranted credit inquiries, you can help maintain your credit score. Get ready for your land loan approval without revealing your social security number or any confidential financial details.

Construction loans along with blanket loans form a crucial part of vacant land financing; you might be eligible for 100% LTV (Loan to Value) financing if you pledge additional property as collateral (a blanket loan).

Hard money lending close to you?

Your likelihood of securing a loan rises dramatically when you find a private investor through a regional hard money broker; arranging land loans in Torrance, CA may be most effective through local lenders who know the area well. Reducing the distance between the hard money investor and the property enhances loan approval chances and accelerates funding.

Utilize the Lendersa® land loan calculator to find lenders for vacant land in zip codes 90277, 90501, 90503, 90505, 90504, 90507, 90508, 90509, 90510.



  • Your Darling Lender
  • 681 Kenney St, El Cajon, CA, 92020
  • We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r
  • D & D Capital Solutions LLC
  • 681 Kenney St, El Cajon, CA, 92020
  • There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!
  • IQ Realty & Lending Inc.
  • 360 West Lexington Avenue, Suite 100, El Cajon, CA, 92020
  • IQ Realty & Lending represent buyers and sellers of real estate properties across San Diego County, residential property, commercial property, land, business opportunities, property management & financing. We also offer- Sell A Home, Finance A Home, Commercial Real Estate, Buy Property, Sell Property, Buy A Home.
  • Zeman Mortgage Inc
  • 140 W. Park Ave, El Cajon, CA, 92020
  • Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
  • BRIK Home Loans
  • 3655 Avocado Blvd, La Mesa, CA, 91941
  • BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.
  • Adonai King LLC
  • 6828 Quebec Ct Unit 4, San Diego, CA, 92139
  • No Doc' financing to acquire that lucrative piece of investment real estate property? Adonai King LLC, specialize in multifamily, apartment building, strip mall, office building, warehouse and most categories of fixed income producing residential and commercial properties. Our nationwide asset-based funding platform requires NO tax returns, NO f
  • Business Loan Lady
  • 56100 29 Palms Hwy, Yucca Valley, CA, 92284
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
  • Gem Mortgage
  • 1200 Discovery Drive, Ste. 300, Bakersfield, CA, 93309
  • GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years. The GEM business philosophy holds true that all consumers deserve access to credit, where “our customers are our business” is the cornerstone for excellence.
  • Clarity Home Loans
  • 5060 California Ave, Suite 1090-F, Bakersfield, CA, 93309
  • The Clarity Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage
  • Agape Mortgage
  • 5001 California Avenue, Suite 200, Bakersfield, CA, 93309
  • Agape Mortgage provide you the best information to help you decide to purchase or refinance your personal home, vacation home or investment property. You can trust us to help you find the loan program that is best for you and your family, according to your goals.The loan process can be a source of anxiety.
  • Equity 1 Loans
  • 5405 Stockdale Hwy. #108, Bakersfield, CA, 93309
  • Equity Loans (hard money). We are a direct equity lender operating in the Bakersfield area since 1980. and therefor Equity 1 Loans has specializes in making cash, money loans, on homes, and manuf homes with lot and foundation, and residential income property for over 35 years.and also Equity Loans A+ rating from the Better Business Bureau