Land loan lenders for San-Clemente, CA AI 2025!

Choose from and compare among 729 land loan lenders operating in San-Clemente, CA.

In CA, the average cost per acre of land is $181,125. For undeveloped land, the loan-to-value ratio (LTV) ranges between 24.76% and 145.17%, while for land that is already developed, it generally falls between 42.76% and 82.26%.

The real value and LTV of the land are influenced by its location, size, topography, zoning, and any entitlements it may have.

Discover your land loan options and rates by contacting the leading land loan lender in San-Clemente, CA.

Compare loan offers from one hundred lenders

The Magic Land Loan Calculator

To satisfy all your hard money lending needs, Lendersa® AI technology swiftly matches your loan request with numerous direct hard money lenders. Discover the best land loan rates today to secure funds for any type of vacant land or land plus construction in CA.

Insights on Land Loans and Land Value

By avoiding unnecessary inquiries, you can maintain your credit score. Obtain preapproval for your land loan without needing to share your social security number or sensitive financial data.

In the realm of vacant land lending, construction and blanket loans are significant; you might qualify for 100% LTV (Loan to Value) financing if you agree to pledge additional property as collateral (blanket loan).

Looking for Hard Money Lending Nearby?

Finding a private investor through a local hard money broker greatly increases your chances of obtaining a loan. Land loans in San-Clemente, CA are ideally managed by local lenders who know the area well. The closer the hard money investor is to the property, the better the approval chances and the quicker the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 92672, 92673, 92674.



  • Socotra Capital
  • 2208 29th St Suite 100, Sacramento, CA, 95817
  • Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed
  • VITEK Mortgage Group
  • 4401 Hazel Avenue Ste 135, Fair Oaks, CA, 95628
  • Ashley specializes in helping people purchase homes. Whether it's your first or tenth home, you will be in great hands! If you are looking to refinance your current home, take advantage of down payment assistance or just have questions about what your options are, The Willard Team is proud to be a local community lender.
  • Empire Home Loans, Inc.
  • 4401 Hazel Ave., Suite 135, Fair Oaks, CA, 95628
  • Empire Home Loans, Inc. is powered by people who earn the trust of clients and partners. Having respect for the home loan transaction, we are dedicated to providing our customer with the BEST interest rate available, and the personal attention the home loan process deserves.Empire Home Loans, Inc. supports Equal Housing Opportunity.
  • Liberty Financial
  • 1010 Hurley Way # 290, Sacramento, CA, 95825
  • Whether your buying, selling or looking to invest into real estate my goal is to serve each client’s individual needs by providing exceptional customer service and dedication to find your ideal home. I will guide you along the way through buying/selling process to achieve outstanding results.
  • CAPITAL CITY LENDING
  • 2335 American River Drive, Suite 40, Sacramento, CA, 95825
  • Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation
  • CARLILE Realty & Lending - East Sac Branch
  • 1860 Howe Avenue Suite 100, Sacramento, CA, 95825
  • Carlile Realty & Lending is a boutique brokerage in Sacramento providing expertise in transaction negotiation and management from beginning to end. Carlile Realty & Lending is Your Key to Home! SERVICES INCLUDE: California Real Estate Lending/Mortgages Hard Money Lending Appraisals Land Development Flips and more
  • Twin Rivers Capital
  • 2255 Watt Ave, Suite 125, Sacramento, CA, 95825
  • Twin Rivers Capital is in the relationship business and that our client base is looking for first class personalized service. Twin Rivers Capital prides itself in our exemplary staff that allows us to be available, responsive and easy to work with. Twin Rivers Capital is a premier private hard money lender chosen for consistent performance, reliabl
  • Sierra Commercial Capital
  • 333 University Avenue, Sacramento, CA, 95825
  • "Sierra Commercial Capital is a financing company that provides smart business solutions and consulting to various kind of businesses no matter the size, industry or the state of their finances. Sierra Commercial Capital is your one stop alternative for financing solutions for your business loan"