Land loan lenders for Santa-Rosa, CA AI 2025!

Explore and compare among 729 lenders offering land loans in Santa-Rosa, CA.

The average cost for an acre of land in CA is $107,920. The Loan to Value (LTV) ratio for undeveloped land falls between 20.82% and 100.64%, while the estimated LTV for loans on developed land in CAName ranges from 39.63% to 78.92%.

The actual value and loan LTV of any land are influenced by its location, size, topography, zoning, and any entitlements that have been applied.

Discover your land loan options and rates by contacting the top land loan lender in Santa-Rosa, CA.

Review loan offers from 100 lenders

The magic land loan calculator

To ensure all your hard money lending needs are fully met, Lendersa® AI technology will swiftly match your loan request with hundreds of direct hard money lenders. Explore the best land loan rates today to finance any type of vacant land or land plus construction in CA.

Land loans and land value

Refraining from unnecessary inquiries will help maintain your credit score. Secure preapproval for your land loan without needing to disclose your social security number or any sensitive financial data.

Construction loans and blanket loans are standard in vacant land lending; you may qualify for 100% LTV (Loan to Value) financing by agreeing to pledge additional property as collateral (blanket loan).

Hard money lending near you?

Securing a private investor through a local hard money broker significantly boosts your chances of obtaining a loan. Land loans in Santa-Rosa, CA are best arranged by local lenders familiar with the area. Proximity between the hard money investor and the property enhances the likelihood of loan approval and expedites the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 95404, 95409, 95403, 95401, 95407, 95405, 95406.



  • Sun Pacific Mortgage & Real Estate
  • 800 Mendocino Ave., Suite #2, Santa Rosa, CA, 95401
  • Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988. Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. Our Hard Money loans rescue with mortgages funded by private individuals
  • WayLend
  • 1320 19th Hole Dr #205, Windsor, CA, 95492
  • We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.
  • FJM Private Mortgage Fund
  • 1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954
  • Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.
  • Petaluma Home Loans
  • 628 East Washington St., Suite B, Petaluma, CA, 94952
  • Petaluma Home Loans is a local mortgage banker that is dedicated to serving our clients best interests. We specialize in Refinances and Purchases. We are dedicated to working with first time home buyers, and loans on Bank Owned and Short Sale properties, via Coventional, Jumbo, FHA and VA loans.
  • America's Home Loans
  • 11 Petaluma Blvd Suite 206, Petaluma, CA, 94952
  • America's Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • Dryden Capital Inc.
  • 1202 Grant Ave. B-1, NOVATO, CA, 94945
  • Dryden Capital provides Borrowers with fast creative solutions to their financing needs. We are local to the Bay Area but lend throughout California. We make all type of investment loans including Investment properties, Multifamily, Commercial, Rehab, Mixed Use and Construction Loans.
  • Pacific Private Money
  • 1555 Grant Avenue, Novato, CA, 94945
  • In 2008, we identified a need in underserved capital markets left behind in the wake of the financial crisis. Since then, we have grown quickly by serving the expanding market of borrowers who are unable to secure conventional financing, and by specializing in short-term, fast-funding situations.
  • California Mortgage Advisors, Inc
  • 4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
  • California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.
  • Sequoia Mortgage Capital, Inc.
  • PO Box 2524, San Anselmo, CA, 94979
  • Sequoia Mortgage Capital is a certified Bay Area Green Business focused on funding loans that other lenders turn down. We operate from our headquarters building in downtown San Anselmo and specialize in short-term loans secured by California real estate. Real estate lending is our only business and we are committed to exceeding your expectations.
  • Preferred Mortgage Partners
  • 851 Irwin Street, Suite 100, San Rafael, CA 94901, San Rafael, CA, 94901
  • Private Money Loans - Bridge - Cross Collateral - Fix & Flip - Land Loans - Foreign Nationals - No Income. We are local and specialize in providing fast and creative financing options for residential properties all over the Bay Area, whether you want to; Acquire a new home before selling your existing property. Tap into the equity of your existi