Lenders using AI on vacant land in Simi-Valley, CA 2025!

Explore and assess among 731 land loan lenders offering services in Simi-Valley, CA.

The average cost of an acre of land in CA is $116,882. For undeveloped land, the Loan-to-Value (LTV) ratio spans from 21.30% to 106.10%, whereas for already developed land in CAName, it is estimated to lie between 40.01% and 79.33%.

The actual value and the loan LTV of any land depend on several factors including its location, dimensions, topography, zoning rules, and any entitlements granted to the land.

Discover your land loan options and associated rates by contacting the top land loan provider in Simi-Valley, CA.

Evaluate loan offers from 100 lenders

The magical land loan calculator

To address all your hard money lending requirements, Lendersa® AI technology swiftly aligns your loan request with hundreds of direct hard money lenders. Now you can find top land loan rates today to support any type of vacant land or land plus construction in CA.

Land loans and their value impacts

Reducing unnecessary inquiries benefits your credit score. Get pre-approved for your land loan without revealing your social security number or any sensitive financial data.

Construction loans and blanket loans play an essential role in vacant land financing; you might qualify for 100% LTV (Loan-to-Value) funding when additional property is pledged as collateral (blanket loan).

Local hard money lending options?

Locating a private investor via a local hard money broker significantly boosts your chances of securing a loan. Land loans in Simi-Valley, CA are best arranged by local lenders familiar with the neighborhood. A reduced distance between the hard money investor and the property increases approval chances and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 93063, 93065, 93062, 93094, 93099.



  • True Point Lending
  • 28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
  • If you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Private Loan Management
  • 30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677
  • Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.
  • Empowerment Realty & Management, Inc.
  • 4160 Temescal Canyon Rd Ste 401, Corona, CA, 92883
  • ### Welcome to Empowerment Realty #### Transforming Real Estate Experiences Empowerment Realty & Management, Inc. excels in delivering personalized real estate solutions. Our commitment to innovation and client satisfaction turns dreams into addresses. Partner with us to unlock the true potential of your real estate journey today! For inquiries
  • EZ Homes Loan
  • 12061 Jacaranda Ave Suite 2B, Hesperia, CA, 92345
  • Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.
  • Prince Financial Corp.
  • 1712 19th Street, Bakersfield, CA, 93301
  • Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
  • Alterra Home Loans
  • 1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
  • Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
  • Pivotal Capital Group
  • 111 Corporate Drive, #270, Ladera Ranch, CA, 92694
  • "Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California. We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
  • Arta Financial Services
  • 31991 Dove Canyon Drive, Suite 100-C, Trabuco Canyon, CA, 92679
  • "Arta Financial Corporation, is a Real Estate Finance and Investment company, Licences under California Department of Real Estate. We specialize in Real estate Loans and helping our clients locate and acquire investment properties of all kinds from Lands, Multi Units, Commercial Warehouse, industrial, automotive, etc."