Land loan lenders for Clearwater, FL AI 2026!

Review and compare options among 820 land loan lenders operating in Clearwater, FL.

The average cost for an acre of land in FL is $40,533. The Loan-to-Value (LTV) ratio for undeveloped land ranges between 17.18% and 59.66%, while for loans on developed land, the estimated LTV is from 36.74% to 75.85%.

The true value and loan LTV of any land are determined by its location, size, topography, zoning rules, and any entitlements.

Explore your land loan options and potential rates by getting in touch with a premier land loan provider in Clearwater, FL.

Explore offers from 100 lenders

Your comprehensive land loan calculator

Lendersa® utilizes AI technology to efficiently match your loan request with hundreds of direct lenders, ensuring all your hard money lending needs are fulfilled. Find the best land loan rates today for financing any type of vacant land or projects involving land plus construction in FL.

Insights on land loans and their value

Minimizing unnecessary inquiries helps protect your credit score. Pre-approval for your land loan can be obtained without providing your social security number or any sensitive financial information.

Construction loans and blanket loans are essential components of vacant land lending; you might be eligible for up to 100% LTV by offering additional property as security (blanket loan).

Considering hard money lending locally?

Your odds of obtaining a loan increase significantly with the help of a private investor through a local hard money broker. Land loans in Clearwater, FL are optimally organized by local lenders familiar with the community. A shorter distance between the investor and the property enhances approval likelihood and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 33755.



Clearwater Land Loan Lenders

  • Swigart and Company Capital Finance Group
  • 1966 Freedom Dr, Clearwater, FL, 33755
  • Lends in Florida
  • I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc

  • Clearwater Mortgage
  • 700 Cleveland St, Clearwater, FL, 33755
  • Lends in Florida
  • "Clearwater Mortgage is a family run business. Founded by Scott Chinchar (Scotty to most) and Sandy Chinchar, husband and wife, along with their son, Jesse Chinchar.
    Jesse is otherwise known as Coach Jesse, (of the getting more and more famous Clearwater Academy International Knights football team)."

  • Acopia Home Loans
  • 600 CLEVELAND STREET, SUITE 212, Clearwater, FL, 33755
  • Lends in Florida
  • Acopia's experienced loan advisors are committed to helping qualified borrowers realize their dream of home ownership by providing superior customer service and innovative products. We are mortgage banking professionals committed to making our communities a better place to live and work.

  • Inspired Waves Home Loans LLC
  • Lotus Path, Clearwater, FL, 33756
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Homestead Lending
  • 1253 Park Street, Suite UE8,, Clearwater, FL, 33756
  • Lends in Florida
  • Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity

  • Choice Real Estate Funding, LLC
  • 551 South Duncan Avenue, Clearwater, FL, 33756
  • Lends in Florida
  • Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,

  • Integrity Mortgage Group
  • 2401 W Bay Dr, Largo, FL, 33770
  • Lends in Florida
  • Integrity Mortgage Group (IMG) is a direct mortgage bank with a focus on providing many different mortgage loan options. IMG helps customers find the right solution for their mortgage lending needs. The borrower is our focus, first and foremost, as we provide a means for them to grow and prosper.

  • O.J. MORTGAGE COMPANY INC.
  • 29190 US Hwy 19 N, Clearwater, FL, 33761
  • Lends in Florida
  • OJ Mortgage Inc. do business the old fashioned way – one by one, family by family. We understand that obtaining a mortgage is one of the most important decisions many of us will ever make and it is our duty to make sure that you make the right one for you and your family. We will always provide you with the mortgage program that’s right for you

  • DDA Mortgage Inc
  • 11701 South Belcher Rd, Suite 101A, Largo, FL, 33773
  • Lends in Florida
  • "DDA Mortgage Brokerage NMLS# 324326
    Didier Malagies NMLS# 212566
    Great partner to Realtors by offer a broad array of loans and outstanding service. FHA, FNMA, FHMC, VA, Conventional, HomePath, USDA, FHA 203k, Jumbo, Foreign, Construction, and more. 34 years of experience partnering with real estate professionals"

  • Merchant One Financial
  • 12800 Indian Rocks Rd #5C, Largo, FL, 33774
  • Lends in Florida
  • mer1loans.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and We cater to new home purchases and refinance loans. Take advantage of the low rates in the market today while it lasts. FHA/VA loans, USDA loans, commercial, and conventional.