Vacant Land Loan Lenders Palm-Harbor, FL AI search of 2025!

Choose and compare among 773 land loan lenders serving Palm-Harbor, FL.

The typical cost for an acre of land in FL is $45,787. For undeveloped land, the Loan-to-Value (LTV) ratio ranges from 17.47% to 62.85%, while for developed land in FLName, the estimated LTV spans between 36.96% and 76.09%.

The value and loan LTV of any land are determined by its location, size, topography, zoning, and any existing entitlements.

Learn about your land loan options and rates by contacting the premier land loan lender in Palm-Harbor, FL.

Review loan offers from 100 lenders

The remarkable land loan calculator

Lendersa®'s AI technology swiftly matches your loan request with hundreds of direct hard money lenders, ensuring all your lending needs are met. Discover optimal land loan rates now to finance any kind of vacant land or projects involving land and construction in FL.

Understanding land loans and their value

Reducing unnecessary inquiries can help maintain your credit score. Achieve preapproval for your land loan without needing to disclose your social security number or other sensitive financial information.

Construction loans and blanket loans are essential to vacant land financing; qualifying for 100% LTV (Loan to Value) financing may involve using additional property as collateral (blanket loan).

Interested in nearby hard money lending?

Finding a private investor through a local hard money broker significantly increases your odds of receiving a loan. In Palm-Harbor, FL, land loans are best arranged by local lenders familiar with the area. A close proximity between the hard money investor and the property enhances the chance of loan approval and expedites the funding process.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 34684, 34681, 34683, 34660, 34682.



  • Harbor Light Mortgage
  • 3937 NW 46th Terrace, Cape Coral, FL, 33993
  • Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA
  • CAMPUS USA Credit Union
  • 14007 NW 1st Road, Newberry, FL, 32669
  • CAMPUS serves over 100,000 members from all over the world. As a not-for-profit cooperative, we are owned by our members. Profits are returned to our member-owners in the form of no- and low- cost financial services. Since our members own CAMPUS, we can never be bought, nor can we merge with another institution without our members’ approval.
  • Liberty Mortgage Lending Group
  • 13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903
  • LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes
  • The Mortgage Firm
  • 3669 SW 2nd Ave, Gainesville, FL, 32607
  • The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency
  • Radiant Credit Union
  • 405 SE 2nd Place, Gainesville, FL, 32601
  • We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.
  • Fairview Lending
  • 1425 Del Prado Blvd S., Cape Coral, FL, 33990
  • Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
  • Alligator Mortgage Company
  • 2630-B NW 41st Street, Gainesville, FL, 32606
  • The Alligator Mortgage Company Team is your premier mortgage team located in Gainesville, Florida. We pride ourselves on offering some of the best mortgage rates in Gainesville and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Gainesville area.
  • ELITE FUNDING NETWORK
  • 3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
  • Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
  • Genesis Lending Group
  • 5785 Cape Harbour Drive, Suite 201, Cape Coral, FL, 33914
  • GLG corporate headquarters is in Cape Coral, Florida.We are veterans with over 25 years in the mortgage industry and have vast experience in all phases of mortgage lending.GLG is currently licensed in Florida as a Mortgage Brokerage Business.This business model allows us to have strategic relationships with over 25 national and local lenders.