Lenders using AI on vacant land in Homestead, FL 2026!

Choose and compare among 800 land loan lenders available in Homestead, FL.

The average price for one acre in FL is $44,272. The Loan-to-Value (LTV) for undeveloped land varies from 17.39% to 61.93%, and for loans on already developed land in FLName, the estimated LTV can be anywhere from 36.90% to 76.02%.

The true value and LTV of any land depend on factors such as location, size, topography, zoning, and any entitlements that have been processed for the land.

Discover your options for land loans and the interest rates by contacting the top land loan lender in Homestead, FL.

Explore loan offers from 100 lenders

The powerful land loan calculator

Lendersa® uses AI technology to quickly match your loan request with hundreds of direct hard money lenders, ensuring all your lending needs are met. Find prime land loan rates now to fund any vacant land or construction projects in FL.

Land loans and land appraisal

Reducing unnecessary inquiries can protect your credit score. Obtain preapproval for your land loan without providing your social security number or sensitive financial details.

Construction loans and blanket loans are essential components of financing for vacant land; you may qualify for up to 100% LTV (Loan to Value) financing by pledging additional property as security (blanket loan).

Interested in local hard money lending?

Finding a private investor through a local hard money broker significantly enhances your chances of securing a loan. In Homestead, FL, arranging land loans is often best handled by local lenders who are familiar with the neighborhood. A shorter distance between the hard money investor and the property boosts the likelihood of loan approval and speeds up the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 33033, 33030, 33035.



  • SWBC Mortgage
  • 201 SW Port St Lucie Blvd #105, Port Saint Lucie, FL, 34984
  • Lends in Florida
  • SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity, and stability in 39 states.

  • Fairview Lending
  • 1425 Del Prado Blvd S., Cape Coral, FL, 33990
  • Lends in Florida
  • Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.

  • Genesis Lending Group
  • 5785 Cape Harbour Drive, Suite 201, Cape Coral, FL, 33914
  • Lends in Florida
  • GLG corporate headquarters is in Cape Coral, Florida.We are veterans with over 25 years in the mortgage industry and have vast experience in all phases of mortgage lending.GLG is currently licensed in Florida as a Mortgage Brokerage Business.This business model allows us to have strategic relationships with over 25 national and local lenders.

  • Innovative Mortgage Services
  • 1357 S.E. Port St. Lucie Blvd., Port Saint Lucie, FL, 34952
  • Lends in Florida
  • Innovative Mortgage Services Team is your premier mortgage team located in Port St. Lucie, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Port St. Lucie area.

  • DREAMLINE MORTGAGE, INC.
  • 690 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
  • Lends in Florida
  • DREAMLINE MORTGAGE brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.

  • Liberty Mortgage Lending Group
  • 13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903
  • Lends in Florida
  • LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes

  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • Lends in Florida
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti

  • Treasure Coast Mortgage, LLC
  • 7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • "Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker.
    Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"

  • Harbor Light Mortgage
  • 3937 NW 46th Terrace, Cape Coral, FL, 33993
  • Lends in Florida
  • Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA