Lenders using AI on vacant land in Orlando, FL 2026!

Choose and contrast among 800 land loan lenders available in Orlando, FL.

The average cost for an acre of land in FL is $47,603. The Loan-to-Value (LTV) ratio for undeveloped plots ranges from 17.57% to 63.96%, and for developed land, it's estimated between 37.04% and 76.17%.

The true value and loan LTV of any land are determined by its location, size, topography, zoning regulations, and any entitlements applied to the property.

Explore your options for land loans and current rates by reaching out to the top land loan provider in Orlando, FL.

Browse offers from 100 lenders

Your go-to land loan calculator

Lendersa® AI technology ensures your hard money lending needs are met by swiftly matching your loan request with hundreds of direct lenders. Discover optimal land loan rates today for financing any vacant land or construction in FL.

Insights into land loans and value

Limiting unnecessary inquiries helps protect your credit score. Obtain pre-approval for your land loan without needing to input your social security number or other sensitive details.

Construction loans and blanket loans are fundamental to vacant land lending. You may qualify for 100% LTV financing if you offer additional property as security (blanket loan).

Interested in hard money lending nearby?

Your chances of obtaining a loan improve greatly by connecting with a private investor through a local hard money broker. Local lenders familiar with Orlando, FL are best equipped to arrange such loans. Proximity between the property and the investor enhances approval chances and speeds up funding.

Utilize the Lendersa® land loan calculator to pinpoint vacant land loan providers in zip codes 32829, 32827, 32824, 32822, 32804, 32805, 32806, 32807, 32801, 32803, 32808, 32839, 32835, 32832, 32819, 32811, 32814, 32812, 32802, 32853, 32854, 32856, 32861, 32862, 32872, 32877, 32885, 32886, 32891, 32896, 32897.



  • A & A Mortgage Funding Inc
  • 8402 Little John Junction Road, Navarre, FL, 32566
  • Lends in Florida
  • A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.

  • UNIVERSITY LENDING GROUP, LLC
  • 3690 Gulf Breeze Parkway, Gulf Breeze, FL, 32563
  • Lends in Florida
  • University Lending Group is to offer high-quality mortgage services to all customers. The goal is to provide customers with fair mortgage rates at reasonable prices, while keeping our customers informed and educated throughout the process. We will maintain a professional environment that is challenging, rewarding, creative, and respectful of ideas.

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in Florida
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • NOLA Lending Group
  • 25 West Cedar Street Suite 500, Pensacola, FL, 32502
  • Lends in Florida
  • At NOLA Lending our mission is to provide unprecedented client service and superior quality lending practices with uncompromising integrity to all of our customers. We are committed to using the newest technology, always increasing our knowledge of the loan industry and continuously searching for new loan products for all of our clients.

  • Cornerstone Mortgage Solutions
  • 6702-C Plantation Rd, Pensacola, FL, 32504
  • Lends in Florida
  • Cornerstone Mortgage Solutions, located in Pensacola FL, has been committed to providing excellent service to our clients with a variety of loan programs and competitive rates for over 10 years! Our outstanding mortgage loan originators will work with you one on one to ensure that you get a financial solution

  • Trident Home Loans
  • 517 N. Baylen Street, Pensacola, FL, 32501
  • Lends in Florida
  • At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!

  • Fairway Funding Group
  • 4300 Bayou Boulevard Suite 15, Pensacola, FL, 32503
  • Lends in Florida
  • Whether you're looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.

  • Central Credit Union of Florida
  • 1200 E Nine Mile Rd, Pensacola, FL, 32514
  • Lends in Florida
  • CCUFL started as West Florida Central Credit Union in 1962. For almost 60 years, CCUFL has shown what a credit union really is... people helping people. CCUFL has strived to be a community credit union by incorporating the membership and values of the credit unions that have come together to form Central Credit Union of Florida.

  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.