Land loan lenders for Orlando, FL AI 2026!

Choose and contrast among 815 land loan lenders available in Orlando, FL.

The average cost for an acre of land in FL is $47,603. The Loan-to-Value (LTV) ratio for undeveloped plots ranges from 17.57% to 63.96%, and for developed land, it's estimated between 37.04% and 76.17%.

The true value and loan LTV of any land are determined by its location, size, topography, zoning regulations, and any entitlements applied to the property.

Explore your options for land loans and current rates by reaching out to the top land loan provider in Orlando, FL.

Browse offers from 100 lenders

Your go-to land loan calculator

Lendersa® AI technology ensures your hard money lending needs are met by swiftly matching your loan request with hundreds of direct lenders. Discover optimal land loan rates today for financing any vacant land or construction in FL.

Insights into land loans and value

Limiting unnecessary inquiries helps protect your credit score. Obtain pre-approval for your land loan without needing to input your social security number or other sensitive details.

Construction loans and blanket loans are fundamental to vacant land lending. You may qualify for 100% LTV financing if you offer additional property as security (blanket loan).

Interested in hard money lending nearby?

Your chances of obtaining a loan improve greatly by connecting with a private investor through a local hard money broker. Local lenders familiar with Orlando, FL are best equipped to arrange such loans. Proximity between the property and the investor enhances approval chances and speeds up funding.

Utilize the Lendersa® land loan calculator to pinpoint vacant land loan providers in zip codes 32829.



  • Impact Residential Mortgages Inc
  • 13508 Fladgate Mark Dr., Riverview, FL, 33579
  • Lends in Florida
  • Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.

  • SunPoint Home Loans
  • 17734 Hunting Bow Circle Suite 102, Lutz, FL, 33548
  • Lends in Florida
  • SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.

  • SECURITY MORTGAGE CORPORATION
  • 8614 Deep Maple Drive, Riverview, FL, 33578
  • Lends in Florida
  • Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional)
    FHA 203K Home Purchase Rehabilitation Loans
    Refinance & 125% Mortgage Relief Refinance Loans
    Reverse Mortgages
    Low Rate 30 year and 15 year fixed mortgages and
    We promise to give you and your realtor the best service.
    We promise to give you a great deal

  • All Florida Home Loans
  • 17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558
  • Lends in Florida
  • "All Florida Home Loans offers a wide range of mortgage options to meet your financial needs.
    Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity,
    or venturing into a commercial property, we're here to guide you all the way - drama free."

  • Innovative Mortgage Services
  • 17717 Hunting Bow Cir #101, Lutz, FL, 33558
  • Lends in Florida
  • Innovative Mortgage our goal is to offer you unparalleled service and extremely competitive Florida mortgage rates in minutes. Our wide selection of loan products help us provide the perfect mortgage to fit for your specific Florida home buying or refinance needs. Our mission is to serve our customers with honesty, integrity and competence.

  • American Fidelity
  • American Fidelity, Lutz, FL, 33558
  • Lends in Florida
  • At American Fidelity, we offer exceptional home loans options, large and small business loans, HARP programs and private lending.We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

  • Trans States Mortgage
  • 19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
  • Lends in Florida
  • A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.

  • NSH MORTGAGE
  • 2195 W Huntington Dr, Beverly Hills, FL, 34465
  • Lends in Florida
  • NSH Mortgage team has helped thousands of people get quickly and easily approved for mortgages for over 25 years! He is eager to help you get approved for the lowest rate possible, no matter your situation. He works closely with his clients to ensure a stress-free, comfortable experience that leaves everyone happy.

  • EMM FINANCIAL
  • 14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
  • Lends in Florida
  • "EMM Loans LLC provides home loan products and services that support sustainable homeownership.
    EMM Loans LLC is committed to:
    ● Competitive Pricing, Products and Programs
    ● Open Communication and Teamwork
    ● Supporting our Employees’ Professional Growth etc..


    "

  • Innovative Mortgage Services
  • 3418 Handy Road, Suite 102C, Tampa, FL, 33618
  • Lends in Florida
  • "Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States.
    Innovative is a licensed lender in Florida, Tennessee, and Alabama.
    Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"