Lenders using AI on vacant land in Tampa, FL 2026!

Choose and contrast among 800 land loan lenders available in Tampa, FL.

The typical cost for an acre of land in FL is $47,537. The Loan-to-Value (LTV) ratio for undeveloped plots ranges from 17.56% to 63.92%, while for developed land, it is estimated between 37.04% and 76.17%.

The real value and loan LTV of any land depend on its location, dimensions, topography, zoning regulations, and any entitlements made to the property.

Discover your options for land loans and available rates by connecting with the top land loan lender in Tampa, FL.

Review offers from 100 lenders

The premiere land loan calculator

Lendersa® utilizes AI technology to seamlessly match your loan request with hundreds of direct hard money lenders, ensuring all of your hard money needs are met. Discover the best land loan rates today to finance vacant land or land alongside construction in FL.

Understanding land loans and value

Reducing unnecessary queries is key to protecting your credit score. Secure pre-approval for your land loan without needing to disclose your social security number or other sensitive financial information.

Construction loans and blanket loans are essential aspects of vacant land lending; you might be eligible for 100% LTV financing if you pledge additional property as security (blanket loan).

Looking for hard money lending in your area?

Finding a private investor through a local hard money broker greatly enhances your chances of securing a loan. Local lenders, familiar with Tampa, FL, are ideally suited to arrange land loans. The shorter distance between the investor and the property improves approval likelihood and accelerates the funding process.

Employ the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 33637, 33629, 33621, 33620, 33619, 33616, 33613, 33610, 33617, 33614, 33611, 33612, 33605, 33603, 33647, 33609, 33604, 33607, 33606, 33602, 33608, 33622, 33623, 33630, 33631, 33633, 33646, 33650, 33655, 33663, 33664, 33672, 33673, 33674, 33677, 33679, 33681, 33684, 33686, 33689.



  • Swiftlend.com Mortgage
  • 771 NE 82nd St, Miami, FL, 33138
  • Lends in Florida
  • Swiftlend.com Mortgage is the local mortgage company clients come for cutting edge mortgage rates with great service and knowledge of the local market. We specialize in Condominium Financing, Conventional, FHA and Private mortgages. We’ve been true to this commitment since our inception and continue to provide great.

  • BMS Corporation
  • 5820 Bird Road, Miami, FL, 33155
  • Lends in Florida
  • BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)

  • Benworth Capital
  • 7000 SW 97th Avenue, Miami, FL, 33173
  • Lends in Florida
  • Benworth Capital was established to meet borrowers’ needs for fair and flexible, alternative and traditional lending sources when institutional bank financing is not appropriate or available. Benworth Capital is South Florida’s top private provider of alternative short-term, first-position residential and commercial mortgages.

  • Revival Capital, Inc
  • 9425 Southwest 72nd Street, Suite 134, Miami, FL, 33173
  • Lends in Florida
  • Revival Capital is a mortgage company that is here to shake up the lending industry! Revival means to improve on the condition or strength of something and that is exactly what we aim to do to this industry. We noticed that the big banks and big lenders are limiting clients with minimal programs

  • REEL MORTGAGE SOLUTIONS, LLC
  • 13501 SW 128th Street Unit 110, Miami, FL, 33186
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Strock & Tanner Mortgage Corporation
  • 8900 SW 117 Ave. Suite C-101, Miami, FL, 33186
  • Lends in Florida
  • Strock & Tanner is committed to providing both quality and efficient Reverse Mortgage services to the senior community throughout the States of Florida. We work diligently to find new and creative ways to meet the personal needs of each of our clients on an individual basis. The customer for life principle of doing business fuels every aspect.

  • Secure The Funding
  • 12940 SW 128 Street Suite 103, Miami, FL, 33186
  • Lends in Florida
  • Securethefunding is Primary Residential Mortgage, Inc.Here for all of your home financing needs. Let's Secure the funding together for regular updates and information about the home buying process. Learn alongside us with informative content that will have you on the path to securing the funding for your dream home.

  • Metro Fund, Inc.
  • 12002 SW 128th CT., Suite 206, Miami, FL, 33186
  • Lends in Florida
  • Metro Fund, Inc. is an experienced group of mortgage professionals in order to bring a wide array of mortgage products available to the public that aren’t found at your local bank. While most banks are hand picking their top tier customers,Metro Fund, Inc. has a long list of lenders with programs available to those that have dents in their credit.

  • ADVANCED MORTGAGE LENDERS CORP
  • 300 Sevilla Ave Suite 307, Coral Gables, FL, 33134
  • Lends in Florida
  • Advanced Mortgage Lenders Corp is a Financial Services company located at 300 Sevilla Ave Suite 307 in Coral Gables, Florida, United States. Since 2003 Advanced Mortgage Lenders has been helping Florida home owners with their various financial needs. Whether you're a first time borrower