Land loan lenders for Tampa, FL AI 2026!

Choose and contrast among 815 land loan lenders available in Tampa, FL.

The typical cost for an acre of land in FL is $47,537. The Loan-to-Value (LTV) ratio for undeveloped plots ranges from 17.56% to 63.92%, while for developed land, it is estimated between 37.04% and 76.17%.

The real value and loan LTV of any land depend on its location, dimensions, topography, zoning regulations, and any entitlements made to the property.

Discover your options for land loans and available rates by connecting with the top land loan lender in Tampa, FL.

Review offers from 100 lenders

The premiere land loan calculator

Lendersa® utilizes AI technology to seamlessly match your loan request with hundreds of direct hard money lenders, ensuring all of your hard money needs are met. Discover the best land loan rates today to finance vacant land or land alongside construction in FL.

Understanding land loans and value

Reducing unnecessary queries is key to protecting your credit score. Secure pre-approval for your land loan without needing to disclose your social security number or other sensitive financial information.

Construction loans and blanket loans are essential aspects of vacant land lending; you might be eligible for 100% LTV financing if you pledge additional property as security (blanket loan).

Looking for hard money lending in your area?

Finding a private investor through a local hard money broker greatly enhances your chances of securing a loan. Local lenders, familiar with Tampa, FL, are ideally suited to arrange land loans. The shorter distance between the investor and the property improves approval likelihood and accelerates the funding process.

Employ the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 33637.



  • All In One Lending Inc
  • 6933 Greenbrier Dr, Seminole, FL, 33777
  • Lends in Florida
  • All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,

  • Success Mortgage Partners, Inc
  • 1526 Commercial Park Dr Ste 4, Lakeland, FL, 33801
  • Lends in Florida
  • Success Mortgage Partners, Inc. was founded in May, 2002, by Vincent N. Lee and Owen V. Lee, Esq. The purpose of founding SMP was to create a company applying the various lessons that each had learned in their respective real estate careers. The two owners wanted to seriously grow the mortgage company

  • LANDMARK MORTGAGE AND ASSOCIATES, INC.
  • 110 E Pine St, Lakeland, FL, 33801
  • Lends in Florida
  • "LandMark Mortgage is a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future.
    We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, need"

  • Farm Credit of Central Florida
  • 204 East Orange Street, Suite 200, Lakeland, FL, 33801
  • Lends in Florida
  • Farm Credit of Central Florida is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by their borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending with its customers.

  • American Liberty Mortgage
  • 402 S KENTUCKY AVE #310, Lakeland, FL, 33801
  • Lends in Florida
  • American Liberty Mortgage is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in, Lakeland and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loan. Our outstanding mortgage professionals will work with you one on one

  • Bank of Central Florida Lakeland
  • 5015 South Florida Ave., Lakeland, FL, 33813
  • Lends in Florida
  • Bank of Central Florida was founded to serve the financial needs of the local marketplace. The Bank is guided by a local Board of Directors with deep roots in the Central Florida area. These Board members have vast knowledge of the local business climate & are driven by their vision for a financial services institution.

  • Loantrust Mortgage, Inc
  • 1258 Scottsland Dr., Lakeland, FL, 33813
  • Lends in Florida
  • "We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

    "

  • Integrity Mortgage Group
  • 2401 W Bay Dr, Largo, FL, 33770
  • Lends in Florida
  • Integrity Mortgage Group (IMG) is a direct mortgage bank with a focus on providing many different mortgage loan options. IMG helps customers find the right solution for their mortgage lending needs. The borrower is our focus, first and foremost, as we provide a means for them to grow and prosper.

  • GENERATION MORTGAGE ASSOCIATES, LLC
  • 12052 100th Ave, Seminole, FL, 33772
  • Lends in Florida
  • "Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry.
    We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"