Lenders using AI on vacant land in Temple-Terrace, FL 2026!

Select from and compare 800 land loan lenders offering services in Temple-Terrace, FL.

In FL, the average cost of an acre of land is $46,235. The loan-to-value (LTV) ratio for undeveloped land ranges from 17.49% to 63.12%, while the estimated LTV for loans on developed land in FLName is between 36.98% and 76.11%.

The actual value and loan LTV of any piece of land relies on factors like its location, size, topography, zoning, and any entitlements the land has received.

Discover your options and rates for land loans by reaching out to the top land loan provider in Temple-Terrace, FL.

Browse offers from 100 lenders

The Advanced Land Loan Calculator

To ensure you meet all of your hard money lending needs, Lendersa® AI technology will instantly align your loan request with numerous direct hard money lenders. Discover top land loan rates today to finance all types of vacant land or land with construction in FL.

Understanding Land Loans and Value

Reducing unnecessary inquiries helps maintain your credit score. You can secure preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

Construction loans and blanket loans are integral to vacant land financing; you may qualify for 100% LTV (Loan to Value) funding when you agree to secure the loan with additional property (a blanket loan).

Hard Money Lending in Your Area?

Your chances of securing a loan rise significantly when you find a private investor through a local hard money broker. Land loans in Temple-Terrace, FL, are best organized by local lenders who know the area. A short distance between the hard money investor and the property heightens loan approval chances and expedites the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 33637, 33617, 33687.



  • Lord Mortgage & Loan
  • 6971 North Federal Hwy Suite 103, Boca Raton, FL, 33487
  • Lends in Florida
  • Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home

  • Capital Funding Financial LLC
  • 5550 Glades Rd, Ste 200, Boca Raton, FL, 33431
  • Lends in Florida
  • "Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check

  • mark my mortgage
  • 2424 North Federal Highway, Suite 200 A, Boca Raton, FL, 33431
  • Lends in Florida
  • Mark my Mortgage is an affiliate of Group One Mortgage and has over 30 years lending experience in the Florida Real Estate market. Group One Mortgage. is a licensed Correspondent Mortgage Lender in the State of Florida. Our company is dedicated to offering our customers the highest levels of service and satisfaction,

  • Strong Home Mortgage, LLC
  • 2255 Glades Road, Boca Raton, FL, 33431
  • Lends in Florida
  • We believe that delivering exceptional service to our customers will begin with people and end with technology. Using technology and automation to create transparency and an easy to understand process, we believe Strong Home Mortgage can provide a unique and efficient loan experience.

  • Dreamlink Mortgage
  • 520 Northeast 44th Street, Boca Raton, FL, 33431
  • Lends in Florida
  • Dreamlink Mortgage. We are a full-service mortgage company based in Boca Raton, FL. We specialize in FHA, VA, Conventional Home Loans, Commercial Loans, and Home Purchase Loans in Boca Raton. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in the zip code 33431.

  • KESSNER FINANCIAL, INC
  • 5550 Glades Road #305, Boca Raton, FL, 33431
  • Lends in Florida
  • KESSNER FINANCIAL, INC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans which best suit our clients needs. We believe that the best borrower is an educated borrower. It is for this reason that we work closely with them to insure that their financing is intergrated as part.

  • City 1st Mortgage Services
  • 2255 Glades Road, Suite 324A & 319A, Boca Raton, FL, 33431
  • Lends in Florida
  • "City First Mortgage Services, we are a unified group of experienced loan professionals who know how to have fun in the mortgage industry. Our culture celebrates each team member’s individuality and creativity. We know there is not ONE right way to get the job done, therefore, we encourage innovative minds

  • NP, Inc.
  • 4800 N. Federal Highway, Building E, Suite 200, Boca Raton, FL, 33431
  • Lends in Florida
  • NP, Inc. is a mortgage company with a 24 year history of helping people become new home owners and refinancing others into a better financial situation. Serving clients needs is the core of our business. This basic principle of putting “the client first” is the reason we close loans based upon relationships, not leads.

  • Capital Funding Financial LLC
  • 5550 Glades Rd Ste #200, Boca Raton, FL, 33431
  • Lends in Florida
  • CAPITAL FUNDING FINANCIAL IS A LICENSED FAMILY-OPERATED AND PRIVATELY FUNDED LENDER ON INVESTMENT PROPERTIES NATIONWIDE.
    WE OFFER OUR CLIENTS THE ABILITY TO CLOSE A LOAN IN DAYS NOT WEEKS DUE TO OUR STREAMLINED INTERNAL UNDERWRITING, SELF-FUNDING, AND IN HOUSE LEGAL COUNSEL. WE ARE A+ RATED WITH THE BETTER BUSINESS BUREAU

  • Ideal Lending Solutions
  • 301 Yamato Road #1240, Boca Raton, FL, 33431
  • Lends in Florida
  • Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.