Land loan lenders for Temple-Terrace, FL AI 2025!

Select from and compare 778 land loan lenders offering services in Temple-Terrace, FL.

In FL, the average cost of an acre of land is $46,235. The loan-to-value (LTV) ratio for undeveloped land ranges from 17.49% to 63.12%, while the estimated LTV for loans on developed land in FLName is between 36.98% and 76.11%.

The actual value and loan LTV of any piece of land relies on factors like its location, size, topography, zoning, and any entitlements the land has received.

Discover your options and rates for land loans by reaching out to the top land loan provider in Temple-Terrace, FL.

Browse offers from 100 lenders

The Advanced Land Loan Calculator

To ensure you meet all of your hard money lending needs, Lendersa® AI technology will instantly align your loan request with numerous direct hard money lenders. Discover top land loan rates today to finance all types of vacant land or land with construction in FL.

Understanding Land Loans and Value

Reducing unnecessary inquiries helps maintain your credit score. You can secure preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

Construction loans and blanket loans are integral to vacant land financing; you may qualify for 100% LTV (Loan to Value) funding when you agree to secure the loan with additional property (a blanket loan).

Hard Money Lending in Your Area?

Your chances of securing a loan rise significantly when you find a private investor through a local hard money broker. Land loans in Temple-Terrace, FL, are best organized by local lenders who know the area. A short distance between the hard money investor and the property heightens loan approval chances and expedites the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 33637, 33617, 33687.



  • Compass Mortgage LLC
  • 2015 S. Florida Avenue, Lakeland, FL, 33803
  • "Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs. In fact, every borrower is different"
  • Florida Mortgage Pros LLC
  • 2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803
  • Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company
  • DDA Mortgage Inc
  • 11701 South Belcher Rd, Suite 101A, Largo, FL, 33773
  • "DDA Mortgage Brokerage NMLS# 324326 Didier Malagies NMLS# 212566 Great partner to Realtors by offer a broad array of loans and outstanding service. FHA, FNMA, FHMC, VA, Conventional, HomePath, USDA, FHA 203k, Jumbo, Foreign, Construction, and more. 34 years of experience partnering with real estate professionals"
  • Inspired Waves Home Loans LLC
  • Lotus Path, Clearwater, FL, 33756
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Homestead Lending
  • 1253 Park Street, Suite UE8,, Clearwater, FL, 33756
  • Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity
  • Choice Real Estate Funding, LLC
  • 551 South Duncan Avenue, Clearwater, FL, 33756
  • Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • All In One Lending Inc
  • 6933 Greenbrier Dr, Seminole, FL, 33777
  • All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,
  • Success Mortgage Partners, Inc
  • 1526 Commercial Park Dr Ste 4, Lakeland, FL, 33801
  • Success Mortgage Partners, Inc. was founded in May, 2002, by Vincent N. Lee and Owen V. Lee, Esq. The purpose of founding SMP was to create a company applying the various lessons that each had learned in their respective real estate careers. The two owners wanted to seriously grow the mortgage company
  • LANDMARK MORTGAGE AND ASSOCIATES, INC.
  • 110 E Pine St, Lakeland, FL, 33801
  • "LandMark Mortgage is a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, need"
  • Farm Credit of Central Florida
  • 204 East Orange Street, Suite 200, Lakeland, FL, 33801
  • Farm Credit of Central Florida is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by their borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending with its customers.