Land loan lenders for Pearl-City, HI AI 2026!

Choose and compare among 263 land loan lenders offering services in Pearl-City, HI.

The typical cost for an acre in HI is $133,333. The LTV for undeveloped land is between 22.19% and 116.10%, while the estimated LTV for loans on already developed land ranges from 40.71% to 80.08% in HI.

The true value and loan-to-value of any land rely on factors such as its location, size, topography, zoning, and any existing entitlements.

Explore your land loan opportunities and compare rates by contacting the top land loan provider in Pearl-City, HI.

Explore loan offers from 100 different lenders

The exceptional land loan calculator

To address all your hard money lending needs, Lendersa® AI promptly matches your loan request with hundreds of direct lenders. Discover competitive land loan rates today to fund any kind of vacant land or land including construction in HI.

Land loans and valuation

Avoiding unnecessary inquiries will help maintain your credit score. Achieve preapproval for your land loan without revealing your social security number or any other sensitive financial information.

Construction and blanket loans are key aspects of financing vacant land; you might qualify for 100% LTV financing by using additional property as collateral (blanket loan).

Is there hard money lending near you?

By locating a private investor through a local hard money broker, your chances of obtaining a loan increase significantly. Land loans in Pearl-City, HI are best managed by local lenders who understand the neighborhood. A close distance between the investor and the property improves approval rates and speeds up the funding process.

The Lendersa® land loan calculator can assist you in finding vacant land loan providers within the zip codes 96701.



Pearl-City Land Loan Lenders

  • Hawaii National Bank
  • 45 N King St, Honolulu, HI, 96817
  • Lends in Hawaii
  • Hawaii National Bank opened its doors on Sept. 19, 1960, to the sound of 10, 000 firecrackers in Honolulu’s Chinatown neighborhood. By the day’s end, the bank had taken in $6.25 million in deposits, a national record for any first-day deposits for a new bank. From this auspicious start, Hawaii National Bank grew.

  • American Savings Bank Hawaii
  • 300 N Beretania St, Honolulu, HI, 96817
  • Lends in Hawaii
  • American Savings Bank Hawaii is a bank with operations in one state. American Savings Bank Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, HomeReady and construction mortgages American Savings Bank is a great bank making people’s dreams possible offering a range of financial services.

  • Paradise Home Mortgage
  • 1837 Kalakaua Ave Ste 1704, Honolulu, HI, 96815
  • Lends in Hawaii
  • · Ultra Low “Wholesale Mortgage Rates” for Refinances and Purchases!
    · Over 200 1st Party 5 Star Online Reviews!
    · Company and Head Broker vetted by Hawaii's Channel 2 TV News and named “The Local Mortgage Expert”
    · Expertise.com AWARD FOR BEST OF BEST BROKER in California & Hawaii!
    · A+ Rated and Accredited with the Better Business Bur

  • Hawaii Mortgage Company Inc
  • 443 Portlock Road, Honolulu, HI, 96825
  • Lends in Hawaii
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kahului Federal Credit Union
  • 25 West Kamehameha Avenue, Kahului, HI, 96732
  • Lends in Hawaii
  • In 1955, a group of civic-minded business people met at the old Kahului Store (also known as the Masonic building) for the purpose of forming a credit union to meet the financial needs of the people in Kahului. At the time, most credit unions were employer-based and there was no credit union in existence that could serve the rest of the community.

  • Wailuku Federal Credit Union
  • 133 Ma'a Street, Kahului, HI, 96732
  • Lends in Hawaii
  • Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company

  • Kauai Federal Credit Union
  • 2976 Ewalu Street, Lihue, HI, 96766
  • Lends in Hawaii
  • In 1947, we started a credit union for employees of the territory of Hawaii and the county of Kaua’i. Our goal was not only to provide county, state, and federal government employees & their families with basic financial needs but also to invest in and grow the quality of life on the island.
    Over 70 years later we’re still committed to our goal

  • Garden Island FCU
  • 2973 Kele Street, Lihue, HI, 96766
  • Lends in Hawaii
  • On February 8,1938, a Federal Charter was issued to Lihue Federal Credit Union covering the employees of The Lihue Plantation Company, Ltd. and its wholly owned subsidiaries; East Kauai Water Company, Kauai Stores and Waiahi Electric Company (merged with Kauai Electric Company).

    In 2007, we changed our name to Garden Island Federal Credit Unio

  • Hawaii First Federal Credit Union
  • 67-1187 Mamalahoa Highway, Kamuela, HI, 96743
  • Lends in Hawaii
  • Hawaii First FCU has been serving our community for 60 years! We serve members island-wide with branches located in Kamuela and Hilo. Our mission statement is “Empowering Our Community by Serving Hawaii First!” and we strive to provide exceptional financial and empowerment services to meet the needs of our members and our community.

  • Hawaii Community Federal Credit Union
  • 73-5611 Olowalu Street, Kailua Kona, HI, 96740
  • Lends in Hawaii
  • By 1991, a decade after acquiring Kohala Federal Credit Union, we became Hawaii Community Federal Credit Union and soon expanded membership to the entire Hawaii Island. We are exponentially larger than we were in the beginning but we continue to hold true to our fundamental philosophy – a group of people joining together to help each other succeed.