Land loan lenders in Dubuque, Iowa [2026with AI]

Explore and compare options from 236 land loan lenders available in Dubuque, IA.

The average cost for an acre of land in IA is $28,555. The LTV for undeveloped land typically ranges from 16.54% to 52.37%, while loans on developed land in IAName can have an estimated LTV anywhere between 36.22% and 75.30%.

The true value and loan-to-value ratio (LTV) of any land are determined by its location, size, topography, zoning, and any entitlements associated with it.

Discover your land loan options and available rates by contacting the top land loan lender in Dubuque, IA.

The exceptional land loan calculator

Using Lendersa® AI technology, your loan request will be instantly matched with hundreds of direct hard money lenders to meet all your hard money lending needs. Discover the most competitive land loan rates today to finance any vacant land or land plus construction in IA.

Land Loans and Their Effect on Value

By reducing unnecessary inquiries, you can help maintain your credit score. Secure preapproval for your land loan without needing to provide your social security number or any sensitive financial details.

In vacant land lending, construction loans and blanket loans are crucial. You may qualify for 100% LTV (Loan to Value) financing by agreeing to use additional property as security (blanket loan).

Is Hard Money Lending Nearby?

Connecting with a private investor through a local hard money broker can significantly increase your chances of securing a loan. Local lenders with expertise in Dubuque, IA are best suited to arrange land loans. A shorter distance between the hard money investor and the property can enhance approval odds and expedite the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 52002, 52003, 52001, 52004, 52099.

(563) 589-2000 Lender's profile and map Reviews Dubuque Bank and Trust Company 1398 Central Ave, Dubuque, IA, 52001 Lends in Iowa At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.
(319) 395-7060 Lender's profile and map Reviews Quaker Oats Credit Union 3535 Center Point Road NE, Cedar Rapids, IA, 52402 Lends in Iowa Quaker Oats Credit Union is a full-service financial institution for the employees, retirees, and family members of the Quaker Oats Company, Tree House Foods, PMX Industries, Circle Computer Resources, CCB Packaging, and Trapeze Group. Quaker Oats Credit Union is a member-owned financial institution dedicated to serving its members.
(563) 382-9661 Lender's profile and map Reviews Decorah Bank and Trust Co 202 East Water Street, Decorah, IA, 52101 Lends in Iowa Established in 1935 during the depression by a small group of concerned citizens. Today we are a 2nd and 3rd generation family owned bank that is able to think differently because we're not owned by outside investors at a far-away headquarters. By being family and employee owned we're able to be uniquely responsive to customer and community needs.
(319) 648-2221 Lender's profile and map Reviews Peoples Trust and Savings Bank 90 E. Railroad St, Riverside, IA, 52327 Lends in Iowa Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.
(319) 352-1340 Lender's profile and map Reviews First Bank IA 316 E Bremer Ave, Waverly, IA, 50677 Lends in Iowa At First Bank, our mission and values are behind everything we do. We deliver the financial solutions YOU need! Since 1864 our priority has been to our customers. Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.
(319) 385-4914 Lender's profile and map Reviews 5 Star Community Credit Union 100 S Cherry Street, Mount Pleasant, IA, 52641 Lends in Iowa 5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
(641) 732-3763 Lender's profile and map Reviews The Home Trust & Savings Bank 628 Main Street, Osage, IA, 50461 Lends in Iowa Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937
(641) 684-5448 Lender's profile and map Reviews Community 1st Credit Union 235 Richmond Ave, Ottumwa, IA, 52501 Lends in Iowa Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.
(630) 554-8899 Lender's profile and map Reviews Allied First Bank SB 3201 Orchard Road, Oswego, IL, 60543 Lends in Iowa Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.