Land loan lenders for Decatur, IL AI 2025!

Explore and compare options among 253 lenders offering land loans in Decatur, IL.

The average cost for an acre of land in IL is $16,493. For undeveloped land, the loan-to-value (LTV) ratio ranges from 15.89% to 45.03%, while for already developed land in ILName, the estimated LTV for loans falls between 35.71% and 74.75%.

The actual worth and loan LTV of any land depend on various factors such as its location, size, topography, zoning, and any entitlements it has received.

Discover your land loan possibilities and rates by reaching out to the top land loan lender in Decatur, IL.

Check offers from 100 lenders

The Ultimate Land Loan Calculator

To address all your hard money lending needs, Lendersa® AI technology instantly aligns your loan request with hundreds of direct hard money lenders. You can now find the optimal land loan rates today to finance any kind of vacant land or land including construction in IL.

Understanding Land Loans and Value

Reducing unnecessary inquiries protects your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial data.

In terms of vacant land lending, construction and blanket loans are key. You might qualify for 100% LTV (Loan to Value) financing if you pledge additional property as collateral (known as a blanket loan).

Seeking Hard Money Lending Nearby?

Your chances of securing a loan greatly increase when you engage with a private investor through a local hard money broker. Land loans in Decatur, IL, are best managed by local lenders familiar with the area. The proximity between the hard money investor and the property can improve loan approval odds and accelerate the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 62522, 62523, 62521, 62526, 62535, 62524, 62525.



  • Versair Private Money
  • 1455 90th Ave, Vero Beach, FL, 32966
  • We provide loans as low as $50k to as high as $50m at a max LTV of 80%. No FICO minimums. Residential and Multifamily properties, but will work with Commercial properties as well. We currently offer 6-24 Month Bridge Loans and Fix-N-Flip Loans. Both Experienced and New investors are okay.
  • Money Source of America
  • 201 E 5th St, Suite 980, Sheridan, WY, 82801
  • Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.
  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
  • R.E.P. Financial LLC
  • 6001 Menaul Blvd NE #1216, Albuquerque, NM, 87110
  • ## Unlocking Your Real Estate Potential with R.E.P. Financial LLC ### Tailored Financial Solutions At R.E.P. Financial LLC, we specialize in crafting bespoke financial strategies, unlocking doors to your real estate dreams. ### Your Real Estate "Key Master" With personalized solutions and dedicated support, Denise Webster and her expert te
  • Soviero Capital LLC
  • 1025 West Indiantown Road, Suite 106, Jupiter, FL, 33458
  • We are Direct Hard Money Lender in Palm Beach County in South Florida. We will lend on all asset types for business purposes. We provide a free online application that takes less than 3 minutes to fill out. We are a small family-owned business which has been operating for over 40 years.
  • ION Mortgage & Lending
  • 2115-A South US Hwy 1, Jupiter, FL, 33477
  • Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal
  • Jet Real Estate
  • 410 Evernia St #523, West Palm Beach, FL, 33401
  • Discover unparalleled real estate services with Jet Real Estate, led by Jamison Troutman. Specializing in residential and commercial investment properties dynamic market, we provide personalized approaches tailored to your needs. From 1-4 unit multi-family investment properties to $100 Million commercial property our expert team ensures seamless, s
  • Jet Real Estate
  • 410 Evernia St #523, West Palm Beach, FL, 33401
  • ## Welcome to Jamison Troutman Real Estate ### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
  • CN Property Funding
  • 5500 N Military Trail, Boca Raton, FL, 33496
  • Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states. All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.