Vacant Land Loan Lenders Decatur, IL AI search of 2026!

Explore and compare options among 261 lenders offering land loans in Decatur, IL.

The average cost for an acre of land in IL is $16,493. For undeveloped land, the loan-to-value (LTV) ratio ranges from 15.89% to 45.03%, while for already developed land in ILName, the estimated LTV for loans falls between 35.71% and 74.75%.

The actual worth and loan LTV of any land depend on various factors such as its location, size, topography, zoning, and any entitlements it has received.

Discover your land loan possibilities and rates by reaching out to the top land loan lender in Decatur, IL.

Check offers from 100 lenders

The Ultimate Land Loan Calculator

To address all your hard money lending needs, Lendersa® AI technology instantly aligns your loan request with hundreds of direct hard money lenders. You can now find the optimal land loan rates today to finance any kind of vacant land or land including construction in IL.

Understanding Land Loans and Value

Reducing unnecessary inquiries protects your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial data.

In terms of vacant land lending, construction and blanket loans are key. You might qualify for 100% LTV (Loan to Value) financing if you pledge additional property as collateral (known as a blanket loan).

Seeking Hard Money Lending Nearby?

Your chances of securing a loan greatly increase when you engage with a private investor through a local hard money broker. Land loans in Decatur, IL, are best managed by local lenders familiar with the area. The proximity between the hard money investor and the property can improve loan approval odds and accelerate the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 62522, 62523, 62521, 62526, 62535, 62524, 62525.



  • Broadmark Realty Capital Inc.
  • 501 S Cherry St, Suite 1100, Denver, CO, 80246
  • Lends in Illinois
  • Broadmark Realty Capital Inc offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • Lends in Illinois
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • Champion Funding LLC
  • 7402 S Upham St, LITTLETON, CO, 80128
  • Lends in Illinois
  • Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property
  • Dynamic Alternative Finace
  • 4845 Pearl East Circle Suite 101, Boulder, CO, 80301
  • Lends in Illinois
  • The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta
  • Aloha Capital
  • 3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
  • Lends in Illinois
  • Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.
  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • Lends in Illinois
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e
  • Newrepublicfunding.com
  • 1942 Broadway St, Boulder, CO, 80302
  • Lends in Illinois
  • Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options
  • WIN WIN CAPITAL FUNDING
  • 24300 Wilderness Oak Suite 330, San Antonio, TX, 78260
  • Lends in Illinois
  • Up to 100% Leverage on fix & flip 1-4 unit properties in non judicial states, no credit or appraisal/experience requirements. We also offer up to 90% on commercial properties, and 100% CLTV as well with seller carry 2nds. Rates from the 9's and up on bridge and 5's & up on perm products. All property types nationwide, owner occupied as well. G
  • Elevated Financial
  • 8270 Woodland Center Boulevard, Tampa, FL, 34685
  • Lends in Illinois
  • We are a Direct Hard Money Lender! We are experts at funding creative deals that other lenders wont! We fund residential and commercial deals. We offer 100% financing for residential fix and flip loans and can close quick! No appraisals required on most loans. Call us today for a loan quote!