Land loan lenders for Decatur, IL AI 2025!

Explore and compare options among 245 lenders offering land loans in Decatur, IL.

The average cost for an acre of land in IL is $16,493. For undeveloped land, the loan-to-value (LTV) ratio ranges from 15.89% to 45.03%, while for already developed land in ILName, the estimated LTV for loans falls between 35.71% and 74.75%.

The actual worth and loan LTV of any land depend on various factors such as its location, size, topography, zoning, and any entitlements it has received.

Discover your land loan possibilities and rates by reaching out to the top land loan lender in Decatur, IL.

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The Ultimate Land Loan Calculator

To address all your hard money lending needs, Lendersa® AI technology instantly aligns your loan request with hundreds of direct hard money lenders. You can now find the optimal land loan rates today to finance any kind of vacant land or land including construction in IL.

Understanding Land Loans and Value

Reducing unnecessary inquiries protects your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial data.

In terms of vacant land lending, construction and blanket loans are key. You might qualify for 100% LTV (Loan to Value) financing if you pledge additional property as collateral (known as a blanket loan).

Seeking Hard Money Lending Nearby?

Your chances of securing a loan greatly increase when you engage with a private investor through a local hard money broker. Land loans in Decatur, IL, are best managed by local lenders familiar with the area. The proximity between the hard money investor and the property can improve loan approval odds and accelerate the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 62522, 62523, 62521, 62526, 62535, 62524, 62525.



  • Stratton Equities
  • 28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
  • Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.
  • INSPIRED HOLDINGS LLC
  • 277 FAIRFIELD RD SUITE 310, FAIRFIELD, NJ, 07004
  • YOUR GO TO FUNDING COMPANY FOR FIX AND FLIPS, CASH OUT AND RENTAL LOANS. \ INSPIRED SPECIALIZES IN ALL TYPES OF COMMECIAL FINANCING FOR REAL ESTATE INVESTORS, WHOLESALERS, AND BUYERS. WE OFFER PROGRAMS THAT GIVE INVESTORS A LEG UP IN THE HOME BUYING PROCESS. GET PREQUALIFY TODAY WITH NO HASSLE.
  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
  • Global Capital Funding
  • 2800 Post Oak Blvd Floor 56, Houston, TX, 77056
  • Global Capital Funding – Strategic, Fast, and Reliable Commercial Lending We provide custom financing solutions for real estate investors, developers, and business owners. Specializing in bridge loans, cash-out refinancing, construction, investment property and foreclosure bail-out loans, we deliver fast approvals, flexible terms, fast closings.
  • LJC Financial LLC
  • #B 4123 Purdue, Houston, TX, 77005
  • Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.
  • Hard Money Man LLC
  • 249 Grand Central Pkwy, Bayville, NY, 08721
  • Hard Money Man LLC is a New Jersey based private money lender. With over 20 years experience in being hard money lenders and private money lenders, we have closed and funded over 7,500 loans totaling over 1.2 billion in transactions. We pride ourselves on knowledge of the industry and speed of closings. On average our loans close in 7 days, and we
  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • BH As a Hard Money Loan Lender, I have built a portfolio of 50+ personal private lenders and loan companies, making us a trusted resource in the industry. With almost a decade of experience, our company has successfully facilitated a wide range of loans, catering to various needs and situations. Because we are not bonded to one specific compa
  • RCA Capital
  • 550 Kinderkamack Rd, Suite1, Oradell, NJ, 07649
  • RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
  • Brooklyn Funding Group Ltd.
  • 33 35th St A404, Brooklyn, NY, 11232
  • Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t