Land loan lenders for Edwardsville, IL AI 2026!

Compare and evaluate the options from 288 land loan lenders available in Edwardsville, IL.

In IL, the average cost per acre of land is $44,987. The loan-to-value (LTV) ratio for undeveloped land spans from 17.42% to 62.36%, and for developed land, it is estimated between 36.93% and 76.05%.

The genuine value and LTV of a loan for any land depend on its location, size, topography, zoning, and any entitlements applied to the property.

Explore your land loan possibilities and discover the rates by getting in touch with the leading land loan lender in Edwardsville, IL.

Review offers from 100 lenders

The Ultimate Land Loan Calculator

Using Lendersa® AI technology, your loan request is swiftly matched with numerous direct hard money lenders, fulfilling all your lending needs. Discover the most competitive land loan rates to finance any type of vacant land or land plus construction in IL.

Insight into Land Loans and Value

By avoiding unnecessary inquiries, you can prevent your credit score from dropping. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial details.

Blanket loans and construction loans are essential components of vacant land lending; you may qualify for 100% LTV (Loan to Value) financing by offering additional property as collateral (blanket loan).

Searching for Hard Money Lenders Nearby?

Working with a private investor through a local hard money broker can significantly boost your chances of securing a loan. Arranging land loans in Edwardsville, IL is ideal with local lenders who are well-versed with the neighborhood. A short distance between the property and the investor boosts loan approval possibilities and accelerates funding.

Utilize the Lendersa® land loan calculator to search for vacant land loan lenders in zip codes 62025.



Edwardsville Land Loan Lenders

  • Bank of O'Fallon
  • 901 S. Lincoln Ave., O Fallon, IL, 62269
  • Lends in Illinois
  • The Bank of O’Fallon has been proudly serving the needs of O’Fallon, Shiloh and the surrounding areas since 1959. It stands as one of the oldest businesses in O’Fallon and is committed to the future of the metro east as the area continues to grow. Please stop in today or give us a call to see what we can do for you.

  • Jersey State Bank
  • 1000 South State Street, Jerseyville, IL, 62052
  • Lends in Illinois
  • On January 10, 1903, Theodore S. Chapman, Frederick Jacobs, Joseph R. Fulkerson, and Allen M. Slaten were granted permission to organize a bank to be known as the Jersey State Bank with capital stock of $25, 000.On January 28, 1903 Jersey State Bank opened its door for business at 123 West Pearl Street in Jerseyville

  • Prairie State Bank and Trust
  • 3751 W Wabash, Springfield, IL, 62711
  • Lends in Illinois
  • Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.

  • Chester National Bank
  • 1112 State St., Chester, IL, 62233
  • Lends in Illinois
  • Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.

  • Community First Bank Of The Heartland
  • 117 N. 10th Street, Mount Vernon, IL, 62864
  • Lends in Illinois
  • Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.

  • Midland States Bank
  • 1201 Network Centre Drive, Effingham, IL, 62401
  • Lends in Illinois
  • Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of September 30, 2021, the Company had total assets of approximately $7.09 billion, and its Wealth Management Group had assets under administration of approximately $4.06 billion.

  • Petefish, Skiles & Co.
  • 102 West Beardstown Street, Virginia, IL, 62691
  • Lends in Illinois
  • On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.

  • Dieterich Bank
  • 101 S Main St, Dieterich, IL, 62424
  • Lends in Illinois
  • We are a community bank, with community values. Our employees are your friends and neighbors, which is why we are so passionate about helping our customers and the communities we serve. Live for Today. Bank for Tomorrow. We’ve served the people of Illinois for over 100 years. Now, the good people of Edwardsville are also in those ranks!

Also lends in Illinois

  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.

  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t