Land loan lenders for East-St.-Louis, IL AI 2025!

Evaluate and contrast 246 land loan lenders active in East-St.-Louis, IL.

In IL, the typical per-acre cost is $11,028. Loan-to-value (LTV) ratios for undeveloped land range from 15.59% to 41.71%, while developed land loans in IL have LTV estimates from 35.47% to 74.50%.

The true value and loan LTV for any land depend on factors such as location, size, topography, zoning, and any existing entitlements on the property.

Learn about your land loan choices and rates by connecting with the leading land loan lender in East-St.-Louis, IL.

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The Enchanted Land Loan Calculator

Lendersa® AI technology swiftly matches your loan request with hundreds of direct hard money lenders, ensuring all your needs are met. Discover today's finest land loan rates for financing any type of vacant land or land with construction in IL.

Land Loans and Valuation

Unnecessary inquiries can affect your credit score. Obtain preapproval for your land loan without revealing your social security number or sensitive financial details.

For vacant land loans, both construction and blanket loans are pivotal; you might secure 100% LTV (Loan to Value) financing if you pledge additional property as security (blanket loan).

Seeking Hard Money Lending Nearby?

Finding a private investor via a local hard money broker significantly increases your chances of obtaining a loan. In East-St.-Louis, IL, local lenders well-acquainted with the community can best arrange land loans. Nearby hard money investors boost approval odds and expedite the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 62207, 62205, 62204, 62203, 62201, 62202.



  • National Bank of St. Anne
  • 158 W Station Street, Saint Anne, IL, 60964
  • National Bank team of hard-working community members that help our neighbors with all things banking - when you grow, we grow. We know customers are always striving for more, and being the locally trusted financial leader, we are giving our customers personalized options that make banking simple, yet effective
  • First Bank of Manhattan
  • 230 South State Street, Manhattan, IL, 60442
  • The First Bank of Manhattan has been providing high quality, full service personal and business banking services to Manhattan and our neighboring communities of New Lenox, Elwood, Wilmington and Wilton Center. The bank offers a full range of deposit products such as Checking, savings, CD’s, IRA’s, children’s and teen’s accounts.
  • First Community Bank and Trust
  • 1111 Dixie Highway, Beecher, IL, 60401
  • First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 100 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service.
  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
  • Resource Bank
  • 555 Bethany Rd, Dekalb, IL, 60115
  • At Resource Bank, we believe the relationship between a bank and its clients should be based on a mutual trust; something that will last for years and benefit you for a lifetime. For more than a century, we’ve taken pride in giving you individual attention - from people who really care.
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
  • Private Lending Group
  • 18W140 Butterfield Rd., Villa Park, IL, 60181
  • We are income or credit driven for our loans. These loans are perfect for investment projects or cash out on free and clear properties. Most loans close in 7-14 days. All loans will be considered, and are based on EQUITY, exit strategy, value, and ability to demonstrate repayment of the loan.