Lenders using AI on vacant land in Romeoville, IL 2025!

Select from and compare 253 land loan lenders serving Romeoville, IL.

In IL, the average cost for an acre of land is $37,210. The loan-to-value (LTV) ratio for undeveloped land ranges from 17.01% to 57.63%, while for already developed land in ILName, the estimated LTV for loans spans from 36.59% to 75.70%.

The true value and loan LTV of any parcel of land are influenced by its location, size, topography, zoning, and any existing entitlements.

Discover your options and rates for land loans by reaching out to the top land loan provider in Romeoville, IL.

View offers from 100 lenders

The Comprehensive Land Loan Calculator

To fulfill all your hard money lending requirements, Lendersa® AI technology swiftly aligns your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land with construction in IL.

Exploring Land Loans and Their Value

Reducing unnecessary inquiries helps maintain your credit score. Secure preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

Within vacant land lending, construction and blanket loans are integral. You may qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Hard Money Lending Locally?

Your likelihood of securing a loan increases significantly when you connect with a private investor through a local hard money broker. Land loans in Romeoville, IL, are best managed by lenders familiar with the area. The proximity between the investor and the property boosts loan approval chances and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 60441, 60446.



  • FBC Funding
  • 3047 N. Lincoln Ave., Suite 400, Chicago, IL, 60657
  • FBC Funding is a Commercial Mortgage Broker specializing in helping residential and commercial real estate investors meet their financing goals. We offer a wide variety of financing terms for investors including fix and flip, buy and hold, blanket and lines of credit for residential and commercial properties.
  • Algonquin State Bank
  • 2400 Huntington Drive N., Algonquin, IL, 60102
  • Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations. With a strong capital position and a dedicated team of community bankers.
  • Resource Bank
  • 555 Bethany Rd, Dekalb, IL, 60115
  • At Resource Bank, we believe the relationship between a bank and its clients should be based on a mutual trust; something that will last for years and benefit you for a lifetime. For more than a century, we’ve taken pride in giving you individual attention - from people who really care.
  • Dovenmuehle Mortgage, Inc.
  • 1 Corporate Dr, Suite 360, Lake Zurich, IL, 60047
  • Dovenmuehle, we understand the importance of your members and provide the solutions and experiences you need to build trusted relationships with them. Our commitment to innovation and technology means we develop leading member experiences and our thoughtful approach to service means we provide the care and hands-on support they need.
  • National Bank of St. Anne
  • 158 W Station Street, Saint Anne, IL, 60964
  • National Bank team of hard-working community members that help our neighbors with all things banking - when you grow, we grow. We know customers are always striving for more, and being the locally trusted financial leader, we are giving our customers personalized options that make banking simple, yet effective
  • State Bank of Graymont
  • 1100 W. Howard Street, Pontiac, IL, 61764
  • The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.
  • The Atlanta National Bank
  • 105 SW Church St, Atlanta, IL, 61723
  • The Atlanta National Bank is a branch office of The Atlanta National Bank. They’re located in 105 SW Church St in Atlanta, Illinois. Their bank charter class is N, which means they’re a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).
  • MidAmerica National Bank
  • 100 West Elm Street, Canton, IL, 61520
  • MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.
  • Hickory Point Bank & Trust
  • 225 North Water Street, Decatur, IL, 62523
  • Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.
  • Farmers-Merchants Bank of Illinois
  • 101 W Main St, Joy, IL, 61260
  • Farmers-Merchants Bank of Illinois, formerly known as Joy State Bank and Farmers-Merchants National Bank of Paxton, has served Illinois communities for more than 100 years. We strive to maintain the values that have driven the bank’s longevity: friendly customer service and a wide range of valuable products and services.